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Commonwealth Bank (CBA) rates

The lowest standard home-loan rate RateSonar recorded for Commonwealth Bank (CBA) is 6.39% (Digi Home Loan (Owner Occupied)), recorded on 2026-10-15. Connect an assistant at https://api.ratesonar.com. No sign-up and no key. Anonymous series calls return the last 31 days. The table below lists every product recorded for this lender. Pick a product type to narrow it.

Lowest home loan
6.39%
Highest deposit
5.30%
Products
56
Recorded on
2026-10-15
Facts
LenderCommonwealth Bank (CBA)
Products on this page56
Latest record date2026-10-15
Lowest standard home loan6.39% · Digi Home Loan (Owner Occupied) · 2026-10-15
Highest deposit5.30% · Youthsaver · 2026-10-14
Assistant accessConnect an assistant at https://api.ratesonar.com. No sign-up and no key. Anonymous series calls return the last 31 days.

Common questions

What is the latest standard home-loan rate RateSonar recorded for Commonwealth Bank (CBA)?
6.39% for Digi Home Loan (Owner Occupied), recorded on 2026-10-15. That is the lowest standard home loan on this page, not every product the lender sells.
Where do these Commonwealth Bank (CBA) rates come from?
Bank websites and public Consumer Data Right product feeds. Each row has the day RateSonar recorded it.
Can I read this in an assistant without an account?
Connect an assistant at https://api.ratesonar.com. No sign-up and no key. Anonymous series calls return the last 31 days.
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Commonwealth Bank (CBA) products
1Digi Home Loan (Owner Occupied)Home loans6.39%6.41%Owner-occupierP&IVariable—Standard2026-10-15View at Commonwealth Bank (CBA) History
2Digi Home Loan (Investment)Home loans6.54%6.56%InvestorP&IVariable—Standard2026-10-15View at Commonwealth Bank (CBA) History
3Standard Variable Rate Home Loan (Owner Occupied)Home loans6.74%7.11%Owner-occupierP&IVariable—Standard2026-10-15View at Commonwealth Bank (CBA) History
4Simple Home Loan (Owner Occupied)Home loans6.74%6.88%Owner-occupierP&IVariable—Standard2026-10-15View at Commonwealth Bank (CBA) History
51 Year Fixed Rate Home Loan (Owner Occupied)Home loans6.78%8.53%Owner-occupierP&IFixed 1y—Standard2026-10-15View at Commonwealth Bank (CBA) History
62 Year Fixed Rate Home Loan (Owner Occupied)Home loans6.82%8.38%Owner-occupierP&IFixed 2y—Standard2026-10-15View at Commonwealth Bank (CBA) History
71 year Fixed Rate Home Loan (Investment)Home loans6.84%9.04%InvestorP&IFixed 1y—Standard2026-10-15View at Commonwealth Bank (CBA) History
82 year Fixed Rate Home Loan (Investment)Home loans6.87%8.83%InvestorP&IFixed 2y—Standard2026-10-15View at Commonwealth Bank (CBA) History
93 Year Fixed Rate Home Loan (Owner Occupied)Home loans6.89%8.26%Owner-occupierP&IFixed 3y—Standard2026-10-15View at Commonwealth Bank (CBA) History
104 Year Fixed Rate Home Loan (Owner Occupied)Home loans6.89%8.14%Owner-occupierP&IFixed 4y—Standard2026-10-15View at Commonwealth Bank (CBA) History
113 year Fixed Rate Home Loan (Investment)Home loans6.91%8.66%InvestorP&IFixed 3y—Standard2026-10-15View at Commonwealth Bank (CBA) History
124 year Fixed Rate Home Loan (Investment)Home loans6.94%8.50%InvestorP&IFixed 4y—Standard2026-10-15View at Commonwealth Bank (CBA) History
135 Year Fixed Rate Loan (Owner Occupied)Home loans6.94%8.06%Owner-occupierP&IFixed 5y—Standard2026-10-15View at Commonwealth Bank (CBA) History
14Standard Variable Rate Home Loan (Investment)Home loans6.94%7.31%InvestorP&IVariable—Standard2026-10-15View at Commonwealth Bank (CBA) History
15Simple Home Loan (Investment)Home loans6.94%7.07%InvestorP&IVariable—Standard2026-10-15View at Commonwealth Bank (CBA) History
165 year Fixed Rate Home Loan (Investment)Home loans6.99%8.38%InvestorP&IFixed 5y—Standard2026-10-15View at Commonwealth Bank (CBA) 
17BetterBusiness LoanBusiness loans7.54%—InvestorInterest onlyVariable—Standard2026-10-15View at Commonwealth Bank (CBA) History
18Hire PurchaseBusiness loans8.59%—InvestorP&IFixed 1y—Standard2026-10-15View at Commonwealth Bank (CBA) History
19Equipment LoanBusiness loans8.59%—InvestorP&IFixed 1y—Standard2026-10-15View at Commonwealth Bank (CBA) History
20Unsecured Variable Rate Personal LoanPersonal loans6.99%8.40%—P&IVariable—Standard2026-10-15View at Commonwealth Bank (CBA) History
21Unsecured Fixed Rate Personal LoanPersonal loans7.25%8.65%—P&IFixed 4y—Standard2026-10-15View at Commonwealth Bank (CBA) 
22Secured Fixed Rate Car LoanCar loans6.79%8.20%—P&IFixed 4y—Standard2026-10-15View at Commonwealth Bank (CBA) 
23YouthsaverSavings accounts5.30%—————Standard2026-10-14—History
24GoalSaverSavings accounts5.25%—————Standard2026-10-14—History
25GoalSaverSavings accounts5.15%————ConsumerStandard2026-10-15View at Commonwealth Bank (CBA) History
26CommSec Notice InvestorSavings accounts5.00%————ConsumerStandard2026-10-15View at Commonwealth Bank (CBA) History
27Capital Growth AccountSavings accounts4.25%————ConsumerStandard2026-10-15View at Commonwealth Bank (CBA) History
28Commonwealth Direct Investment AccountSavings accounts3.00%————ConsumerStandard2026-10-15View at Commonwealth Bank (CBA) History
29Youthsaver AccountSavings accounts2.95%————ConsumerStandard2026-10-15View at Commonwealth Bank (CBA) History
30Pensioner Security AccountSavings accounts2.85%————ConsumerStandard2026-10-15View at Commonwealth Bank (CBA) 
31Commonwealth Private Bank AccountSavings accounts2.35%————ConsumerStandard2026-10-15View at Commonwealth Bank (CBA) History
32NetBank SaverSavings accounts2.30%————ConsumerStandard2026-10-15View at Commonwealth Bank (CBA) History
33Business Online SaverSavings accounts1.55%————BusinessStandard2026-10-15View at Commonwealth Bank (CBA) History
34Cash Deposit Account (At Call)Savings accounts0.25%————ConsumerStandard2026-10-15View at Commonwealth Bank (CBA) 
35Standard Business Cheque Account - Interest Bearing OptionSavings accounts0.01%————BusinessStandard2026-10-15View at Commonwealth Bank (CBA) 
36SMSF SaverSavings accounts4.90%————ConsumerSMSF2026-10-15View at Commonwealth Bank (CBA) History
37Foreign Currency Account (Retail)Savings accounts4.42%————ConsumerSpecial purpose2026-10-15View at Commonwealth Bank (CBA) History
38Foreign Currency Account (Business)Savings accounts4.42%————BusinessSpecial purpose2026-10-15View at Commonwealth Bank (CBA) History
39Business Investment AccountTerm deposits5.30%————BusinessStandard2026-10-15View at Commonwealth Bank (CBA) History
40Standard Term DepositTerm deposits5.30%————ConsumerStandard2026-10-15View at Commonwealth Bank (CBA) History
41Farm Management Deposit account (Fixed Term)Term deposits5.10%————BusinessStandard2026-10-15View at Commonwealth Bank (CBA) 
42TD Immigration (DIMIA) Bank GuaranteeTerm deposits5.10%————ConsumerStandard2026-10-15View at Commonwealth Bank (CBA) History
43TD Parent Visa Bank GuaranteeTerm deposits3.90%————ConsumerStandard2026-10-15View at Commonwealth Bank (CBA) 
44Farm Management Deposit account (At Call)Term deposits1.35%————BusinessStandard2026-10-15View at Commonwealth Bank (CBA) 
45Low Rate credit cardCredit cards13.99%—————Standard2026-10-15View at Commonwealth Bank (CBA) 
46Low Rate credit cardCredit cards14.55%—————Standard2026-10-15View at Commonwealth Bank (CBA) 
47Corporate Low Rate cardCredit cards14.55%—————Standard2026-10-15View at Commonwealth Bank (CBA) 
48Corporate Interest Free Days cardCredit cards17.57%—————Standard2026-10-15View at Commonwealth Bank (CBA) 
49Interest-Free Days credit cardCredit cards17.57%—————Standard2026-10-15View at Commonwealth Bank (CBA) 
50Corporate charge cardCredit cards17.99%—————Standard2026-10-15View at Commonwealth Bank (CBA) 
51Procurement Management AccountCredit cards17.99%—————Standard2026-10-15View at Commonwealth Bank (CBA) 
52CommBank Qantas Business Rewards Credit CardCredit cards19.99%—————Standard2026-10-15View at Commonwealth Bank (CBA) 
53Business Platinum credit cardCredit cards20.74%—————Standard2026-10-15View at Commonwealth Bank (CBA) 
54Smart credit cardCredit cards20.99%—————Standard2026-10-15View at Commonwealth Bank (CBA) 
55Low Fee credit cardCredit cards20.99%—————Standard2026-10-15View at Commonwealth Bank (CBA) 
56Ultimate credit cardCredit cards20.99%—————Standard2026-10-15View at Commonwealth Bank (CBA) 

Every lender rate is the advertised value RateSonar recorded on the date shown, from public CDR banking data. Compare across lenders: home loans · savings.