RateSonarBETA, home

Business · Leaderboard

Lowest advertised business-loan rate: 4.90%

Recorded rates, lowest first. The headline is row 1: the lowest rate on a current standard business loan.

Lowest recorded rate

4.90%

Nissan Financial ServicesNFSA Patrol Commercial Loan

Recorded 2026-10-15

Business loans
353
Lenders
107
Median rate
8.20%
Spread of recorded rates

Not drawn: 4 above 15.5%.

353 rowsSort or filter any column. Drag an edge to resize.

Best business loan from each of 107 lenders, lowest first. 353 business loans in this view.

Nissan Financial ServicesNFSA Patrol Commercial LoanFixed 5y
4.90% p.a.recorded
recorded
Mini Financial Services4.99% Chattel Mortgage - New MINI All ModelsFixed 3y
4.99% p.a.comparison 4.99%recorded
recorded View at lender
Bmw Financial Services4.99% Chattel Mortgage - Select Demo BMW 1er/2er/X1/X3/X5/X7 ModelsFixed 4y
4.99% p.a.comparison 4.99%recorded
recorded View at lender
Judo BankJudo Business LoanVariable
5.22% p.a.recorded
recorded View at lender
Ineos Grenadier Financial ServicesINEOS Grenadier Commercial LoanFixed 5y
5.99% p.a.recorded
recorded
SWSbankFixed Rate Commercial CarFixed 7y
5.99% p.a.comparison 5.99%recorded
recorded View at lender
Bendigo BankCommercial LoanFixed 2y
6.85% p.a.recorded
recorded
Bank of usSmall, Small Bus LoanVariable
6.99% p.a.recorded
recorded View at lender
Isuzu Ute FinanceIsuzu UTE Finance - Chattel MortgageFixed 3y
7.09% p.a.recorded
recorded
Great Southern BankCommercial 1 year fixed - Residentially Secured P&IFixed 1y
7.09% p.a.recorded
recorded View at lender
Greater Bank LimitedBusiness Term Loan - Fixed 3 Year secured by Residential PropertyFixed 3y
7.19% p.a.recorded
recorded View at lender
Deepal Financial ServicesDeepal Financial Services - Chattel MortgageFixed 2y
7.24% p.a.recorded
recorded
Cairns bankCommercial LoanFixed 2y
7.29% p.a.recorded
recorded
Central West CULBusiness Car Loan - New VehicleVariable
7.40% p.a.comparison 7.82%recorded
recorded View at lender
Business-loan leaderboard
14.90%—Nissan Financial ServicesNFSA Patrol Commercial LoanFixed 5yStandard2026-10-15—
24.99%4.99%Mini Financial Services4.99% Chattel Mortgage - New MINI All ModelsFixed 3yStandard2026-10-15View at Mini Financial Services
34.99%4.99%Bmw Financial Services4.99% Chattel Mortgage - Select Demo BMW 1er/2er/X1/X3/X5/X7 ModelsFixed 4yStandard2026-10-15View at Bmw Financial Services
45.22%—Judo BankJudo Business LoanVariableStandard2026-10-15View at Judo Bank
55.99%7.26%Bank of Queensland (BOQ)Specific Security AgreementFixed 3yStandard2026-10-15View at Bank of Queensland (BOQ)
65.99%—Ineos Grenadier Financial ServicesINEOS Grenadier Commercial LoanFixed 5yStandard2026-10-15—
75.99%5.99%Bmw Financial Services5.99% Chattel Mortgage - Select New BMW 1er/2er/X1/X3/X5/X7 ModelsFixed 4yStandard2026-10-15View at Bmw Financial Services
85.99%5.99%SWSbankFixed Rate Commercial CarFixed 7yStandard2026-10-15View at SWSbank
96.33%—Southern Cross Credit UnionBUSINESS LOANVariableStandard2026-10-15View at Southern Cross Credit Union
106.49%—Queensland Country BankSpecialised VariableVariableStandard2026-10-15View at Queensland Country Bank
116.49%—Queensland Country BankSpecialised Variable I.O.VariableStandard2026-10-15View at Queensland Country Bank
126.49%—Queensland Country BankSpecialised FixedFixed 1yStandard2026-10-15View at Queensland Country Bank
136.49%—Police Credit Union LtdCommercial Vehicle Fixed LoanFixed 7yStandard2026-10-15View at Police Credit Union Ltd
146.59%—Coastline BankBusiness Interest FixedFixed 3yStandard2026-10-15View at Coastline Bank
156.60%—Newcastle Permanent (NPBS)Business Loan Fixed Rate Interest OnlyFixed 3yStandard2026-10-15View at Newcastle Permanent (NPBS)
166.60%—Newcastle Permanent (NPBS)Business Loan Fixed Rate Principal and InterestFixed 2yStandard2026-10-15View at Newcastle Permanent (NPBS)
176.69%—IMB BankFully Drawn Commercial LoanVariableStandard2026-10-15View at IMB Bank
186.69%—Queensland Country BankSpecialised Fixed I.O.Fixed 1yStandard2026-10-15View at Queensland Country Bank
196.74%—Bank of SydneyResisec Business LoanVariableStandard2026-10-15View at Bank of Sydney
206.74%—Australian Mutual Bank LTDVariable Principal & Interest Commercial LendingVariableStandard2026-10-15View at Australian Mutual Bank LTD
216.74%—Queensland Country BankCommercial Loan - SecuredVariableStandard2026-10-15View at Queensland Country Bank
226.79%—Great Southern Bank Business+Business+ Vehicle LoanFixed 6yStandard2026-10-15View at Great Southern Bank Business+
236.80%—Police Credit Union Ltd1yr fixed Secured Commercial Term LoanFixed 1yStandard2026-10-15View at Police Credit Union Ltd
246.84%—Maitland Mutual LimitedBusiness Mortgage LoanFixed 1yStandard2026-10-15View at Maitland Mutual Limited
256.85%—Bendigo BankCommercial LoanFixed 2yStandard2026-10-15—
266.94%—Beyond Bank AustraliaBusiness Investment LoanVariableStandard2026-10-15View at Beyond Bank Australia
276.95%—Australian Mutual Bank LTDCommercial Personal - Principal & InterestVariableStandard2026-10-15View at Australian Mutual Bank LTD
286.95%—Police Credit Union Ltd2yr fixed Secured Commercial Term LoanFixed 2yStandard2026-10-15View at Police Credit Union Ltd
296.99%8.82%Latitude Personal And Motor LoansLatitude Commercial Asset LoanFixed 1yStandard2026-10-15View at Latitude Personal And Motor Loans
306.99%6.99%Bmw Financial Services6.99% Chattel Mortgage - Select Demo BMW 1er/2er/X1/X3/X5/X7 ModelsFixed 5yStandard2026-10-15View at Bmw Financial Services
316.99%6.99%Bmw Financial Services6.99% Chattel Mortgage - New iX1/iX2 modelsFixed 4yStandard2026-10-15View at Bmw Financial Services
326.99%—Bank of usSmall, Small Bus LoanVariableStandard2026-10-15View at Bank of us
336.99%—Australian Mutual Bank LTDVariable Interest Only Commercial LendingVariableStandard2026-10-15View at Australian Mutual Bank LTD
347.04%8.05%Beyond Bank AustraliaBusiness LoanFixed 7yStandard2026-10-15View at Beyond Bank Australia
357.09%—Isuzu Ute FinanceIsuzu UTE Finance - Chattel MortgageFixed 3yStandard2026-10-15—
367.09%—Great Southern BankCommercial 1 year fixed - Residentially Secured P&IFixed 1yStandard2026-10-15View at Great Southern Bank
377.09%—Great Southern BankCommercial 1 Year Fixed - Residentially Secured IOFixed 1yStandard2026-10-15View at Great Southern Bank
387.10%—Police Credit Union Ltd3yr fixed Secured Commercial Term LoanFixed 3yStandard2026-10-15View at Police Credit Union Ltd
397.14%—Great Southern BankCommercial 2 year fixed - Residentially Secured P&IFixed 2yStandard2026-10-15View at Great Southern Bank
407.14%—Great Southern BankCommercial 2 Year Fixed - Residentially Secured IOFixed 2yStandard2026-10-15View at Great Southern Bank
417.19%—Bank of usBusiness LoanVariableStandard2026-10-15View at Bank of us
427.19%—Greater Bank LimitedBusiness Term Loan - Fixed 3 Year secured by Residential PropertyFixed 3yStandard2026-10-15View at Greater Bank Limited
437.19%—Great Southern BankCommercial 3 year fixed - Residentially Secured P&IFixed 3yStandard2026-10-15View at Great Southern Bank
447.19%—Great Southern BankCommercial 3 Year Fixed - Residentially Secured IOFixed 3yStandard2026-10-15View at Great Southern Bank
457.24%—Deepal Financial ServicesDeepal Financial Services - Chattel MortgageFixed 2yStandard2026-10-15—
467.24%—Greater Bank LimitedBusiness Term Loan - Fixed 1 Year secured by Residential PropertyFixed 1yStandard2026-10-15View at Greater Bank Limited
477.24%—Greater Bank LimitedBusiness Term Loan - Fixed 2 Year secured by Residential PropertyFixed 2yStandard2026-10-15View at Greater Bank Limited
487.25%—Ducati Financial ServicesChattel MortgageFixed 5yStandard2026-10-15View at Ducati Financial Services
497.25%—Ducati Financial ServicesDucati Chattel Mortgage - Guaranteed Future ValueFixed 5yStandard2026-10-15View at Ducati Financial Services
507.25%—Great Southern BankCommercial Variable - Residentially Secured P&IVariableStandard2026-10-15View at Great Southern Bank
517.25%—Great Southern BankCommercial Variable - Residentially Secured IOVariableStandard2026-10-15View at Great Southern Bank
527.25%—Police Credit Union Ltd5yr fixed Secured Commercial Term LoanFixed 4yStandard2026-10-15View at Police Credit Union Ltd
537.25%—Police Credit Union Ltd4yr fixed Secured Commercial Term LoanFixed 4yStandard2026-10-15View at Police Credit Union Ltd
547.29%—Cairns bankCommercial LoanFixed 2yStandard2026-10-15—
557.29%—Greater Bank LimitedBusiness Term Loan - Fixed 3 Year Interest Only secured by Residential PropertyFixed 3yStandard2026-10-15View at Greater Bank Limited
567.34%—Greater Bank LimitedBusiness Term Loan - Fixed 1 Year Interest Only secured by Residential PropertyFixed 1yStandard2026-10-15View at Greater Bank Limited
577.34%—Greater Bank LimitedBusiness Term Loan - Fixed 2 Year Interest Only secured by Residential PropertyFixed 2yStandard2026-10-15View at Greater Bank Limited
587.34%—Greater Bank LimitedBusiness Term Loan - Fixed 4 Year secured by Residential PropertyFixed 4yStandard2026-10-15View at Greater Bank Limited
597.34%—Greater Bank LimitedBusiness Term Loan - Fixed 5 Year secured by Residential PropertyFixed 5yStandard2026-10-15View at Greater Bank Limited
607.38%—Police Credit Union LtdCommercial Vehicle Variable LoanVariableStandard2026-10-15View at Police Credit Union Ltd
617.39%—Auswide Bank LtdBUSINESS TERM LOANFixed 1yStandard2026-10-15View at Auswide Bank Ltd
627.39%—Great Southern BankCommercial 5 year fixed - Residentially Secured P&IFixed 5yStandard2026-10-15View at Great Southern Bank
637.39%—Great Southern BankCommercial 5 Year Fixed - Residentially Secured IOFixed 5yStandard2026-10-15View at Great Southern Bank
647.40%7.82%Central West CULBusiness Car Loan - New VehicleVariableStandard2026-10-15View at Central West CUL
657.40%—Police Credit Union LtdSecured Residential Term LoanVariableStandard2026-10-15View at Police Credit Union Ltd
667.44%—Greater Bank LimitedBusiness Term Loan - Fixed 4 Year Interest Only secured by Residential PropertyFixed 4yStandard2026-10-15View at Greater Bank Limited
677.44%—Greater Bank LimitedBusiness Term Loan - Fixed 5 Year Interest Only secured by Residential PropertyFixed 5yStandard2026-10-15View at Greater Bank Limited
687.45%—Police Credit Union LtdSecured Commercial Term LoanVariableStandard2026-10-15View at Police Credit Union Ltd
697.49%—Greater Bank LimitedBusiness Term Loan - Fixed 3 Year secured by Commercial PropertyFixed 3yStandard2026-10-15View at Greater Bank Limited
707.54%—Resimac Asset FinanceCommercial Motor Vehicle FinanceFixed 7yStandard2026-10-15View at Resimac Asset Finance
717.54%—Denza Financial ServicesDENZA Financial Services - Chattel MortgageFixed 3yStandard2026-10-15—
727.54%—Summerland BankBusiness LoanFixed 1yStandard2026-10-15View at Summerland Bank
737.54%—Commonwealth Bank (CBA)BetterBusiness LoanVariableStandard2026-10-15View at Commonwealth Bank (CBA)
747.54%—Greater Bank LimitedBusiness Term Loan - Fixed 1 Year secured by Commercial PropertyFixed 1yStandard2026-10-15View at Greater Bank Limited
757.54%—Greater Bank LimitedBusiness Term Loan - Fixed 2 Year secured by Commercial PropertyFixed 2yStandard2026-10-15View at Greater Bank Limited
767.59%—Australian Mutual Bank LTDFixed Principal & Interest Commercial LendingFixed 1yStandard2026-10-15View at Australian Mutual Bank LTD
777.59%—Greater Bank LimitedBusiness Term Loan - Fixed 3 Year Interest Only secured by Commercial PropertyFixed 3yStandard2026-10-15View at Greater Bank Limited
787.59%—Great Southern BankCommercial 1 Year Fixed - Commercially Secured IOFixed 1yStandard2026-10-15View at Great Southern Bank
797.59%—Great Southern BankCommercial 1 Year fixed - Commercially secured P&IFixed 1yStandard2026-10-15View at Great Southern Bank
807.60%—Weekend Toy FinanceWeekend Toy Finance - Chattel MortgageFixed 3yStandard2026-10-15—
817.60%—Kawasaki Motors FinanceKawasaki Motors Finance - Chattel MortgageFixed 3yStandard2026-10-15—
827.60%9.97%Southern Cross Credit UnionMOTOR SCOUT BUSINESS VEHICLE LOANFixed 3yStandard2026-10-15—
837.60%—Southern Cross Credit UnionBUSINESS VEHICLE LOANFixed 5yStandard2026-10-15View at Southern Cross Credit Union
847.60%—Bank of Queensland (BOQ)Business Term LoanVariableStandard2026-10-15View at Bank of Queensland (BOQ)
857.64%—Greater Bank LimitedBusiness Term Loan - Fixed 1 Year Interest Only secured by Commercial PropertyFixed 1yStandard2026-10-15View at Greater Bank Limited
867.64%—Greater Bank LimitedBusiness Term Loan - Fixed 2 Year Interest Only secured by Commercial PropertyFixed 2yStandard2026-10-15View at Greater Bank Limited
877.64%—Greater Bank LimitedBusiness Term Loan - Fixed 4 Year secured by Commercial PropertyFixed 4yStandard2026-10-15View at Greater Bank Limited
887.64%—Greater Bank LimitedBusiness Term Loan - Fixed 5 Year secured by Commercial PropertyFixed 5yStandard2026-10-15View at Greater Bank Limited
897.64%—Great Southern BankCommercial 2 Year Fixed - Commercially Secured IOFixed 2yStandard2026-10-15View at Great Southern Bank
907.64%—Great Southern BankCommercial 2 Year fixed - Commercially secured P&IFixed 2yStandard2026-10-15View at Great Southern Bank
917.65%—Police Credit Union LtdSecured Non-Property Term Loan VariableVariableStandard2026-10-15View at Police Credit Union Ltd
927.65%—Police Credit Union LtdResidential Development LoanVariableStandard2026-10-15View at Police Credit Union Ltd
937.69%—Allcredit Automotive FinanceAllcredit Automotive Finance - Chattel MortgageFixed 2yStandard2026-10-15—
947.69%—Great Southern BankCommercial 3 Year Fixed - Commercially Secured IOFixed 3yStandard2026-10-15View at Great Southern Bank
957.69%—Great Southern BankCommercial 3 Year fixed - Commercially secured P&IFixed 3yStandard2026-10-15View at Great Southern Bank
967.70%7.92%Central West CULBusiness Car Loan - Used Vehicle 1 to 7 years oldVariableStandard2026-10-15View at Central West CUL
977.74%—bankWAWBusiness Loan Residential Secured P&I VariableVariableStandard2026-10-15View at bankWAW
987.74%—Greater Bank LimitedBusiness Term Loan - Fixed 4 Year Interest Only secured by Commercial PropertyFixed 4yStandard2026-10-15View at Greater Bank Limited
997.74%—Greater Bank LimitedBusiness Term Loan - Fixed 5 Year Interest Only secured by Commercial PropertyFixed 5yStandard2026-10-15View at Greater Bank Limited
1007.75%—Liberty FinancialLow rate commercial loanVariableStandard2026-10-15View at Liberty Financial
1017.75%—Great Southern BankCommercial Variable - Commercially Secured IOVariableStandard2026-10-15View at Great Southern Bank
1027.75%—Great Southern BankCommercial Variable - Commercially secured P&IVariableStandard2026-10-15View at Great Southern Bank
1037.84%—Jeep Financial Services AustraliaJeep Financial Services Australia - Chattel MortgageFixed 3yStandard2026-10-15—
1047.84%—AFG CommercialCommercial LoanVariableStandard2026-10-15View at AFG Commercial
1057.84%—Connective AdvanceCommercial LoanVariableStandard2026-10-15View at Connective Advance
1067.84%—Finsure ThriveCommercial LoanVariableStandard2026-10-15View at Finsure Thrive
1077.84%—Paramount EdgeCommercial LoanVariableStandard2026-10-15View at Paramount Edge
1087.84%—Rate Money ElevateCommercial LoanVariableStandard2026-10-15View at Rate Money Elevate
1097.84%—ThinktankCommercial LoanVariableStandard2026-10-15View at Thinktank
1107.84%—Thinktank By LmgCommercial LoanVariableStandard2026-10-15View at Thinktank By Lmg
1117.84%—Automotive FinanceAutomotive Finance - Chattel MortgageFixed 3yStandard2026-10-15View at Automotive Finance
1127.84%—Alfa Romeo Financial Services AustraliaAlfa Romeo Financial Services Australia - Chattel MortgageFixed 3yStandard2026-10-15—
1137.84%—Fiat Financial Services AustraliaFiat Financial Services Australia - Chattel MortgageFixed 3yStandard2026-10-15—
1147.84%—Chery Motor FinanceChery Motor Finance - Chattel MortgageFixed 3yStandard2026-10-15—
1157.84%—Geely FinanceGeely Finance - Chattel MortgageFixed 3yStandard2026-10-15—
1167.84%—Ybr Lending SolutionsCommercial LoanVariableStandard2026-10-15View at Ybr Lending Solutions
1177.84%—Byd Financial ServicesBYD Financial Services - Chattel MortgageFixed 3yStandard2026-10-15—
1187.84%—Australian Mutual Bank LTDFixed Interest Only Commercial LendingFixed 1yStandard2026-10-15View at Australian Mutual Bank LTD
1197.85%—Renault Financial ServicesEV Home Buyer Commercial LoanFixed 5yStandard2026-10-15—
1207.85%—Skyline Car FinanceEV Home Buyer Commercial LoanFixed 5yStandard2026-10-15—
1217.85%—Mitsubishi Motors Financial ServicesEV Home Buyer Commercial LoanFixed 5yStandard2026-10-15—
1227.85%—Ram Trucks FinanceEV Home Buyer Commercial LoanFixed 5yStandard2026-10-15—
1237.85%—Ldv Financial ServicesEV Home Buyer Commercial LoanFixed 5yStandard2026-10-15—
1247.85%—Ineos Grenadier Financial ServicesEV Home Buyer Commercial LoanFixed 5yStandard2026-10-15—
1257.85%—Nissan Financial ServicesEV Home Buyer Commercial LoanFixed 5yStandard2026-10-15—
1267.85%—Police Credit Union LtdSecured Non-Property Term Loan FixedFixed 5yStandard2026-10-15View at Police Credit Union Ltd
1277.89%8.16%Orde FinancialCommercial Full Doc PrimeVariableStandard2026-10-15View at Orde Financial
1287.89%8.16%Orde FinancialCommercial Lease Doc PrimeVariableStandard2026-10-15View at Orde Financial
1297.89%—Horizon BankBusiness Interest Only VariableVariableStandard2026-10-15View at Horizon Bank
1307.89%—Great Southern BankCommercial 5 Year Fixed - Commercially Secured IOFixed 5yStandard2026-10-15View at Great Southern Bank
1317.89%—Great Southern BankCommercial 5 Year fixed - Commercially secured P&IFixed 5yStandard2026-10-15View at Great Southern Bank
1327.90%—Police Credit Union LtdCommercial Development LoanVariableStandard2026-10-15View at Police Credit Union Ltd
1337.94%8.54%Mortgage HouseChameleon Commercial - Pure Commercial 50VariableStandard2026-10-15View at Mortgage House
1347.95%8.01%Central West CULInvestment Property Loan (non residential)VariableStandard2026-10-15View at Central West CUL
1357.95%—Darling Downs BankBILL RATEVariableStandard2026-10-15—
1367.95%—Darling Downs BankBILL RATEVariableStandard2026-10-15—
1377.99%8.26%Mortgage Choice AmplifyCommercial Property LoanVariableStandard2026-10-15View at Mortgage Choice Amplify
1387.99%7.99%Mini Financial Services7.99% Chattel Mortgage - New MINI All ModelsFixed 5yStandard2026-10-15View at Mini Financial Services
1397.99%—Mortgage Ezy 9ef80a04Propel CommercialVariableStandard2026-10-15View at Mortgage Ezy 9ef80a04
1407.99%7.99%Bmw Financial Services7.99% Chattel Mortgage - New BMW MotorcyclesFixed 5yStandard2026-10-15View at Bmw Financial Services
1417.99%7.99%Bmw Financial Services7.99% Chattel Mortgage - Select New BMW 1er/2er/X1/X3/X5/X7 ModelsFixed 5yStandard2026-10-15View at Bmw Financial Services
1427.99%—BNK Bank (Goldfields Money/BCHL)Commercial Lease DocVariableStandard2026-10-15—
1437.99%—BNK Bank (Goldfields Money/BCHL)Commercial Term LoanVariableStandard2026-10-15—
1447.99%8.26%Bluestone Home LoansCommercial Property LoanVariableStandard2026-10-15View at Bluestone Home Loans
1457.99%8.26%Connective ElevateCommercial Property LoanVariableStandard2026-10-15View at Connective Elevate
1468.00%—Central West CULBusiness Mortgage LoanVariableStandard2026-10-15View at Central West CUL
1478.04%—The Asset FinancierThe Asset Financier - Chattel MortgageFixed 3yStandard2026-10-15—
1488.04%—Veya MoneyVeya Money - Chattel MortgageFixed 3yStandard2026-10-15—
1498.06%—Newcastle Permanent (NPBS)Business Loan Variable Rate Principal and InterestVariableStandard2026-10-15View at Newcastle Permanent (NPBS)
1508.09%—Omoda Jaecoo Financial ServicesOmoda Jaecoo Financial Services - Chattel MortgageFixed 3yStandard2026-10-15—
1518.09%—Ma MoneyCommercial Loan – Prime (≤$4m)VariableStandard2026-10-15View at Ma Money
1528.09%—BNK Bank (Goldfields Money/BCHL)Commercial Alt DocVariableStandard2026-10-15—
1538.10%—NABNAB Business Options LoanVariableStandard2026-10-15View at NAB
1548.14%—PlentiPlenti Commercial Advantage LoanFixed 7yStandard2026-10-15—
1558.16%—WestpacSecured Business LoanVariableStandard2026-10-15View at Westpac
1568.19%—Bank of usBusiness LoanVariableStandard2026-10-15View at Bank of us
1578.20%—Darling Downs BankCOMMERCIAL LOANSVariableStandard2026-10-15—
1588.20%—Darling Downs BankCOMMERCIAL LOANSVariableStandard2026-10-15—
1598.20%—Darling Downs BankCOMMERCIAL LOANSVariableStandard2026-10-15—
1608.20%—Darling Downs BankCOMMERCIAL LOANSVariableStandard2026-10-15—
1618.20%—Darling Downs BankCOMMERCIAL LOANSVariableStandard2026-10-15—
1628.20%—Darling Downs BankCOMMERCIAL LOANSVariableStandard2026-10-15—
1638.20%—Darling Downs BankCOMMERCIAL LOANSVariableStandard2026-10-15—
1648.20%—Darling Downs BankCOMMERCIAL LOANSVariableStandard2026-10-15—
1658.20%—Darling Downs BankCOMMERCIAL LOANSVariableStandard2026-10-15—
1668.20%—Darling Downs BankCOMMERCIAL LOANSVariableStandard2026-10-15—
1678.20%—Darling Downs BankCOMMERCIAL LOANSVariableStandard2026-10-15—
1688.20%—Darling Downs BankCOMMERCIAL LOANSVariableStandard2026-10-15—
1698.20%—Darling Downs BankCOMMERCIAL LOANSVariableStandard2026-10-15—
1708.20%—Darling Downs BankCOMMERCIAL LOANSVariableStandard2026-10-15—
1718.20%—Darling Downs BankCOMMERCIAL LOANSFixed 1yStandard2026-10-15—
1728.20%—Darling Downs BankCOMMERCIAL LOANSVariableStandard2026-10-15—
1738.20%—Darling Downs BankCOMMERCIAL LOANSVariableStandard2026-10-15—
1748.20%—Darling Downs BankCOMMERCIAL LOANSVariableStandard2026-10-15—
1758.20%—Darling Downs BankCOMMERCIAL LOANSFixed 1yStandard2026-10-15—
1768.20%—Darling Downs BankCOMMERCIAL LOANSVariableStandard2026-10-15—
1778.20%—Darling Downs BankCOMMERCIAL LOANSVariableStandard2026-10-15—
1788.20%—Darling Downs BankCOMMERCIAL LOANSVariableStandard2026-10-15—
1798.20%—Darling Downs BankCOMMERCIAL LOANSFixed 1yStandard2026-10-15—
1808.20%—Darling Downs BankCOMMERCIAL LOANSVariableStandard2026-10-15—
1818.20%—Darling Downs BankCOMMERCIAL LOANSVariableStandard2026-10-15—
1828.20%—Darling Downs BankCOMMERCIAL LOANSVariableStandard2026-10-15—
1838.20%—Darling Downs BankCOMMERCIAL LOANSFixed 1yStandard2026-10-15—
1848.20%—Darling Downs BankCOMMERCIAL LOANSVariableStandard2026-10-15—
1858.21%—Lamborghini Financial ServicesChattel MortgageFixed 5yStandard2026-10-15View at Lamborghini Financial Services
1868.24%—Subaru Financial ServicesSubaru Financial Services - Chattel MortgageFixed 2yStandard2026-10-15—
1878.24%—Bravoauto Financial ServicesBravoauto Financial Services - Chattel MortgageFixed 2yStandard2026-10-15—
1888.24%—Foton Financial ServicesFOTON Financial Services - Chattel MortgageFixed 2yStandard2026-10-15—
1898.24%—Peugeot Financial ServicesPeugeot Financial Services - Chattel MortgageFixed 2yStandard2026-10-15—
1908.25%—Liberty FinancialLease income loanVariableStandard2026-10-15View at Liberty Financial
1918.25%—Liberty FinancialLow doc commercial loanVariableStandard2026-10-15View at Liberty Financial
1928.28%—Connective CompleteConnective Complete CommercialVariableStandard2026-10-15View at Connective Complete
1938.28%—RedzedCommercial PrimeVariableStandard2026-10-15View at Redzed
1948.29%—Liberty FinancialBusiness car loanVariableStandard2026-10-15View at Liberty Financial
1958.36%—Jaguar Financial ServicesChattel MortgageFixed 5yStandard2026-10-15View at Jaguar Financial Services
1968.36%—Jaguar Financial ServicesJaguar-Chattel Mortage Gauranteed Future ValueFixed 5yStandard2026-10-15View at Jaguar Financial Services
1978.39%—Motorcycle FinanceMotorCycle Finance - Chattel MortgageFixed 3yStandard2026-10-15—
1988.39%—Gateway BankCommercial Loan 3yr FixedFixed 3yStandard2026-10-15View at Gateway Bank
1998.39%—Gateway BankInv Commercial Loan 3yr FixedFixed 3yStandard2026-10-15View at Gateway Bank
2008.40%—Land Rover Financial ServicesChattel MortgageFixed 5yStandard2026-10-15View at Land Rover Financial Services
2018.40%—Land Rover Financial ServicesLand Rover Chattel Mortgage- Guaranteed Future ValueFixed 5yStandard2026-10-15View at Land Rover Financial Services
2028.44%—Cupra Financial ServicesChattel MortgageFixed 5yStandard2026-10-15View at Cupra Financial Services
2038.44%—Cupra Financial ServicesChattel Mortgage with CUPRA Choice -Guaranteed Future ValueFixed 5yStandard2026-10-15View at Cupra Financial Services
2048.44%8.97%Mortgage HouseChameleon - Pure Commercial Low Doc 50VariableStandard2026-10-15View at Mortgage House
2058.44%—Community First Credit UnionBUSINESS LOAN - VARIABLE (Principal and Interest)VariableStandard2026-10-15View at Community First Credit Union
2068.44%8.74%Orde FinancialCommercial Alt Doc PrimeVariableStandard2026-10-15View at Orde Financial
2078.44%7.79%First Option BankMORTGAGE BUSINESS LOANVariableStandard2026-10-15View at First Option Bank
2088.49%—Scotpac Business FinanceAsset FinanceFixed 5yStandard2026-10-15View at Scotpac Business Finance
2098.50%—Polestar FinancePolestar Finance - Chattel MortgageFixed 2yStandard2026-10-15—
2108.50%—Audi Financial ServicesChattel MortgageFixed 5yStandard2026-10-15View at Audi Financial Services
2118.50%—Audi Financial ServicesChattel Mortgage with Audi Choice- Guaranteed Future ValueFixed 5yStandard2026-10-15View at Audi Financial Services
2128.51%—Newcastle Permanent (NPBS)Business Loan Variable Rate Interest OnlyVariableStandard2026-10-15View at Newcastle Permanent (NPBS)
2138.54%—PlentiPlenti Commercial Flex LoanFixed 7yStandard2026-10-15—
2148.54%—bankWAWBusiness Loan Commercial Secured P&I VariableVariableStandard2026-10-15View at bankWAW
2158.54%—Gateway BankCommercial Loan 3yr Fixed IOFixed 3yStandard2026-10-15View at Gateway Bank
2168.54%—Gateway BankInv Commercial 3yr Fixed IOFixed 3yStandard2026-10-15View at Gateway Bank
2178.59%—Commonwealth Bank (CBA)Hire PurchaseFixed 1yStandard2026-10-15View at Commonwealth Bank (CBA)
2188.59%—Commonwealth Bank (CBA)Equipment LoanFixed 1yStandard2026-10-15View at Commonwealth Bank (CBA)
2198.64%—Gateway BankCommercial Plus 3yr FixedFixed 3yStandard2026-10-15View at Gateway Bank
2208.64%—Gateway BankINV Commercial Plus 3yr FixedFixed 3yStandard2026-10-15View at Gateway Bank
2218.79%—Ma MoneyCommercial Loan – Near Prime (≤$4m)VariableStandard2026-10-15View at Ma Money
2228.79%—Ma MoneyCommercial Loan – Prime Large (>$4m to $8m)VariableStandard2026-10-15View at Ma Money
2238.79%9.50%Mortgage HouseChameleon Commercial - Pure Commercial 80VariableStandard2026-10-15View at Mortgage House
2248.79%—Gateway BankCommercial Plus 3yr Fixed IOFixed 3yStandard2026-10-15View at Gateway Bank
2258.79%—Gateway BankINV Com Plus 3yr Fixed IOFixed 3yStandard2026-10-15View at Gateway Bank
2268.85%—BOQ SpecialistCommercial Property LoanVariableStandard2026-10-15View at BOQ Specialist
2278.85%—BOQ SpecialistGoodwill (Practice Purchase Loan)VariableStandard2026-10-15View at BOQ Specialist
2288.89%—Volkswagen Financial ServicesChattel MortgageFixed 5yStandard2026-10-15View at Volkswagen Financial Services
2298.89%—Volkswagen Financial ServicesChattel Mortgage with Volkswagen Choice - Guaranteed Future ValueFixed 5yStandard2026-10-15View at Volkswagen Financial Services
2308.89%10.94%Bmw Financial ServicesChattel Mortgage - BMW Premium Certified Used CarsFixed 5yStandard2026-10-15View at Bmw Financial Services
2318.89%10.94%Mini Financial ServicesChattel Mortgage - MINI NEXT Used CarsFixed 5yStandard2026-10-15View at Mini Financial Services
2328.94%—Gateway BankInv Commercial Property LoanVariableStandard2026-10-15View at Gateway Bank
2338.94%—Gateway BankCommercial Property LoanVariableStandard2026-10-15View at Gateway Bank
2348.95%—Liberty FinancialSecured business loanVariableStandard2026-10-15View at Liberty Financial
2358.99%—AFG CommercialPrivate LoanVariableStandard2026-10-15View at AFG Commercial
2368.99%—Connective AdvancePrivate LoanVariableStandard2026-10-15View at Connective Advance
2378.99%—Finsure ThrivePrivate LoanVariableStandard2026-10-15View at Finsure Thrive
2388.99%—Paramount EdgePrivate LoanVariableStandard2026-10-15View at Paramount Edge
2398.99%—Rate Money ElevatePrivate LoanVariableStandard2026-10-15View at Rate Money Elevate
2408.99%—ThinktankPrivate LoanVariableStandard2026-10-15View at Thinktank
2418.99%—Thinktank By LmgPrivate LoanVariableStandard2026-10-15View at Thinktank By Lmg
2428.99%—Ybr Lending SolutionsPrivate LoanVariableStandard2026-10-15View at Ybr Lending Solutions
2438.99%—Renault Financial ServicesStandard CL&M Home BuyerFixed 7yStandard2026-10-15—
2448.99%—Nissan Financial ServicesStandard CL&M NFV Home BuyerFixed 4yStandard2026-10-15—
2458.99%—Skyline Car FinanceStandard CL&M Home BuyerFixed 7yStandard2026-10-15—
2468.99%—Ram Trucks FinanceStandard CL&M Home BuyerFixed 7yStandard2026-10-15—
2478.99%—Ldv Financial ServicesStandard CL&M Home BuyerFixed 7yStandard2026-10-15—
2488.99%—Nissan Financial ServicesStandard CL&M Home BuyerFixed 7yStandard2026-10-15—
2498.99%—Mitsubishi Motors Financial ServicesStandard CL&M Home BuyerFixed 7yStandard2026-10-15—
2508.99%—Ineos Grenadier Financial ServicesStandard CL&M Home BuyerFixed 7yStandard2026-10-15—
2519.02%—Volvo Car Financial ServicesChattel MortgageFixed 5yStandard2026-10-15View at Volvo Car Financial Services
2529.02%—Volvo Car Financial ServicesChattel Mortgage - Volvo Car Future ValueFixed 5yStandard2026-10-15View at Volvo Car Financial Services
2539.04%11.09%Bmw Financial ServicesChattel Mortgage - Select New BMW Electric ModelsFixed 5yStandard2026-10-15View at Bmw Financial Services
2549.09%—Gateway BankInv Commercial Loan IOVariableStandard2026-10-15View at Gateway Bank
2559.09%—Gateway BankCommercial Property Loan IOVariableStandard2026-10-15View at Gateway Bank
2569.19%—Gateway BankINV Commercial Plus LoanVariableStandard2026-10-15View at Gateway Bank
2579.19%—Gateway BankCommercial Plus LoanVariableStandard2026-10-15View at Gateway Bank
2589.20%—Greater Bank LimitedBusiness Term Loan - Variable Rate secured by Residential PropertyVariableStandard2026-10-15View at Greater Bank Limited
2599.24%—RedzedRedZed SolutionsVariableStandard2026-10-15View at Redzed
2609.24%9.61%Orde FinancialShort-Term Interest OnlyVariableStandard2026-10-15View at Orde Financial
2619.27%—Bentley Financial Services AustraliaChattel MortgageFixed 5yStandard2026-10-15View at Bentley Financial Services Australia
2629.30%—Connective CompleteCommercial SpecialistVariableStandard2026-10-15View at Connective Complete
2639.30%—RedzedCommercial ResetVariableStandard2026-10-15View at Redzed
2649.30%—Greater Bank LimitedBusiness Term Loan - Variable Rate Interest Only secured by Residential PropertyVariableStandard2026-10-15View at Greater Bank Limited
2659.34%—Gateway BankInv Com Plus Loan I/OVariableStandard2026-10-15View at Gateway Bank
2669.34%—Gateway BankCommercial Plus Loan IOVariableStandard2026-10-15View at Gateway Bank
2679.44%—Community First Credit UnionBUSINESS LOAN - VARIABLE (Interest Only)VariableStandard2026-10-15View at Community First Credit Union
2689.45%—Liberty FinancialLow doc business loanVariableStandard2026-10-15View at Liberty Financial
2699.48%—Bank of MelbourneVariable Rate Small Business LoanVariableStandard2026-10-15View at Bank of Melbourne
2709.48%—BankSAVariable Rate Small Business LoanVariableStandard2026-10-15View at BankSA
2719.48%—St.George BankVariable Rate Small Business LoanVariableStandard2026-10-15View at St.George Bank
2729.63%—Porsche Financial ServicesPorsche Chattel Mortgage- Gauranteed Future ValueFixed 5yStandard2026-10-15View at Porsche Financial Services
2739.75%—Greater Bank LimitedBusiness Term Loan - Variable Rate secured by Commercial PropertyVariableStandard2026-10-15View at Greater Bank Limited
2749.85%—Koda Financial ServicesChattel Mortgage with ŠKODA Choice - Guaranteed Future ValueFixed 5yStandard2026-10-15View at Koda Financial Services
2759.85%—Greater Bank LimitedBusiness Term Loan - Variable Rate Interest Only secured by Commercial PropertyVariableStandard2026-10-15View at Greater Bank Limited
2769.91%—Coastline BankBusiness Res MortgageVariableStandard2026-10-15View at Coastline Bank
2779.94%—Nissan Financial ServicesStandard NFV CL&M Commercial LoanFixed 4yStandard2026-10-15—
2789.94%—Renault Financial ServicesStandard CL&M Commercial LoanFixed 7yStandard2026-10-15—
2799.94%—Skyline Car FinanceStandard CL&M Commercial LoanFixed 7yStandard2026-10-15—
2809.94%—Ldv Financial ServicesStandard CL&M Commercial LoanFixed 7yStandard2026-10-15—
2819.94%—Nissan Financial ServicesStandard CL&M Commercial LoanFixed 7yStandard2026-10-15—
2829.94%—Ram Trucks FinanceStandard CL&M Commercial LoanFixed 7yStandard2026-10-15—
2839.94%—Mitsubishi Motors Financial ServicesStandard CL&M Commercial LoanFixed 7yStandard2026-10-15—
2849.94%—Ineos Grenadier Financial ServicesStandard CL&M Commercial LoanFixed 7yStandard2026-10-15—
2859.94%—Nissan Financial ServicesNCPO CL&M Commercial LoanFixed 5yStandard2026-10-15—
2869.95%—Allcredit Automotive FinanceAllcredit Automotive Finance - Select Chattel MortgageFixed 7yStandard2026-10-15—
28710.05%—Liberty FinancialShort term commercial loanVariableStandard2026-10-15View at Liberty Financial
28810.13%—RACQ BankCommercial Loan Principal and InterestVariableStandard2026-10-15View at RACQ Bank
28910.14%12.21%Mini Financial ServicesStandard Rate Chattel Mortgage - MINI VehiclesFixed 5yStandard2026-10-15View at Mini Financial Services
29010.14%12.21%Bmw Financial ServicesStandard Rate - Chattel Mortgage VehiclesFixed 5yStandard2026-10-15View at Bmw Financial Services
29110.27%—RACQ BankCommercial Loan Interest OnlyVariableStandard2026-10-15View at RACQ Bank
29210.36%—Coastline BankInterest Only (Commercial)VariableStandard2026-10-15View at Coastline Bank
29310.41%—Auswide Bank LtdBUSINESS OVERDRAFTVariableStandard2026-10-15View at Auswide Bank Ltd
29410.59%—Queensland Country BankCommercial Loan - Res SecuredVariableStandard2026-10-15View at Queensland Country Bank
29510.69%—Motorcycle FinanceMotorCycle Finance - Select Chattel MortgageFixed 5yStandard2026-10-15—
29610.95%—BOQ SpecialistFit Out FinanceVariableStandard2026-10-15View at BOQ Specialist
29710.95%—Great Southern Bank Business+Business+ LoanFixed 2yStandard2026-10-15View at Great Southern Bank Business+
29811.10%—Bank of SydneyResisec Commercial LoanVariableStandard2026-10-15View at Bank of Sydney
29911.26%—Coastline BankBusiness Comm MortgageVariableStandard2026-10-15View at Coastline Bank
30011.40%—Weekend Toy FinanceWeekend Toy Finance - Select Chattel MortgageFixed 5yStandard2026-10-15—
30111.40%—Kawasaki Motors FinanceKawasaki Motors Finance - Select Chattel MortgageFixed 5yStandard2026-10-15—
30211.50%—Broken Hill BankL5 Commercial LoanVariableStandard2026-10-15View at Broken Hill Bank
30311.70%—Central West CULBusiness LoanVariableStandard2026-10-15View at Central West CUL
30411.99%12.25%First Option BankBUSINESS NEW VEHICLE LOANFixed 7yStandard2026-10-15View at First Option Bank
30511.99%12.25%First Option BankBUSINESS USED VEHICLE LOANFixed 7yStandard2026-10-15View at First Option Bank
30612.04%—Maitland Mutual LimitedCommercial LoanVariableStandard2026-10-15View at Maitland Mutual Limited
30712.95%12.95%SWSbankCommercial Unsecured LoansVariableStandard2026-10-15View at SWSbank
30812.95%—NABNAB QuickBiz LoanFixed 1yStandard2026-10-15View at NAB
30912.99%—ANZANZ Business LoanVariableStandard2026-10-15View at ANZ
31012.99%—Beyond Bank AustraliaBusiness Overdraft (Unsec)VariableStandard2026-10-15View at Beyond Bank Australia
31113.68%—Bank of SydneyCommercial LoanVariableStandard2026-10-15View at Bank of Sydney
31213.83%—Bank of SydneyBusiness LoanVariableStandard2026-10-15View at Bank of Sydney
31313.89%—Coastline BankBusiness - GeneralVariableStandard2026-10-15View at Coastline Bank
31414.15%—WestpacUnsecured Business LoanFixed 1yStandard2026-10-15View at Westpac
31514.58%—Bank of SydneyResisec Business OverdraftVariableStandard2026-10-15View at Bank of Sydney
31614.95%—Liberty FinancialFlexible business loanVariableStandard2026-10-15View at Liberty Financial
31715.99%—MoulaBusiness LoanFixedStandard2026-10-15View at Moula
31818.75%—gmcuBusiness/Farm/Commercial Loan - UnsecuredVariableStandard2026-10-15View at gmcu
3195.10%6.82%Central Murray BankSMSF LOANFixedSMSF2026-10-15View at Central Murray Bank
3205.10%7.30%Central Murray BankSMSF LOANVariableSMSF2026-10-15View at Central Murray Bank
3215.10%6.82%Central Murray BankSMSF LOANFixed 1ySMSF2026-10-15View at Central Murray Bank
3225.10%6.82%Central Murray BankSMSF LOANVariableSMSF2026-10-15View at Central Murray Bank
3235.22%—Judo BankJudo Line of CreditVariableLine of credit / equity2026-10-15View at Judo Bank
3246.74%—Queensland Country BankBusiness Green Car LoanVariableGreen / solar2026-10-15View at Queensland Country Bank
3257.35%7.75%Liberty FinancialResidential SMSF loanVariableSMSF2026-10-15View at Liberty Financial
3267.54%—BNK Bank (Goldfields Money/BCHL)Commercial SMSF LoanVariableSMSF2026-10-15—
3277.59%—Mortgage Ezy 9ef80a04Propel Commercial SMSFVariableSMSF2026-10-15View at Mortgage Ezy 9ef80a04
3287.71%—Connective CompleteCommercial SMSFVariableSMSF2026-10-15View at Connective Complete
3297.75%—RedzedSuper CommercialVariableSMSF2026-10-15View at Redzed
3307.79%8.11%Orde FinancialCommercial SMSF PrimeVariableSMSF2026-10-15View at Orde Financial
3317.89%—Ma MoneySMSF Commercial Loan – PrimeVariableSMSF2026-10-15View at Ma Money
3327.90%—Liberty FinancialCommercial SMSF loanVariableSMSF2026-10-15View at Liberty Financial
3337.99%8.28%Mortgage Choice AmplifySMSF Commercial Property LoanVariableSMSF2026-10-15View at Mortgage Choice Amplify
3347.99%8.28%Bluestone Home LoansSMSF Commercial Property LoanVariableSMSF2026-10-15View at Bluestone Home Loans
3357.99%8.28%Connective ElevateSMSF Commercial Property LoanVariableSMSF2026-10-15View at Connective Elevate
3368.35%—The CapricornianHome Equity Business LoanVariableLine of credit / equity2026-10-15View at The Capricornian
3378.54%8.87%Orde FinancialCommercial SMSF Near PrimeVariableSMSF2026-10-15View at Orde Financial
3388.64%—Gateway BankInv Green Com Property LoanVariableGreen / solar2026-10-15View at Gateway Bank
3398.64%—Gateway BankGreen Commercial Property LoanVariableGreen / solar2026-10-15View at Gateway Bank
3408.79%—Gateway BankInv Green Com Property Loan IOVariableGreen / solar2026-10-15View at Gateway Bank
3418.79%—Gateway BankGreen Com Property Loan IOVariableGreen / solar2026-10-15View at Gateway Bank
3429.09%—Beyond Bank AustraliaBusiness Line of Credit (Sec)VariableLine of credit / equity2026-10-15View at Beyond Bank Australia
3439.88%—Auswide Bank LtdBUSINESS LINE OF CREDITVariableLine of credit / equity2026-10-15View at Auswide Bank Ltd
3449.95%—Greater Bank LimitedBusiness Line of Credit - Secured by Residential PropertyVariableLine of credit / equity2026-10-15View at Greater Bank Limited
3459.95%—Greater Bank LimitedBusiness Line of Credit - UnsecuredVariableLine of credit / equity2026-10-15View at Greater Bank Limited
3469.95%—Greater Bank LimitedBusiness Line of Credit - Secured by a Term DepositVariableLine of credit / equity2026-10-15View at Greater Bank Limited
34710.45%—Liberty FinancialBusiness line of creditVariableLine of credit / equity2026-10-15View at Liberty Financial
34810.50%—Greater Bank LimitedBusiness Line of Credit - Secured by Commercial PropertyVariableLine of credit / equity2026-10-15View at Greater Bank Limited
34910.76%—Coastline BankBusiness SMSF Property LoanVariableSMSF2026-10-15View at Coastline Bank
35010.76%—Coastline BankBusiness SMSF Prop Int OnlyVariableSMSF2026-10-15View at Coastline Bank
35110.95%—BOQ SpecialistConstruction LoanVariableConstruction2026-10-15View at BOQ Specialist
35215.99%—MoulaLine of CreditFixedLine of credit / equity2026-10-15—
35319.95%—Scotpac Business FinanceLine of CreditFixed 2yLine of credit / equity2026-10-15View at Scotpac Business Finance

Rates are the advertised figures RateSonar recorded on the date shown, from public CDR banking data. Rankings use recorded rates only; a carried-forward day never ranks. The headline and row 1 use one definition: the lowest rate on a standard business loan with a current record (evidence grade A or B). Standard loans with only an older record (grade C) come next, then special-purpose loans. Sort any column to rank every row by that column alone.