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Westpac rates

The lowest standard home-loan rate RateSonar recorded for Westpac is 6.24% (Variable rate home loans (Principal & Interest repayments) — Flexi First Option Home Loan Basic loan — Online Offer ^), recorded on 2026-10-14. Connect an assistant at https://api.ratesonar.com. No sign-up and no key. Anonymous series calls return the last 31 days. The table below lists every product recorded for this lender. Pick a product type to narrow it. A lower conditional rate of 3.25% (Flexi First Option Home Loan - Veterans) is a veteran product, not a standard mortgage.

Lowest home loan
6.24%
Highest deposit
5.20%
Products
252
Recorded on
2026-10-15
Facts
LenderWestpac
Products on this page252
Latest record date2026-10-15
Lowest standard home loan6.24% · Variable rate home loans (Principal & Interest repayments) — Flexi First Option Home Loan Basic loan — Online Offer ^ · 2026-10-14
Highest deposit5.20% · Business Term Deposit · 2026-10-15
Assistant accessConnect an assistant at https://api.ratesonar.com. No sign-up and no key. Anonymous series calls return the last 31 days.

Common questions

What is the latest standard home-loan rate RateSonar recorded for Westpac?
6.24% for Variable rate home loans (Principal & Interest repayments) — Flexi First Option Home Loan Basic loan — Online Offer ^, recorded on 2026-10-14. That is the lowest standard home loan on this page, not every product the lender sells.
Where do these Westpac rates come from?
Bank websites and public Consumer Data Right product feeds. Each row has the day RateSonar recorded it.
Can I read this in an assistant without an account?
Connect an assistant at https://api.ratesonar.com. No sign-up and no key. Anonymous series calls return the last 31 days.
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Westpac products
1Variable rate home loans (Principal & Interest repayments) — Flexi First Option Home Loan Basic loan — Online Offer ^Home loans6.24%6.25%Owner-occupierP&IVariable—Standard2026-10-14—History
2Variable rate home loans (Principal & Interest repayments) — Flexi First Option Home Loan Basic loan — Online Offer ^Home loans6.34%6.35%Owner-occupierP&IVariable—Standard2026-10-14—History
3Flexi First : Our lowest online variable home loan rate (Owner Occupied)Home loans6.34%6.35%Owner-occupierP&IVariable—Standard2026-10-15View at Westpac History
4Variable rate investment home loans (Principal & Interest repayments) — Flexi First Option Investment Property Loan — Online Offer ^Home loans6.39%6.40%InvestorP&IVariable—Standard2026-10-14—History
5Variable rate investment home loans (Principal & Interest repayments) — Flexi First Option Investment Property Loan Basic loan — Online Offer ^Home loans6.49%6.50%InvestorP&IVariable—Standard2026-10-14—History
6Flexi First : Our lowest online variable home loan rate (Investor)Home loans6.49%6.50%InvestorP&IVariable—Standard2026-10-15View at Westpac History
7Variable rate home loans (Principal & Interest repayments) — Rocket Repay Home Loan Optional offset — With Package #Home loans6.64%7.01%Owner-occupierP&IVariable—Standard2026-10-14—History
8Variable rate investment home loans (Interest Only repayments) — Flexi First Option Investment Property Loan Basic loan — Online Offer ^Home loans6.64%6.26%InvestorInterest onlyVariable—Standard2026-10-14—History
9Variable rate home loans (Principal & Interest repayments) — Flexi First Option Home Loan Basic loan — Discounted rate ^Home loans6.69%6.70%Owner-occupierP&IVariable—Standard2026-10-14—History
10Fixed rate home loans (Principal & Interest repayments) — Fixed Options Home Loan — With Package # and LVR + discountHome loans6.74%7.02%Owner-occupierP&IFixed 1y—Standard2026-10-14—History
11Fixed rate home loans (Principal & Interest repayments) — Fixed Options Home Loan — With Package # and LVR + discountHome loans6.74%7.03%Owner-occupierP&IFixed 2y—Standard2026-10-14—History
12Variable rate home loans (Principal & Interest repayments) — Rocket Repay Home Loan Optional offset — With Package #Home loans6.74%7.11%Owner-occupierP&IVariable—Standard2026-10-14—History
13Variable rate investment home loans (Interest Only repayments) — Flexi First Option Investment Property Loan Basic loan — Online Offer ^Home loans6.74%6.36%InvestorInterest onlyVariable—Standard2026-10-14—History
14Rocket Loan : Variable Home Loan with Offset (Owner Occupied)Home loans6.74%7.11%Owner-occupierP&IVariable—Standard2026-10-15View at Westpac History
15Variable rate home loans (Principal & Interest repayments) — Flexi First Option Home Loan Basic loan — Discounted rate ^Home loans6.79%6.80%Owner-occupierP&IVariable—Standard2026-10-14—History
16Fixed rate home loans (Principal & Interest repayments) — Fixed Options Home Loan — With Package #Home loans6.84%7.12%Owner-occupierP&IFixed 1y—Standard2026-10-14—History
17Fixed rate home loans (Principal & Interest repayments) — Fixed Options Home Loan — With Package #Home loans6.84%7.13%Owner-occupierP&IFixed 2y—Standard2026-10-14—History
18Variable rate investment home loans (Principal & Interest repayments) — Rocket Investment Loan Optional offset — With Package #Home loans6.84%7.21%InvestorP&IVariable—Standard2026-10-14—History
19Fixed rate investment home loans (Principal & Interest repayments) — Fixed Rate Investment Property Loan — With Package # and LVR + discountHome loans6.84%7.21%InvestorP&IFixed 1y—Standard2026-10-14—History
20Fixed rate investment home loans (Principal & Interest repayments) — Fixed Rate Investment Property Loan — With Package # and LVR + discountHome loans6.84%7.21%InvestorP&IFixed 2y—Standard2026-10-14—History
21Fixed rate home loans (Principal & Interest repayments) — Fixed rate home loans (Principal & Interest repayments) — With Package #Home loans6.84%7.12%Owner-occupierP&IFixed 1y—Standard2026-10-14—History
22Fixed rate home loans (Principal & Interest repayments) — Fixed rate home loans (Principal & Interest repayments) — With Package #Home loans6.84%7.13%Owner-occupierP&IFixed 2y—Standard2026-10-14—History
23Fixed Rate Home LoanHome loans6.84%7.12%Owner-occupierP&IFixed 1y—Standard2026-10-15View at Westpac History
24Variable rate home loans (Interest Only repayments) — Flexi First Option Home Loan Basic loan — Online Offer ^Home loans6.93%5.97%Owner-occupierInterest onlyVariable—Standard2026-10-14—History
25Fixed rate home loans (Principal & Interest repayments) — Fixed Options Home Loan — With Package # and LVR + discountHome loans6.94%7.10%Owner-occupierP&IFixed 3y—Standard2026-10-14—History
26Fixed rate investment home loans (Interest Only repayments) — Fixed Rate Investment Property Loan — With Package # and LVR + discountHome loans6.94%7.21%InvestorInterest onlyFixed 1y—Standard2026-10-14—History
27Fixed rate investment home loans (Interest Only repayments) — Fixed Rate Investment Property Loan — With Package # and LVR + discountHome loans6.94%7.22%InvestorInterest onlyFixed 2y—Standard2026-10-14—History
28Variable rate investment home loans (Principal & Interest repayments) — Rocket Investment Loan Optional offset — With Package #Home loans6.94%7.31%InvestorP&IVariable—Standard2026-10-14—History
29Fixed rate investment home loans (Principal & Interest repayments) — Fixed rate investment home loans (Principal & Interest repayments) — With Package #Home loans6.94%7.31%InvestorP&IFixed 1y—Standard2026-10-14—History
30Fixed rate investment home loans (Principal & Interest repayments) — Fixed rate investment home loans (Principal & Interest repayments) — With Package #Home loans6.94%7.31%InvestorP&IFixed 2y—Standard2026-10-14—History
31Fixed rate home loans (Principal & Interest repayments) — Fixed rate home loans (Principal & Interest repayments) — With Package #Home loans6.94%7.31%InvestorP&IFixed 1y—Standard2026-10-14—History
32Fixed rate home loans (Principal & Interest repayments) — Fixed rate home loans (Principal & Interest repayments) — With Package #Home loans6.94%7.31%InvestorP&IFixed 2y—Standard2026-10-14—History
33Rocket Loan : Variable Home Loan with Offset (Investor)Home loans6.94%7.31%InvestorP&IVariable—Standard2026-10-15View at Westpac History
34Variable rate investment home loans (Principal & Interest repayments) — Flexi First Option Investment Property Loan — Discounted rate ^Home loans6.99%7.00%InvestorP&IVariable—Standard2026-10-14—History
35Variable rate home loans (Interest Only repayments) — Flexi First Option Home Loan Basic loan — Online Offer ^Home loans7.03%6.07%Owner-occupierInterest onlyVariable—Standard2026-10-14—History
36Fixed rate home loans (Principal & Interest repayments) — Fixed Options Home Loan — Standard rateHome loans7.04%8.98%Owner-occupierP&IFixed 1y—Standard2026-10-14—History
37Fixed rate home loans (Principal & Interest repayments) — Fixed Options Home Loan — Standard rateHome loans7.04%8.77%Owner-occupierP&IFixed 2y—Standard2026-10-14—History
38Fixed rate home loans (Interest Only repayments) — Fixed Options Home Loan — With Package # and LVR + discountHome loans7.04%7.05%Owner-occupierInterest onlyFixed 1y—Standard2026-10-14—History
39Fixed rate home loans (Interest Only repayments) — Fixed Options Home Loan — With Package # and LVR + discountHome loans7.04%7.08%Owner-occupierInterest onlyFixed 2y—Standard2026-10-14—History
40Fixed rate home loans (Principal & Interest repayments) — Fixed Options Home Loan — Standard rateHome loans7.04%8.98%Owner-occupierP&IFixed 1y—Standard2026-10-14—History
41Fixed rate home loans (Principal & Interest repayments) — Fixed Options Home Loan — Standard rateHome loans7.04%8.77%Owner-occupierP&IFixed 2y—Standard2026-10-14—History
42Fixed rate home loans (Principal & Interest repayments) — Fixed Options Home Loan — With Package #Home loans7.04%7.20%Owner-occupierP&IFixed 3y—Standard2026-10-14—History
43Variable rate home loans (Principal & Interest repayments) — Rocket Repay Home Loan Optional offset — With Package #Home loans7.04%7.41%Owner-occupierP&IVariable—Standard2026-10-14—History
44Fixed rate home loans (Principal & Interest repayments) — Fixed Options Home Loan — Standard rateHome loans7.04%8.98%Owner-occupierP&IFixed 1y—Standard2026-10-14—History
45Fixed rate home loans (Principal & Interest repayments) — Fixed Options Home Loan — Standard rateHome loans7.04%8.77%Owner-occupierP&IFixed 2y—Standard2026-10-14—History
46Fixed rate investment home loans (Interest Only repayments) — Fixed Rate Investment Property Loan — With Package #Home loans7.04%7.31%InvestorInterest onlyFixed 1y—Standard2026-10-14—History
47Fixed rate investment home loans (Interest Only repayments) — Fixed Rate Investment Property Loan — With Package #Home loans7.04%7.32%InvestorInterest onlyFixed 2y—Standard2026-10-14—History
48Fixed rate home loans (Principal & Interest repayments) — Fixed rate home loans (Principal & Interest repayments) — Standard rateHome loans7.04%8.98%Owner-occupierP&IFixed 1y—Standard2026-10-14—History
49Fixed rate home loans (Principal & Interest repayments) — Fixed rate home loans (Principal & Interest repayments) — Standard rateHome loans7.04%8.77%Owner-occupierP&IFixed 2y—Standard2026-10-14—History
50Fixed rate home loans (Principal & Interest repayments) — Fixed rate home loans (Principal & Interest repayments) — With Package #Home loans7.04%7.20%Owner-occupierP&IFixed 3y—Standard2026-10-14—History
51Fixed rate home loans (Interest Only repayments) — Fixed rate home loans (Interest Only repayments) — With Package #Home loans7.04%7.31%InvestorInterest onlyFixed 1y—Standard2026-10-14—History
52Fixed rate home loans (Interest Only repayments) — Fixed rate home loans (Interest Only repayments) — With Package #Home loans7.04%7.32%InvestorInterest onlyFixed 2y—Standard2026-10-14—History
53Fixed rate home loans (Principal & Interest repayments) — Fixed Options Home Loan — With Package # and LVR + discountHome loans7.09%7.18%Owner-occupierP&IFixed 4y—Standard2026-10-14—History
54Variable rate home loans (Principal & Interest repayments) — Flexi First Option Home Loan Basic loan — Discounted rate ^Home loans7.09%7.10%Owner-occupierP&IVariable—Standard2026-10-14—History
55Fixed rate investment home loans (Principal & Interest repayments) — Fixed Rate Investment Property Loan — With Package # and LVR + discountHome loans7.09%7.28%InvestorP&IFixed 3y—Standard2026-10-14—History
56Variable rate investment home loans (Principal & Interest repayments) — Flexi First Option Investment Property Loan Basic loan — Discounted rate ^Home loans7.09%7.10%InvestorP&IVariable—Standard2026-10-14—History
57Variable rate investment home loans (Interest Only repayments) — Rocket Investment Loan Optional offset — With Package #Home loans7.10%7.35%InvestorInterest onlyVariable—Standard2026-10-14—History
58Fixed rate home loans (Principal & Interest repayments) — Fixed Options Home Loan — With Package # and LVR + discountHome loans7.14%7.24%Owner-occupierP&IFixed 5y—Standard2026-10-14—History
59Fixed rate home loans (Interest Only repayments) — Fixed Options Home Loan — With Package #Home loans7.14%7.15%Owner-occupierInterest onlyFixed 1y—Standard2026-10-14—History
60Fixed rate home loans (Interest Only repayments) — Fixed Options Home Loan — With Package #Home loans7.14%7.18%Owner-occupierInterest onlyFixed 2y—Standard2026-10-14—History
61Fixed rate home loans (Principal & Interest repayments) — Fixed Options Home Loan — With Package # and LVR + marginHome loans7.14%7.42%Owner-occupierP&IFixed 1y—Standard2026-10-14—History
62Fixed rate home loans (Principal & Interest repayments) — Fixed Options Home Loan — With Package # and LVR + marginHome loans7.14%7.43%Owner-occupierP&IFixed 2y—Standard2026-10-14—History
63Fixed rate investment home loans (Principal & Interest repayments) — Fixed Rate Investment Property Loan — Standard rateHome loans7.14%9.47%InvestorP&IFixed 1y—Standard2026-10-14—History
64Fixed rate investment home loans (Principal & Interest repayments) — Fixed Rate Investment Property Loan — Standard rateHome loans7.14%9.21%InvestorP&IFixed 2y—Standard2026-10-14—History
65Fixed rate investment home loans (Principal & Interest repayments) — Fixed rate investment home loans (Principal & Interest repayments) — Standard rateHome loans7.14%9.47%InvestorP&IFixed 1y—Standard2026-10-14—History
66Fixed rate investment home loans (Principal & Interest repayments) — Fixed rate investment home loans (Principal & Interest repayments) — Standard rateHome loans7.14%9.21%InvestorP&IFixed 2y—Standard2026-10-14—History
67Fixed rate investment home loans (Principal & Interest repayments) — Fixed Rate Investment Property Loan — Standard rateHome loans7.14%9.47%InvestorP&IFixed 1y—Standard2026-10-14—History
68Fixed rate investment home loans (Principal & Interest repayments) — Fixed Rate Investment Property Loan — Standard rateHome loans7.14%9.21%InvestorP&IFixed 2y—Standard2026-10-14—History
69Fixed rate home loans (Interest Only repayments) — Fixed rate home loans (Interest Only repayments) — With Package #Home loans7.14%7.15%Owner-occupierInterest onlyFixed 1y—Standard2026-10-14—History
70Fixed rate home loans (Interest Only repayments) — Fixed rate home loans (Interest Only repayments) — With Package #Home loans7.14%7.18%Owner-occupierInterest onlyFixed 2y—Standard2026-10-14—History
71Fixed rate home loans (Principal & Interest repayments) — Fixed rate home loans (Principal & Interest repayments) — Standard rateHome loans7.14%9.47%InvestorP&IFixed 1y—Standard2026-10-14—History
72Fixed rate home loans (Principal & Interest repayments) — Fixed rate home loans (Principal & Interest repayments) — Standard rateHome loans7.14%9.21%InvestorP&IFixed 2y—Standard2026-10-14—History
73Fixed rate home loans (Principal & Interest repayments) — Fixed Options Home Loan — With Package #Home loans7.19%7.28%Owner-occupierP&IFixed 4y—Standard2026-10-14—History
74Fixed rate investment home loans (Interest Only repayments) — Fixed Rate Investment Property Loan — With Package # and LVR + discountHome loans7.19%7.30%InvestorInterest onlyFixed 3y—Standard2026-10-14—History
75Fixed rate investment home loans (Principal & Interest repayments) — Fixed rate investment home loans (Principal & Interest repayments) — With Package #Home loans7.19%7.38%InvestorP&IFixed 3y—Standard2026-10-14—History
76Fixed rate home loans (Principal & Interest repayments) — Fixed rate home loans (Principal & Interest repayments) — With Package #Home loans7.19%7.28%Owner-occupierP&IFixed 4y—Standard2026-10-14—History
77Fixed rate home loans (Principal & Interest repayments) — Fixed rate home loans (Principal & Interest repayments) — With Package #Home loans7.19%7.38%InvestorP&IFixed 3y—Standard2026-10-14—History
78Variable rate investment home loans (Interest Only repayments) — Rocket Investment Loan Optional offset — With Package #Home loans7.20%7.45%InvestorInterest onlyVariable—Standard2026-10-14—History
79Variable rate home loans (Interest Only repayments) — Rocket Repay Home Loan Optional offset — With Package #Home loans7.23%7.25%Owner-occupierInterest onlyVariable—Standard2026-10-14—History
80Fixed rate home loans (Principal & Interest repayments) — Fixed Options Home Loan — Standard rateHome loans7.24%8.65%Owner-occupierP&IFixed 3y—Standard2026-10-14—History
81Fixed rate home loans (Principal & Interest repayments) — Fixed Options Home Loan — Standard rateHome loans7.24%8.65%Owner-occupierP&IFixed 3y—Standard2026-10-14—History
82Fixed rate home loans (Principal & Interest repayments) — Fixed Options Home Loan — With Package #Home loans7.24%7.34%Owner-occupierP&IFixed 5y—Standard2026-10-14—History
83Fixed rate home loans (Principal & Interest repayments) — Fixed Options Home Loan — Standard rateHome loans7.24%8.65%Owner-occupierP&IFixed 3y—Standard2026-10-14—History
84Fixed rate investment home loans (Interest Only repayments) — Fixed Rate Investment Property Loan — Standard rateHome loans7.24%9.48%InvestorInterest onlyFixed 1y—Standard2026-10-14—History
85Fixed rate investment home loans (Interest Only repayments) — Fixed Rate Investment Property Loan — Standard rateHome loans7.24%9.24%InvestorInterest onlyFixed 2y—Standard2026-10-14—History
86Fixed rate investment home loans (Interest Only repayments) — Fixed Rate Investment Property Loan — Standard rateHome loans7.24%9.48%InvestorInterest onlyFixed 1y—Standard2026-10-14—History
87Fixed rate investment home loans (Interest Only repayments) — Fixed Rate Investment Property Loan — Standard rateHome loans7.24%9.24%InvestorInterest onlyFixed 2y—Standard2026-10-14—History
88Variable rate investment home loans (Principal & Interest repayments) — Rocket Investment Loan Optional offset — With Package #Home loans7.24%7.60%InvestorP&IVariable—Standard2026-10-14—History
89Fixed rate investment home loans (Principal & Interest repayments) — Fixed Rate Investment Property Loan — With Package # and LVR + marginHome loans7.24%7.60%InvestorP&IFixed 1y—Standard2026-10-14—History
90Fixed rate investment home loans (Principal & Interest repayments) — Fixed Rate Investment Property Loan — With Package # and LVR + marginHome loans7.24%7.60%InvestorP&IFixed 2y—Standard2026-10-14—History
91Fixed rate investment home loans (Interest Only repayments) — Fixed Rate Investment Property Loan — Standard rateHome loans7.24%9.48%InvestorInterest onlyFixed 1y—Standard2026-10-14—History
92Fixed rate investment home loans (Interest Only repayments) — Fixed Rate Investment Property Loan — Standard rateHome loans7.24%9.24%InvestorInterest onlyFixed 2y—Standard2026-10-14—History
93Fixed rate home loans (Principal & Interest repayments) — Fixed rate home loans (Principal & Interest repayments) — Standard rateHome loans7.24%8.65%Owner-occupierP&IFixed 3y—Standard2026-10-14—History
94Fixed rate home loans (Principal & Interest repayments) — Fixed rate home loans (Principal & Interest repayments) — With Package #Home loans7.24%7.34%Owner-occupierP&IFixed 5y—Standard2026-10-14—History
95Fixed rate home loans (Interest Only repayments) — Fixed rate home loans (Interest Only repayments) — Standard rateHome loans7.24%9.48%InvestorInterest onlyFixed 1y—Standard2026-10-14—History
96Fixed rate home loans (Interest Only repayments) — Fixed rate home loans (Interest Only repayments) — Standard rateHome loans7.24%9.24%InvestorInterest onlyFixed 2y—Standard2026-10-14—History
97Fixed rate home loans (Interest Only repayments) — Fixed Options Home Loan — With Package # and LVR + discountHome loans7.29%7.18%Owner-occupierInterest onlyFixed 3y—Standard2026-10-14—History
98Fixed rate investment home loans (Interest Only repayments) — Fixed Rate Investment Property Loan — With Package #Home loans7.29%7.39%InvestorInterest onlyFixed 3y—Standard2026-10-14—History
99Fixed rate home loans (Interest Only repayments) — Fixed rate home loans (Interest Only repayments) — With Package #Home loans7.29%7.39%InvestorInterest onlyFixed 3y—Standard2026-10-14—History
100Variable rate home loans (Interest Only repayments) — Rocket Repay Home Loan Optional offset — With Package #Home loans7.33%7.35%Owner-occupierInterest onlyVariable—Standard2026-10-14—History
101Fixed rate home loans (Interest Only repayments) — Fixed Options Home Loan — Standard rateHome loans7.34%9.02%Owner-occupierInterest onlyFixed 1y—Standard2026-10-14—History
102Fixed rate home loans (Interest Only repayments) — Fixed Options Home Loan — Standard rateHome loans7.34%8.84%Owner-occupierInterest onlyFixed 2y—Standard2026-10-14—History
103Fixed rate home loans (Interest Only repayments) — Fixed Options Home Loan — Standard rateHome loans7.34%9.02%Owner-occupierInterest onlyFixed 1y—Standard2026-10-14—History
104Fixed rate home loans (Interest Only repayments) — Fixed Options Home Loan — Standard rateHome loans7.34%8.84%Owner-occupierInterest onlyFixed 2y—Standard2026-10-14—History
105Fixed rate home loans (Principal & Interest repayments) — Fixed Options Home Loan — With Package # and LVR + marginHome loans7.34%7.50%Owner-occupierP&IFixed 3y—Standard2026-10-14—History
106Fixed rate investment home loans (Principal & Interest repayments) — Fixed Rate Investment Property Loan — With Package # and LVR + discountHome loans7.34%7.40%InvestorP&IFixed 4y—Standard2026-10-14—History
107Fixed rate investment home loans (Principal & Interest repayments) — Fixed Rate Investment Property Loan — With Package # and LVR + discountHome loans7.34%7.43%InvestorP&IFixed 5y—Standard2026-10-14—History
108Fixed rate investment home loans (Interest Only repayments) — Fixed Rate Investment Property Loan — With Package # and LVR + marginHome loans7.34%7.61%InvestorInterest onlyFixed 1y—Standard2026-10-14—History
109Fixed rate investment home loans (Interest Only repayments) — Fixed Rate Investment Property Loan — With Package # and LVR + marginHome loans7.34%7.61%InvestorInterest onlyFixed 2y—Standard2026-10-14—History
110Fixed rate home loans (Interest Only repayments) — Fixed rate home loans (Interest Only repayments) — Standard rateHome loans7.34%9.02%Owner-occupierInterest onlyFixed 1y—Standard2026-10-14—History
111Fixed rate home loans (Interest Only repayments) — Fixed rate home loans (Interest Only repayments) — Standard rateHome loans7.34%8.84%Owner-occupierInterest onlyFixed 2y—Standard2026-10-14—History
112Fixed rate home loans (Principal & Interest repayments) — Fixed Options Home Loan — Standard rateHome loans7.39%8.55%Owner-occupierP&IFixed 4y—Standard2026-10-14—History
113Fixed rate home loans (Principal & Interest repayments) — Fixed Options Home Loan — Standard rateHome loans7.39%8.55%Owner-occupierP&IFixed 4y—Standard2026-10-14—History
114Fixed rate home loans (Interest Only repayments) — Fixed Options Home Loan — With Package #Home loans7.39%7.28%Owner-occupierInterest onlyFixed 3y—Standard2026-10-14—History
115Fixed rate home loans (Principal & Interest repayments) — Fixed Options Home Loan — Standard rateHome loans7.39%8.55%Owner-occupierP&IFixed 4y—Standard2026-10-14—History
116Fixed rate investment home loans (Principal & Interest repayments) — Fixed Rate Investment Property Loan — Standard rateHome loans7.39%9.06%InvestorP&IFixed 3y—Standard2026-10-14—History
117Fixed rate investment home loans (Interest Only repayments) — Fixed Rate Investment Property Loan — With Package # and LVR + discountHome loans7.39%7.39%InvestorInterest onlyFixed 4y—Standard2026-10-14—History
118Fixed rate investment home loans (Interest Only repayments) — Fixed Rate Investment Property Loan — With Package # and LVR + discountHome loans7.39%7.43%InvestorInterest onlyFixed 5y—Standard2026-10-14—History
119Fixed rate investment home loans (Principal & Interest repayments) — Fixed rate investment home loans (Principal & Interest repayments) — Standard rateHome loans7.39%9.06%InvestorP&IFixed 3y—Standard2026-10-14—History
120Variable rate investment home loans (Principal & Interest repayments) — Flexi First Option Investment Property Loan — Discounted rate ^Home loans7.39%7.40%InvestorP&IVariable—Standard2026-10-14—History
121Fixed rate investment home loans (Principal & Interest repayments) — Fixed Rate Investment Property Loan — Standard rateHome loans7.39%9.06%InvestorP&IFixed 3y—Standard2026-10-14—History
122Fixed rate home loans (Principal & Interest repayments) — Fixed rate home loans (Principal & Interest repayments) — Standard rateHome loans7.39%8.55%Owner-occupierP&IFixed 4y—Standard2026-10-14—History
123Fixed rate home loans (Interest Only repayments) — Fixed rate home loans (Interest Only repayments) — With Package #Home loans7.39%7.28%Owner-occupierInterest onlyFixed 3y—Standard2026-10-14—History
124Fixed rate home loans (Principal & Interest repayments) — Fixed rate home loans (Principal & Interest repayments) — Standard rateHome loans7.39%9.06%InvestorP&IFixed 3y—Standard2026-10-14—History
125Fixed rate home loans (Principal & Interest repayments) — Fixed Options Home Loan — Standard rateHome loans7.44%8.45%Owner-occupierP&IFixed 5y—Standard2026-10-14—History
126Fixed rate home loans (Principal & Interest repayments) — Fixed Options Home Loan — Standard rateHome loans7.44%8.45%Owner-occupierP&IFixed 5y—Standard2026-10-14—History
127Fixed rate home loans (Principal & Interest repayments) — Fixed Options Home Loan — Standard rateHome loans7.44%8.45%Owner-occupierP&IFixed 5y—Standard2026-10-14—History
128Fixed rate investment home loans (Principal & Interest repayments) — Fixed rate investment home loans (Principal & Interest repayments) — With Package #Home loans7.44%7.50%InvestorP&IFixed 4y—Standard2026-10-14—History
129Fixed rate investment home loans (Principal & Interest repayments) — Fixed rate investment home loans (Principal & Interest repayments) — With Package #Home loans7.44%7.53%InvestorP&IFixed 5y—Standard2026-10-14—History
130Fixed rate home loans (Principal & Interest repayments) — Fixed rate home loans (Principal & Interest repayments) — Standard rateHome loans7.44%8.45%Owner-occupierP&IFixed 5y—Standard2026-10-14—History
131Fixed rate home loans (Principal & Interest repayments) — Fixed rate home loans (Principal & Interest repayments) — With Package #Home loans7.44%7.50%InvestorP&IFixed 4y—Standard2026-10-14—History
132Fixed rate home loans (Principal & Interest repayments) — Fixed rate home loans (Principal & Interest repayments) — With Package #Home loans7.44%7.53%InvestorP&IFixed 5y—Standard2026-10-14—History
133Fixed rate home loans (Interest Only repayments) — Fixed Options Home Loan — With Package # and LVR + discountHome loans7.49%7.31%Owner-occupierInterest onlyFixed 4y—Standard2026-10-14—History
134Fixed rate home loans (Interest Only repayments) — Fixed Options Home Loan — With Package # and LVR + discountHome loans7.49%7.36%Owner-occupierInterest onlyFixed 5y—Standard2026-10-14—History
135Fixed rate home loans (Principal & Interest repayments) — Fixed Options Home Loan — With Package # and LVR + marginHome loans7.49%7.58%Owner-occupierP&IFixed 4y—Standard2026-10-14—History
136Variable rate investment home loans (Interest Only repayments) — Flexi First Option Investment Property Loan Basic loan — Discounted rate ^Home loans7.49%7.21%InvestorInterest onlyVariable—Standard2026-10-14—History
137Fixed rate investment home loans (Interest Only repayments) — Fixed Rate Investment Property Loan — Standard rateHome loans7.49%9.10%InvestorInterest onlyFixed 3y—Standard2026-10-14—History
138Fixed rate investment home loans (Interest Only repayments) — Fixed Rate Investment Property Loan — Standard rateHome loans7.49%9.10%InvestorInterest onlyFixed 3y—Standard2026-10-14—History
139Fixed rate investment home loans (Interest Only repayments) — Fixed Rate Investment Property Loan — With Package #Home loans7.49%7.49%InvestorInterest onlyFixed 4y—Standard2026-10-14—History
140Fixed rate investment home loans (Interest Only repayments) — Fixed Rate Investment Property Loan — With Package #Home loans7.49%7.53%InvestorInterest onlyFixed 5y—Standard2026-10-14—History
141Fixed rate investment home loans (Principal & Interest repayments) — Fixed Rate Investment Property Loan — With Package # and LVR + marginHome loans7.49%7.68%InvestorP&IFixed 3y—Standard2026-10-14—History
142Fixed rate investment home loans (Interest Only repayments) — Fixed Rate Investment Property Loan — Standard rateHome loans7.49%9.10%InvestorInterest onlyFixed 3y—Standard2026-10-14—History
143Fixed rate home loans (Interest Only repayments) — Fixed rate home loans (Interest Only repayments) — Standard rateHome loans7.49%9.10%InvestorInterest onlyFixed 3y—Standard2026-10-14—History
144Fixed rate home loans (Interest Only repayments) — Fixed rate home loans (Interest Only repayments) — With Package #Home loans7.49%7.49%InvestorInterest onlyFixed 4y—Standard2026-10-14—History
145Fixed rate home loans (Interest Only repayments) — Fixed rate home loans (Interest Only repayments) — With Package #Home loans7.49%7.53%InvestorInterest onlyFixed 5y—Standard2026-10-14—History
146Variable rate investment home loans (Interest Only repayments) — Rocket Investment Loan Optional offset — With Package #Home loans7.50%7.75%InvestorInterest onlyVariable—Standard2026-10-14—History
147Fixed rate home loans (Principal & Interest repayments) — Fixed Options Home Loan — With Package # and LVR + marginHome loans7.54%7.63%Owner-occupierP&IFixed 5y—Standard2026-10-14—History
148Fixed rate home loans (Interest Only repayments) — Fixed Options Home Loan — Standard rateHome loans7.59%8.76%Owner-occupierInterest onlyFixed 3y—Standard2026-10-14—History
149Fixed rate home loans (Interest Only repayments) — Fixed Options Home Loan — Standard rateHome loans7.59%8.76%Owner-occupierInterest onlyFixed 3y—Standard2026-10-14—History
150Fixed rate home loans (Interest Only repayments) — Fixed Options Home Loan — With Package #Home loans7.59%7.41%Owner-occupierInterest onlyFixed 4y—Standard2026-10-14—History
151Fixed rate home loans (Interest Only repayments) — Fixed Options Home Loan — With Package #Home loans7.59%7.46%Owner-occupierInterest onlyFixed 5y—Standard2026-10-14—History
152Variable rate investment home loans (Interest Only repayments) — Flexi First Option Investment Property Loan Basic loan — Discounted rate ^Home loans7.59%7.31%InvestorInterest onlyVariable—Standard2026-10-14—History
153Fixed rate investment home loans (Interest Only repayments) — Fixed Rate Investment Property Loan — With Package # and LVR + marginHome loans7.59%7.69%InvestorInterest onlyFixed 3y—Standard2026-10-14—History
154Fixed rate home loans (Interest Only repayments) — Fixed rate home loans (Interest Only repayments) — Standard rateHome loans7.59%8.76%Owner-occupierInterest onlyFixed 3y—Standard2026-10-14—History
155Fixed rate home loans (Interest Only repayments) — Fixed rate home loans (Interest Only repayments) — With Package #Home loans7.59%7.41%Owner-occupierInterest onlyFixed 4y—Standard2026-10-14—History
156Fixed rate home loans (Interest Only repayments) — Fixed rate home loans (Interest Only repayments) — With Package #Home loans7.59%7.46%Owner-occupierInterest onlyFixed 5y—Standard2026-10-14—History
157Fixed rate investment home loans (Principal & Interest repayments) — Fixed Rate Investment Property Loan — Standard rateHome loans7.64%8.97%InvestorP&IFixed 4y—Standard2026-10-14—History
158Fixed rate investment home loans (Principal & Interest repayments) — Fixed Rate Investment Property Loan — Standard rateHome loans7.64%8.82%InvestorP&IFixed 5y—Standard2026-10-14—History
159Fixed rate investment home loans (Principal & Interest repayments) — Fixed rate investment home loans (Principal & Interest repayments) — Standard rateHome loans7.64%8.97%InvestorP&IFixed 4y—Standard2026-10-14—History
160Fixed rate investment home loans (Principal & Interest repayments) — Fixed rate investment home loans (Principal & Interest repayments) — Standard rateHome loans7.64%8.82%InvestorP&IFixed 5y—Standard2026-10-14—History
161Fixed rate investment home loans (Principal & Interest repayments) — Fixed Rate Investment Property Loan — Standard rateHome loans7.64%8.97%InvestorP&IFixed 4y—Standard2026-10-14—History
162Fixed rate investment home loans (Principal & Interest repayments) — Fixed Rate Investment Property Loan — Standard rateHome loans7.64%8.82%InvestorP&IFixed 5y—Standard2026-10-14—History
163Fixed rate home loans (Principal & Interest repayments) — Fixed rate home loans (Principal & Interest repayments) — Standard rateHome loans7.64%8.97%InvestorP&IFixed 4y—Standard2026-10-14—History
164Fixed rate home loans (Principal & Interest repayments) — Fixed rate home loans (Principal & Interest repayments) — Standard rateHome loans7.64%8.82%InvestorP&IFixed 5y—Standard2026-10-14—History
165Fixed rate investment home loans (Interest Only repayments) — Fixed Rate Investment Property Loan — Standard rateHome loans7.69%9.00%InvestorInterest onlyFixed 4y—Standard2026-10-14—History
166Fixed rate investment home loans (Interest Only repayments) — Fixed Rate Investment Property Loan — Standard rateHome loans7.69%8.86%InvestorInterest onlyFixed 5y—Standard2026-10-14—History
167Fixed rate investment home loans (Interest Only repayments) — Fixed Rate Investment Property Loan — Standard rateHome loans7.69%9.00%InvestorInterest onlyFixed 4y—Standard2026-10-14—History
168Fixed rate investment home loans (Interest Only repayments) — Fixed Rate Investment Property Loan — Standard rateHome loans7.69%8.86%InvestorInterest onlyFixed 5y—Standard2026-10-14—History
169Fixed rate investment home loans (Interest Only repayments) — Fixed Rate Investment Property Loan — Standard rateHome loans7.69%9.00%InvestorInterest onlyFixed 4y—Standard2026-10-14—History
170Fixed rate investment home loans (Interest Only repayments) — Fixed Rate Investment Property Loan — Standard rateHome loans7.69%8.86%InvestorInterest onlyFixed 5y—Standard2026-10-14—History
171Fixed rate home loans (Interest Only repayments) — Fixed rate home loans (Interest Only repayments) — Standard rateHome loans7.69%9.00%InvestorInterest onlyFixed 4y—Standard2026-10-14—History
172Fixed rate home loans (Interest Only repayments) — Fixed rate home loans (Interest Only repayments) — Standard rateHome loans7.69%8.86%InvestorInterest onlyFixed 5y—Standard2026-10-14—History
173Fixed rate investment home loans (Principal & Interest repayments) — Fixed Rate Investment Property Loan — With Package # and LVR + marginHome loans7.74%7.80%InvestorP&IFixed 4y—Standard2026-10-14—History
174Fixed rate investment home loans (Principal & Interest repayments) — Fixed Rate Investment Property Loan — With Package # and LVR + marginHome loans7.74%7.83%InvestorP&IFixed 5y—Standard2026-10-14—History
175Fixed rate home loans (Interest Only repayments) — Fixed Options Home Loan — Standard rateHome loans7.79%8.71%Owner-occupierInterest onlyFixed 4y—Standard2026-10-14—History
176Fixed rate home loans (Interest Only repayments) — Fixed Options Home Loan — Standard rateHome loans7.79%8.62%Owner-occupierInterest onlyFixed 5y—Standard2026-10-14—History
177Fixed rate home loans (Interest Only repayments) — Fixed Options Home Loan — Standard rateHome loans7.79%8.71%Owner-occupierInterest onlyFixed 4y—Standard2026-10-14—History
178Fixed rate home loans (Interest Only repayments) — Fixed Options Home Loan — Standard rateHome loans7.79%8.62%Owner-occupierInterest onlyFixed 5y—Standard2026-10-14—History
179Fixed rate investment home loans (Interest Only repayments) — Fixed Rate Investment Property Loan — With Package # and LVR + marginHome loans7.79%7.79%InvestorInterest onlyFixed 4y—Standard2026-10-14—History
180Fixed rate investment home loans (Interest Only repayments) — Fixed Rate Investment Property Loan — With Package # and LVR + marginHome loans7.79%7.83%InvestorInterest onlyFixed 5y—Standard2026-10-14—History
181Fixed rate home loans (Interest Only repayments) — Fixed rate home loans (Interest Only repayments) — Standard rateHome loans7.79%8.71%Owner-occupierInterest onlyFixed 4y—Standard2026-10-14—History
182Fixed rate home loans (Interest Only repayments) — Fixed rate home loans (Interest Only repayments) — Standard rateHome loans7.79%8.62%Owner-occupierInterest onlyFixed 5y—Standard2026-10-14—History
183Variable rate investment home loans (Interest Only repayments) — Flexi First Option Investment Property Loan Basic loan — Discounted rate ^Home loans7.89%7.61%InvestorInterest onlyVariable—Standard2026-10-14—History
184Variable rate home loans (Interest Only repayments) — Flexi First Option Home Loan Basic loan — Discounted rate ^Home loans8.39%7.18%Owner-occupierInterest onlyVariable—Standard2026-10-14—History
185Variable rate home loans (Interest Only repayments) — Flexi First Option Home Loan Basic loan — Discounted rate ^Home loans8.49%7.28%Owner-occupierInterest onlyVariable—Standard2026-10-14—History
186Variable rate home loans (Principal & Interest repayments) — Rocket Repay Home Loan Optional offset — Without PackageHome loans8.98%9.12%Owner-occupierP&IVariable—Standard2026-10-14—History
187Variable rate home loans (Principal & Interest repayments) — Flexi First Investment RateHome loans8.98%8.99%InvestorP&IVariable—Standard2026-10-14—History
188Variable rate home loans (Interest Only repayments) — Flexi First Interest Only RateHome loans9.02%8.71%Owner-occupierInterest onlyVariable—Standard2026-10-14—History
189Variable rate home loans (Principal & Interest repayments) — Rocket Repay Home Loan Optional offset — Without PackageHome loans9.08%9.22%Owner-occupierP&IVariable—Standard2026-10-14—History
190Variable rate home loans (Principal & Interest repayments) — Variable Housing RateHome loans9.08%9.22%Owner-occupierP&IVariable—Standard2026-10-14—History
191Premium Options Home LoanHome loans9.08%—InvestorP&IVariable—Standard2026-10-15—History
192Variable rate home loans (Interest Only repayments) — Flexi First Interest Only Invest RateHome loans9.24%9.18%InvestorInterest onlyVariable—Standard2026-10-14—History
193Variable rate home loans (Principal & Interest repayments) — Rocket Repay Home Loan Optional offset — Without PackageHome loans9.38%9.52%Owner-occupierP&IVariable—Standard2026-10-14—History
194Variable rate investment home loans (Principal & Interest repayments) — Rocket Investment Loan Optional offset — Without PackageHome loans9.53%9.67%InvestorP&IVariable—Standard2026-10-14—History
195Variable rate home loans (Interest Only repayments) — Rocket Repay Home Loan Optional offset — Without PackageHome loans9.57%9.39%Owner-occupierInterest onlyVariable—Standard2026-10-14—History
196Variable rate investment home loans (Principal & Interest repayments) — Rocket Investment Loan Optional offset — Without PackageHome loans9.63%9.77%InvestorP&IVariable—Standard2026-10-14—History
197Variable rate home loans (Principal & Interest repayments) — Investment Property Plan 2 RateHome loans9.63%9.77%InvestorP&IVariable—Standard2026-10-14—History
198Variable rate home loans (Principal & Interest repayments) — Rocket Investment RateHome loans9.63%9.77%InvestorP&IVariable—Standard2026-10-14—History
199Variable Rate Investment Property LoanHome loans9.63%—InvestorP&IVariable—Standard2026-10-15—History
200Variable rate home loans (Interest Only repayments) — Rocket Repay Home Loan Optional offset — Without PackageHome loans9.67%9.49%Owner-occupierInterest onlyVariable—Standard2026-10-14—History
201Variable rate home loans (Interest Only repayments) — Variable Interest Only Housing RateHome loans9.67%9.49%Owner-occupierInterest onlyVariable—Standard2026-10-14—History
202Variable rate home loans (Interest Only repayments) — Rocket Interest Only RateHome loans9.67%9.49%Owner-occupierInterest onlyVariable—Standard2026-10-14—History
203Variable rate investment home loans (Interest Only repayments) — Rocket Investment Loan Optional offset — Without PackageHome loans9.79%9.85%InvestorInterest onlyVariable—Standard2026-10-14—History
204Variable rate investment home loans (Interest Only repayments) — Rocket Investment Loan Optional offset — Without PackageHome loans9.89%9.95%InvestorInterest onlyVariable—Standard2026-10-14—History
205Variable rate home loans (Interest Only repayments) — Variable Interest Only Invest RateHome loans9.89%9.95%InvestorInterest onlyVariable—Standard2026-10-14—History
206Variable rate home loans (Interest Only repayments) — Rocket Interest Only Invest RateHome loans9.89%9.95%InvestorInterest onlyVariable—Standard2026-10-14—History
207Variable rate investment home loans (Principal & Interest repayments) — Rocket Investment Loan Optional offset — Without PackageHome loans9.93%10.07%InvestorP&IVariable—Standard2026-10-14—History
208Variable rate investment home loans (Interest Only repayments) — Rocket Investment Loan Optional offset — Without PackageHome loans10.19%10.25%InvestorInterest onlyVariable—Standard2026-10-14—History
209Variable rate home loans (Interest Only repayments) — Equity Access – Plan 2 Rate (Product not available for applications from 30th Sept 2021)Home loans10.46%—Owner-occupierInterest onlyVariable—Standard2026-10-14—History
210Flexi First Option Home Loan - VeteransHome loans3.25%—Owner-occupierP&IVariable—Veteran2026-10-15—
211Sustainable Upgrades Investment LoanHome loans4.74%4.74%InvestorP&IVariable—Green / solar2026-10-15View at Westpac History
212Sustainable Upgrades Home LoanHome loans4.74%4.74%Owner-occupierP&IVariable—Green / solar2026-10-15View at Westpac History
213Bridging Home LoanHome loans9.67%9.49%Owner-occupierInterest onlyVariable—Bridging2026-10-15View at Westpac History
214Variable rate home loans (Principal & Interest repayments) — SMSF Investment RateHome loans10.37%10.58%InvestorP&IVariable—SMSF2026-10-14—History
215Variable rate home loans (Interest Only repayments) — SMSF Interest Only Investment RateHome loans10.66%10.79%InvestorInterest onlyVariable—SMSF2026-10-14—History
216Secured Business LoanBusiness loans8.16%——P&IVariable—Standard2026-10-15View at Westpac History
217Unsecured Business LoanBusiness loans14.15%——P&IFixed 1y—Standard2026-10-15View at Westpac History
218Unsecured Personal LoanPersonal loans7.29%8.69%—P&IFixed 7y—Standard2026-10-15View at Westpac History
219Flexi LoanPersonal loans18.99%——P&IVariable—Standard2026-10-15View at Westpac 
220Car LoanCar loans5.74%7.16%—P&IFixed 7y—Standard2026-10-15View at Westpac History
221Westpac LifeSavings accounts5.15%————ConsumerStandard2026-10-15View at Westpac History
222Bump SavingsSavings accounts3.55%————ConsumerStandard2026-10-15View at Westpac History
223Cash Investment AccountSavings accounts3.00%————ConsumerStandard2026-10-15View at Westpac 
224Westpac 55+ and RetiredSavings accounts2.90%————ConsumerStandard2026-10-15View at Westpac History
225Community Solutions Cash ReserveSavings accounts1.45%————ConsumerStandard2026-10-15View at Westpac History
226Business Cash Reserve SavingsSavings accounts1.45%————BusinessStandard2026-10-15View at Westpac History
227Business Premium Cash ReserveSavings accounts1.30%————BusinessStandard2026-10-15View at Westpac History
228Westpac eSaverSavings accounts1.25%————ConsumerStandard2026-10-15View at Westpac 
229Business One Savings accounts—————BusinessStandard2026-10-15View at Westpac 
230Westpac Choice for concession holdersSavings accounts—————ConsumerStandard2026-10-15View at Westpac 
231Community Solutions OneSavings accounts—————ConsumerStandard2026-10-15View at Westpac 
232Business One - PlusSavings accounts—————BusinessStandard2026-10-15View at Westpac 
233Youth Bank Account and Debit CardSavings accounts—————ConsumerStandard2026-10-15View at Westpac 
234Westpac Choice for migrantsSavings accounts—————ConsumerStandard2026-10-15View at Westpac 
235Westpac ChoiceSavings accounts—————ConsumerStandard2026-10-15View at Westpac 
236Bank account with debit card for Students and young adults Savings accounts—————ConsumerStandard2026-10-15View at Westpac 
237Business Term DepositTerm deposits5.20%————BusinessStandard2026-10-15View at Westpac History
238Term DepositTerm deposits5.20%————ConsumerStandard2026-10-15View at Westpac History
239Farm Management Deposit accountTerm deposits4.75%————BusinessStandard2026-10-15View at Westpac History
240Westpac Lite CardCredit cards9.90%—————Standard2026-10-15View at Westpac 
241Low Rate CardCredit cards13.74%—————Standard2026-10-15View at Westpac 
242BusinessChoice EverydayCredit cards14.25%—————Standard2026-10-15View at Westpac 
243Altitude Business GoldCredit cards20.24%—————Standard2026-10-15View at Westpac 
244BusinessChoice Rewards PlatinumCredit cards20.24%—————Standard2026-10-15View at Westpac 
245Altitude Business PlatinumCredit cards20.24%—————Standard2026-10-15View at Westpac 
246Low Fee CardCredit cards20.99%—————Standard2026-10-15View at Westpac 
247Altitude Velocity BlackCredit cards23.98%—————Standard2026-10-15View at Westpac History
248Altitude Rewards PlatinumCredit cards23.98%—————Standard2026-10-15View at Westpac History
249Altitude Qantas BlackCredit cards23.98%—————Standard2026-10-15View at Westpac History
250Altitude Black Rewards World MastercardCredit cards23.98%—————Standard2026-10-15View at Westpac History
251Altitude Qantas PlatinumCredit cards23.98%—————Standard2026-10-15View at Westpac History
252Altitude Velocity PlatinumCredit cards23.98%—————Standard2026-10-15View at Westpac History

Every lender rate is the advertised value RateSonar recorded on the date shown, from public CDR banking data. Compare across lenders: home loans · savings.