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RACQ Bank rates

The lowest standard home-loan rate RateSonar recorded for RACQ Bank is 6.54% (Fair Dinkum Home Loan), recorded on 2026-10-15. Connect an assistant at https://api.ratesonar.com. No sign-up and no key. Anonymous series calls return the last 31 days. The table below lists every product recorded for this lender. Pick a product type to narrow it. A lower conditional rate of 2.79% (Green Home Loan) is a green / solar product, not a standard mortgage.

Lowest home loan
6.54%
Highest deposit
6.00%
Products
35
Recorded on
2026-10-15
Facts
LenderRACQ Bank
Products on this page35
Latest record date2026-10-15
Lowest standard home loan6.54% · Fair Dinkum Home Loan · 2026-10-15
Highest deposit6.00% · Bonus Saver Account · 2026-10-15
Assistant accessConnect an assistant at https://api.ratesonar.com. No sign-up and no key. Anonymous series calls return the last 31 days.

Common questions

What is the latest standard home-loan rate RateSonar recorded for RACQ Bank?
6.54% for Fair Dinkum Home Loan, recorded on 2026-10-15. That is the lowest standard home loan on this page, not every product the lender sells.
Where do these RACQ Bank rates come from?
Bank websites and public Consumer Data Right product feeds. Each row has the day RateSonar recorded it.
Can I read this in an assistant without an account?
Connect an assistant at https://api.ratesonar.com. No sign-up and no key. Anonymous series calls return the last 31 days.
35 rowsSort or filter any column. Drag an edge to resize.
1Fair Dinkum Home LoanHome loans6.54%6.54%Owner-occupierP&IVariable—Standard2026-10-15View at RACQ Bank History
2Mortgage Saver Home LoanHome loans6.64%6.68%Owner-occupierP&IVariable—Standard2026-10-15View at RACQ Bank History
31 Year Fixed Home Loan Owner OccupierHome loans6.69%7.00%Owner-occupierP&IFixed 1y—Standard2026-10-15View at RACQ Bank 
4Mortgage Breaker Owner OccupiedHome loans6.74%6.78%Owner-occupierP&IVariable—Standard2026-10-15View at RACQ Bank History
52 Year Fixed Home Loan Owner OccupierHome loans6.74%6.98%Owner-occupierP&IFixed 2y—Standard2026-10-15View at RACQ Bank 
63 Year Fixed Home Loan Owner OccupierHome loans6.74%6.96%Owner-occupierP&IFixed 3y—Standard2026-10-15View at RACQ Bank 
7Fair Dinkum Investment Home LoanHome loans6.74%6.74%InvestorP&IVariable—Standard2026-10-15View at RACQ Bank History
81 Year Fixed Home Loan Investment Interest OnlyHome loans6.89%7.29%InvestorInterest onlyFixed 1y—Standard2026-10-15View at RACQ Bank 
91 Year Fixed Home Loan InvestmentHome loans6.89%7.29%InvestorP&IFixed 1y—Standard2026-10-15View at RACQ Bank 
105 Year Fixed Home Loan Owner OccupierHome loans6.94%7.01%Owner-occupierP&IFixed 5y—Standard2026-10-15View at RACQ Bank 
113 Year Fixed Home Loan Investment Interest OnlyHome loans6.94%7.23%InvestorInterest onlyFixed 3y—Standard2026-10-15View at RACQ Bank 
122 Year Fixed Home Loan Investment Interest OnlyHome loans6.94%7.26%InvestorInterest onlyFixed 2y—Standard2026-10-15View at RACQ Bank 
13Mortgage Breaker Investment Interest OnlyHome loans6.94%6.98%InvestorInterest onlyVariable—Standard2026-10-15View at RACQ Bank History
142 Year Fixed Home Loan InvestmentHome loans6.94%7.26%InvestorP&IFixed 2y—Standard2026-10-15View at RACQ Bank 
153 Year Fixed Home Loan InvestmentHome loans6.94%7.23%InvestorP&IFixed 3y—Standard2026-10-15View at RACQ Bank 
16Mortgage Breaker InvestmentHome loans6.94%6.98%InvestorP&IVariable—Standard2026-10-15View at RACQ Bank History
175 Year Fixed Home Loan Investment Interest OnlyHome loans7.14%7.27%InvestorInterest onlyFixed 5y—Standard2026-10-15View at RACQ Bank 
185 Year Fixed Home Loan InvestmentHome loans7.14%7.27%InvestorP&IFixed 5y—Standard2026-10-15View at RACQ Bank 
19Green Home LoanHome loans2.79%2.79%Owner-occupierP&IVariable—Green / solar2026-10-15View at RACQ Bank 
20Green Home Loan InvestmentHome loans2.79%2.79%InvestorP&IVariable—Green / solar2026-10-15View at RACQ Bank 
21Commercial Loan Principal and InterestBusiness loans10.13%—InvestorP&IVariable—Standard2026-10-15View at RACQ Bank History
22Commercial Loan Interest OnlyBusiness loans10.27%—InvestorInterest onlyVariable—Standard2026-10-15View at RACQ Bank History
23Unsecured Personal LoanPersonal loans11.49%11.67%—P&IVariable—Standard2026-10-15View at RACQ Bank 
24Unsecured Personal LoanPersonal loans11.49%11.67%—P&IVariable—Standard2026-10-15View at RACQ Bank 
25Unsecured Personal LoanPersonal loans11.49%11.67%—P&IVariable—Standard2026-10-15View at RACQ Bank 
26Debt Consolidation LoanPersonal loans12.99%13.17%—P&IVariable—Standard2026-10-15View at RACQ Bank 
27Green Personal LoanPersonal loans8.49%8.49%—P&IVariable—Green / solar2026-10-15View at RACQ Bank 
28Fixed Rate Car LoanCar loans8.19%8.36%—P&IFixed 7y—Standard2026-10-15View at RACQ Bank 
29Green Car LoanCar loans7.49%7.49%—P&IFixed 5y—Green / solar2026-10-15View at RACQ Bank 
30Bonus Saver AccountSavings accounts6.00%————ConsumerStandard2026-10-15View at RACQ Bank History
31Advantage Plus AccountSavings accounts3.50%————ConsumerStandard2026-10-15View at RACQ Bank History
32eSave AccountSavings accounts3.25%————ConsumerStandard2026-10-15View at RACQ Bank History
33Business Unsecured Current AccountSavings accounts0.01%————BusinessStandard2026-10-15View at RACQ Bank 
34Everyday AccountSavings accounts—————ConsumerStandard2026-10-15View at RACQ Bank 
35Term DepositTerm deposits5.45%————ConsumerStandard2026-10-15View at RACQ Bank History

Every lender rate is the advertised value RateSonar recorded on the date shown, from public CDR banking data. Compare across lenders: home loans · savings.