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NAB rates

The lowest standard home-loan rate RateSonar recorded for NAB is 6.44% (NAB Tailored Home Loan), recorded on 2026-10-15. Connect an assistant at https://api.ratesonar.com. No sign-up and no key. Anonymous series calls return the last 31 days. The table below lists every product recorded for this lender. Pick a product type to narrow it. A lower conditional rate of 6.29% (NAB Defence Force Home Loan) is a veteran product, not a standard mortgage.

Lowest home loan
6.44%
Highest deposit
5.30%
Products
72
Recorded on
2026-10-15
Facts
LenderNAB
Products on this page72
Latest record date2026-10-15
Lowest standard home loan6.44% · NAB Tailored Home Loan · 2026-10-15
Highest deposit5.30% · NAB Term Deposit · 2026-10-15
Assistant accessConnect an assistant at https://api.ratesonar.com. No sign-up and no key. Anonymous series calls return the last 31 days.

Common questions

What is the latest standard home-loan rate RateSonar recorded for NAB?
6.44% for NAB Tailored Home Loan, recorded on 2026-10-15. That is the lowest standard home loan on this page, not every product the lender sells.
Where do these NAB rates come from?
Bank websites and public Consumer Data Right product feeds. Each row has the day RateSonar recorded it.
Can I read this in an assistant without an account?
Connect an assistant at https://api.ratesonar.com. No sign-up and no key. Anonymous series calls return the last 31 days.
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NAB products
1NAB Tailored Home LoanHome loans6.44%6.57%Owner-occupierP&IVariable—Standard2026-10-15View at NAB History
2NAB Tailored Home Loan - Principal and Interest - Residential Investor * * — LVR 60% or less (From 6.45% p.a to 7.34% p.a)Home loans6.45%—InvestorP&I——Standard2026-10-14—History
3NAB Tailored Home Loan - Principal and Interest - Residential Investor * * — LVR 60.01% - 70% (From 6.45% p.a to 7.34% p.a)Home loans6.45%—InvestorP&I——Standard2026-10-14—History
4NAB Tailored Home Loan - Principal and Interest - Residential Investor * * — LVR 70.01% - 80% (From 6.55% p.a to 7.54% p.a)Home loans6.55%—InvestorP&I——Standard2026-10-14—History
5NAB Tailored Home Loan - Interest only - Residential Investor * * — LVR 60% or less (From 6.65% p.a to 7.54% p.a)Home loans6.65%—InvestorInterest only——Standard2026-10-14—History
6NAB Tailored Home Loan - Interest only - Residential Investor * * — LVR 60.01% - 70% (From 6.65% p.a to 7.54% p.a)Home loans6.65%—InvestorInterest only——Standard2026-10-14—History
7NAB Base Variable Rate Home LoanHome loans6.69%6.69%Owner-occupierP&IVariable—Standard2026-10-15View at NAB History
8NAB Tailored Home Loan - Interest only - Residential Investor * * — LVR 70.01% - 80% (From 6.75% p.a to 7.74% p.a)Home loans6.75%—InvestorInterest only——Standard2026-10-14—History
9NAB Tailored Home Loan - Interest Only in Advance - Share Investment - Owner Occupier * * — LVR 60% or less (6.84% p.a.)Home loans6.84%—Owner-occupierInterest only——Standard2026-10-14—History
10NAB Tailored Home Loan - Interest Only in Advance - Share Investment - Owner Occupier * * — LVR 60.01% - 70% (6.84% p.a.)Home loans6.84%—Owner-occupierInterest only——Standard2026-10-14—History
11NAB Tailored Home Loan - Interest Only in Advance - Share Investment - Owner Occupier * * — LVR 70.01% - 80% (6.84% p.a.)Home loans6.84%—Owner-occupierInterest only——Standard2026-10-14—History
12NAB Tailored Home Loan - Interest Only in Advance - Residential Investor * * — LVR 60% or less (6.84% p.a.)Home loans6.84%—InvestorInterest only——Standard2026-10-14—History
13NAB Tailored Home Loan - Interest Only in Advance - Residential Investor * * — LVR 60.01% - 70% (6.84% p.a.)Home loans6.84%—InvestorInterest only——Standard2026-10-14—History
14NAB Tailored Home Loan - Interest Only in Advance - Residential Investor * * — LVR 70.01% - 80% (6.84% p.a.)Home loans6.84%—InvestorInterest only——Standard2026-10-14—History
15NAB Tailored Home Loan - Interest Only - Owner Occupier * * — LVR 60% or less (From 6.94% p.a to 7.51% p.a)Home loans6.94%—Owner-occupierInterest only——Standard2026-10-14—History
16NAB Tailored Home Loan - Interest Only - Owner Occupier * * — LVR 60.01% - 70% (From 6.94% p.a to 7.51% p.a)Home loans6.94%—Owner-occupierInterest only——Standard2026-10-14—History
17NAB Tailored Home Loan - Interest Only in Arrears - Owner Occupier * * — LVR 60% or less (6.94% p.a.)Home loans6.94%—Owner-occupierInterest only——Standard2026-10-14—History
18NAB Tailored Home Loan - Interest Only in Arrears - Owner Occupier * * — LVR 60.01% - 70% (6.94% p.a.)Home loans6.94%—Owner-occupierInterest only——Standard2026-10-14—History
19NAB Tailored Home Loan - Interest Only in Arrears - Owner Occupier * * — LVR 70.01% - 80% (6.94% p.a.)Home loans6.94%—Owner-occupierInterest only——Standard2026-10-14—History
20NAB Tailored Home Loan - Interest Only in Advance - Share Investment - Owner Occupier * * — LVR 80.01% or more (6.94% p.a.)Home loans6.94%—Owner-occupierInterest only——Standard2026-10-14—History
21NAB Tailored Home Loan - Interest Only in Arrears - Residential Investor * * — LVR 60% or less (6.94% p.a.)Home loans6.94%—InvestorInterest only——Standard2026-10-14—History
22NAB Tailored Home Loan - Interest Only in Arrears - Residential Investor * * — LVR 60.01% - 70% (6.94% p.a.)Home loans6.94%—InvestorInterest only——Standard2026-10-14—History
23NAB Tailored Home Loan - Interest Only in Arrears - Residential Investor * * — LVR 70.01% - 80% (6.94% p.a.)Home loans6.94%—InvestorInterest only——Standard2026-10-14—History
24NAB Tailored Home Loan - Interest Only in Advance - Residential Investor * * — LVR 80.01% or more (6.94% p.a.)Home loans6.94%—InvestorInterest only——Standard2026-10-14—History
25NAB Tailored Home Loan - Interest Only - Owner Occupier * * — LVR 70.01% - 80% (From 7.04% p.a to 7.71% p.a)Home loans7.04%—Owner-occupierInterest only——Standard2026-10-14—History
26NAB Tailored Home Loan - Interest Only in Arrears - Owner Occupier * * — LVR 80.01% or more (7.04% p.a.)Home loans7.04%—Owner-occupierInterest only——Standard2026-10-14—History
27NAB Tailored Home Loan - Interest Only in Arrears - Residential Investor * * — LVR 80.01% or more (7.04% p.a.)Home loans7.04%—InvestorInterest only——Standard2026-10-14—History
28NAB Tailored Home Loan - Principal and Interest - Residential Investor * * — LVR 80.01% or more (From 7.24% p.a to 7.54% p.a)Home loans7.24%—InvestorP&I——Standard2026-10-14—History
29NAB Tailored Home Loan - Interest only - Residential Investor * * — LVR 80.01% or more (From 7.44% p.a to 7.74% p.a)Home loans7.44%—InvestorInterest only——Standard2026-10-14—History
30NAB Tailored Home Loan - Interest Only - Owner Occupier * * — LVR 80.01% or more (From 7.64% p.a to 7.71% p.a)Home loans7.64%—Owner-occupierInterest only——Standard2026-10-14—History
31NAB FlexiPlus MortgageHome loans10.36%—Owner-occupierInterest onlyVariable—Standard2026-10-15View at NAB History
32NAB Defence Force Home LoanHome loans6.29%6.42%Owner-occupierP&IVariable—Veteran2026-10-15View at NAB History
33NAB Business Options LoanBusiness loans8.10%——P&IVariable—Standard2026-10-15View at NAB History
34NAB QuickBiz LoanBusiness loans12.95%——P&IFixed 1y—Standard2026-10-15View at NAB 
35NAB Personal LoanPersonal loans7.50%8.41%—P&IFixed 7y—Standard2026-10-15View at NAB 
36NAB Car LoanCar loans5.99%7.55%—P&IFixed 7y—Standard2026-10-15View at NAB History
37NAB Reward Saver * — $1 - $49,999Savings accounts5.25%—————Standard2026-10-14—History
38NAB Reward Saver * — $50,000 - $249,999Savings accounts5.25%—————Standard2026-10-14—History
39NAB Reward Saver * — $250,000 - $999,999Savings accounts5.25%—————Standard2026-10-14—History
40NAB Reward Saver * — $1,000,000 plusSavings accounts5.25%—————Standard2026-10-14—History
41NAB Reward SaverSavings accounts5.24%————ConsumerStandard2026-10-15View at NAB History
42NAB iSaverSavings accounts3.65%————ConsumerStandard2026-10-15View at NAB History
43NAB Investments Lending — Base interestSavings accounts2.80%—————Standard2026-10-14—
44NAB Retirement Account or NAB Retirement Passbook Account (not for sale) — $250,000 plusSavings accounts2.40%—————Standard2026-10-14—History
45NAB Retirement AccountSavings accounts2.40%————ConsumerStandard2026-10-15View at NAB History
46NAB Retirement Account or NAB Retirement Passbook Account (not for sale) — $50,000 - $249,999Savings accounts2.25%—————Standard2026-10-14—History
47NAB iSaver — Standard variable rateSavings accounts1.85%—————Standard2026-10-14—History
48NAB Retirement Account or NAB Retirement Passbook Account (not for sale) — $10,000 - $49,999Savings accounts1.75%—————Standard2026-10-14—History
49NAB Business Cash MaximiserSavings accounts1.50%————BusinessStandard2026-10-15View at NAB History
50NAB Business Interest AccountSavings accounts1.15%————BusinessStandard2026-10-15View at NAB History
51NAB Cash Manager — Base interestSavings accounts0.50%—————Standard2026-10-14—
52NAB Cash ManagerSavings accounts0.50%————ConsumerStandard2026-10-15View at NAB 
53NAB Retirement Account or NAB Retirement Passbook Account (not for sale) — $1 - $9,999Savings accounts0.15%—————Standard2026-10-14—
54NAB Private Portfolio Facility — $100,000 plusSavings accounts0.05%—————Standard2026-10-14—
55NAB Private Portfolio Facility — $20,000 - $49,999Savings accounts0.01%—————Standard2026-10-14—
56NAB Private Portfolio Facility — $50,000 - $99,999Savings accounts0.01%—————Standard2026-10-14—
57Transaction accounts — NAB Passbook Account (not for sale)Savings accounts0.01%—————Standard2026-10-14—
58Transaction accounts — NAB Classic Banking AccountSavings accounts——————Standard2026-10-14—
59Transaction accounts — NAB Gold Banking Account - Private (not for sale)Savings accounts——————Standard2026-10-14—
60NAB Classic BankingSavings accounts—————ConsumerStandard2026-10-15View at NAB 
61NAB Term DepositTerm deposits5.30%————ConsumerStandard2026-10-15View at NAB History
62NAB Farm Management DepositTerm deposits5.10%————BusinessStandard2026-10-15View at NAB 
63NAB Low Rate CardCredit cards13.99%—————Standard2026-10-15View at NAB History
64NAB Low Rate Business CardCredit cards13.99%—————Standard2026-10-15View at NAB 
65NAB Business CardCredit cards16.50%—————Standard2026-10-15View at NAB 
66NAB Rewards Business Signature CardCredit cards19.50%—————Standard2026-10-15View at NAB 
67NAB Qantas Business Signature CardCredit cards19.50%—————Standard2026-10-15View at NAB 
68NAB Rewards CardCredit cards22.49%—————Standard2026-10-15View at NAB History
69NAB Travel CardCredit cards22.49%—————Standard2026-10-15View at NAB History
70NAB Low Fee CardCredit cards22.49%—————Standard2026-10-15View at NAB History
71NAB Qantas Rewards Signature CardCredit cards22.49%—————Standard2026-10-15View at NAB History
72NAB Qantas Rewards Premium CardCredit cards22.49%—————Standard2026-10-15View at NAB History

Every lender rate is the advertised value RateSonar recorded on the date shown, from public CDR banking data. Compare across lenders: home loans · savings.