Basic Variable Home Loan
6.64% p.a.comparison 6.65%≈ $3,848/morecorded
Lender · Every product
Bank of Melbourne rates
The lowest standard home-loan rate RateSonar recorded for Bank of Melbourne is 6.64% (Basic Variable Home Loan), recorded on 2026-10-15. Connect an assistant at https://api.ratesonar.com. No sign-up and no key. Anonymous series calls return the last 31 days. Every product recorded for this lender is below, as cards or as a table. Pick a product type to narrow it.
| Lender | Bank of Melbourne |
|---|---|
| Products on this page | 27 |
| Latest record date | 2026-10-15 |
| Lowest standard home loan | 6.64% · Basic Variable Home Loan · 2026-10-15 |
| Highest deposit | 5.39% · Incentive Saver · 2026-10-15 |
| Assistant access | Connect an assistant at https://api.ratesonar.com. No sign-up and no key. Anonymous series calls return the last 31 days. |
Common questions
- What is the latest standard home-loan rate RateSonar recorded for Bank of Melbourne?
- 6.64% for Basic Variable Home Loan, recorded on 2026-10-15. That is the lowest standard home loan on this page, not every product the lender sells.
- Where do these Bank of Melbourne rates come from?
- Bank websites and public Consumer Data Right product feeds. Each row has the day RateSonar recorded it.
- Can I read this in an assistant without an account?
- Connect an assistant at https://api.ratesonar.com. No sign-up and no key. Anonymous series calls return the last 31 days.
Estimate: the advertised rate held for the whole term, paid monthly, before fees. A fixed rate changes after its fixed period. Interest-only loans show the interest only. Not a quote.
27 products, by product type, best rate first.
Variable Home Loan with Offset
6.74% p.a.comparison 7.11%≈ $3,888/morecorded
Fixed Rate Home Loan
6.84% p.a.comparison 7.12%≈ $3,928/morecorded
Relocation Loan with end
9.63% p.a.comparison 9.45%≈ $4,815/mo IOrecorded
Relocation Loan without end
9.63% p.a.comparison 9.45%≈ $4,815/mo IOrecorded
Variable Rate Small Business Loan
9.48% p.a.recorded
Secured Fixed Personal Loan
6.49% p.a.comparison 7.90%recorded
recorded View at lender
Unsecured Variable Personal Loan
7.00% p.a.comparison 8.41%recorded
recorded View at lender
Unsecured Fixed Personal Loan
7.00% p.a.comparison 8.41%recorded
recorded View at lender
Incentive Saver
5.39% p.a.recorded
Retirement Access Account
2.90% p.a.recorded
Business Access Saver
1.45% p.a.recorded
Maxi Saver
1.25% p.a.recorded
recorded View at lender
Investment Cash Accounts
0.10% p.a.recorded
Freedom Business Account
—recorded
recorded View at lender
Business Cheque Account Plus
—recorded
recorded View at lender
Society Cheque Account
—recorded
recorded View at lender
Business Term Deposit
5.20% p.a.recorded
Term Deposit
5.20% p.a.recorded
Farm Management Deposit Account
4.75% p.a.recorded
Business Vantage
9.99% p.a.recorded
recorded View at lender
Vertigo
13.99% p.a.recorded
recorded View at lender
Amplify Business
19.49% p.a.recorded
recorded View at lender
Amplify Qantas Platinum
23.98% p.a.recorded
Amplify Qantas Signature
23.98% p.a.recorded
Amplify Rewards Signature
23.98% p.a.recorded
Amplify Rewards Platinum
23.98% p.a.recorded
| 1 | Basic Variable Home Loan | Home loans | 6.64% | 6.65% | Owner-occupier | P&I | Variable | — | Standard | 2026-10-15 | View at Bank of Melbourne History | |
| 2 | Variable Home Loan with Offset | Home loans | 6.74% | 7.11% | Owner-occupier | P&I | Variable | — | Standard | 2026-10-15 | View at Bank of Melbourne History | |
| 3 | Fixed Rate Home Loan | Home loans | 6.84% | 7.12% | Owner-occupier | P&I | Fixed 1y | — | Standard | 2026-10-15 | View at Bank of Melbourne History | |
| 4 | Relocation Loan with end | Home loans | 9.63% | 9.45% | Owner-occupier | Interest only | Variable | — | Standard | 2026-10-15 | View at Bank of Melbourne History | |
| 5 | Relocation Loan without end | Home loans | 9.63% | 9.45% | Owner-occupier | Interest only | Variable | — | Standard | 2026-10-15 | View at Bank of Melbourne History | |
| 6 | Variable Rate Small Business Loan | Business loans | 9.48% | — | — | P&I | Variable | — | Standard | 2026-10-15 | View at Bank of Melbourne History | |
| 7 | Secured Fixed Personal Loan | Personal loans | 6.49% | 7.90% | — | P&I | Fixed 5y | — | Standard | 2026-10-15 | View at Bank of Melbourne | |
| 8 | Unsecured Variable Personal Loan | Personal loans | 7.00% | 8.41% | — | P&I | Variable | — | Standard | 2026-10-15 | View at Bank of Melbourne | |
| 9 | Unsecured Fixed Personal Loan | Personal loans | 7.00% | 8.41% | — | P&I | Fixed 7y | — | Standard | 2026-10-15 | View at Bank of Melbourne | |
| 10 | Incentive Saver | Savings accounts | 5.39% | — | — | — | — | Consumer | Standard | 2026-10-15 | View at Bank of Melbourne History | |
| 11 | Retirement Access Account | Savings accounts | 2.90% | — | — | — | — | Consumer | Standard | 2026-10-15 | View at Bank of Melbourne History | |
| 12 | Business Access Saver | Savings accounts | 1.45% | — | — | — | — | Business | Standard | 2026-10-15 | View at Bank of Melbourne History | |
| 13 | Maxi Saver | Savings accounts | 1.25% | — | — | — | — | Consumer | Standard | 2026-10-15 | View at Bank of Melbourne | |
| 14 | Investment Cash Accounts | Savings accounts | 0.10% | — | — | — | — | Consumer | Standard | 2026-10-15 | View at Bank of Melbourne History | |
| 15 | Freedom Business Account | Savings accounts | — | — | — | — | — | Business | Standard | 2026-10-15 | View at Bank of Melbourne | |
| 16 | Business Cheque Account Plus | Savings accounts | — | — | — | — | — | Business | Standard | 2026-10-15 | View at Bank of Melbourne | |
| 17 | Society Cheque Account | Savings accounts | — | — | — | — | — | Consumer | Standard | 2026-10-15 | View at Bank of Melbourne | |
| 18 | Business Term Deposit | Term deposits | 5.20% | — | — | — | — | Business | Standard | 2026-10-15 | View at Bank of Melbourne History | |
| 19 | Term Deposit | Term deposits | 5.20% | — | — | — | — | Consumer | Standard | 2026-10-15 | View at Bank of Melbourne History | |
| 20 | Farm Management Deposit Account | Term deposits | 4.75% | — | — | — | — | Business | Standard | 2026-10-15 | View at Bank of Melbourne History | |
| 21 | Business Vantage | Credit cards | 9.99% | — | — | — | — | — | Standard | 2026-10-15 | View at Bank of Melbourne | |
| 22 | Vertigo | Credit cards | 13.99% | — | — | — | — | — | Standard | 2026-10-15 | View at Bank of Melbourne | |
| 23 | Amplify Business | Credit cards | 19.49% | — | — | — | — | — | Standard | 2026-10-15 | View at Bank of Melbourne | |
| 24 | Amplify Qantas Platinum | Credit cards | 23.98% | — | — | — | — | — | Standard | 2026-10-15 | View at Bank of Melbourne History | |
| 25 | Amplify Qantas Signature | Credit cards | 23.98% | — | — | — | — | — | Standard | 2026-10-15 | View at Bank of Melbourne History | |
| 26 | Amplify Rewards Signature | Credit cards | 23.98% | — | — | — | — | — | Standard | 2026-10-15 | View at Bank of Melbourne History | |
| 27 | Amplify Rewards Platinum | Credit cards | 23.98% | — | — | — | — | — | Standard | 2026-10-15 | View at Bank of Melbourne History |
Every lender rate is the advertised value RateSonar recorded on the date shown, from public CDR banking data. Compare across lenders: home loans · savings.