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Southern Cross Credit Union rates

The lowest standard home-loan rate RateSonar recorded for Southern Cross Credit Union is 5.93% (EMONEY HOME LOAN), recorded on 2026-10-15. Connect an assistant at https://api.ratesonar.com. No sign-up and no key. Anonymous series calls return the last 31 days. Every product recorded for this lender is below, as cards or as a table. Pick a product type to narrow it.

Lowest home loan
5.93%
Highest deposit
5.30%
Products
30
Recorded on
2026-10-15
Facts
LenderSouthern Cross Credit Union
Products on this page30
Latest record date2026-10-15
Lowest standard home loan5.93% · EMONEY HOME LOAN · 2026-10-15
Highest deposit5.30% · TERM DEPOSIT · 2026-10-15
Assistant accessConnect an assistant at https://api.ratesonar.com. No sign-up and no key. Anonymous series calls return the last 31 days.

Common questions

What is the latest standard home-loan rate RateSonar recorded for Southern Cross Credit Union?
5.93% for EMONEY HOME LOAN, recorded on 2026-10-15. That is the lowest standard home loan on this page, not every product the lender sells.
Where do these Southern Cross Credit Union rates come from?
Bank websites and public Consumer Data Right product feeds. Each row has the day RateSonar recorded it.
Can I read this in an assistant without an account?
Connect an assistant at https://api.ratesonar.com. No sign-up and no key. Anonymous series calls return the last 31 days.
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Estimate: the advertised rate held for the whole term, paid monthly, before fees. A fixed rate changes after its fixed period. Interest-only loans show the interest only. Not a quote.

30 products, by product type, best rate first.

EMONEY HOME LOANHome loans · Variable · Owner-occupier · P&I · LVR 60.01-80%
5.93% p.a.comparison 6.28%≈ $3,570/morecorded
recorded ≈ $3,570/moHistory
BROKER HOME LOANHome loans · Variable · Owner-occupier · P&I · LVR 60.01-80%
5.93% p.a.comparison 6.28%≈ $3,570/morecorded
recorded ≈ $3,570/moHistory
PREMIUM HOME LOANHome loans · Variable · Owner-occupier · P&I · LVR 60.01-80%
5.93% p.a.comparison 6.28%≈ $3,570/morecorded
recorded ≈ $3,570/moHistoryView at lender
LJH 5STAR HOME LOANHome loans · Variable · Owner-occupier · P&I · LVR 60.01-80%
5.93% p.a.comparison 6.28%≈ $3,570/morecorded
recorded ≈ $3,570/moHistory
BRIDGING HOME LOANHome loans · Variable · Owner-occupier · Interest only · Bridging
7.58% p.a.comparison 7.38%≈ $3,790/mo IOrecorded
recorded ≈ $3,790/mo IOView at lender
REVERSE MORTGAGE LOANHome loans · Variable · Owner-occupier · Interest only · Reverse mortgage
7.83% p.a.comparison 7.89%≈ $3,915/mo IOrecorded
recorded ≈ $3,915/mo IOView at lender
LINE OF CREDITHome loans · Variable · Investor · Interest only · Line of credit / equity
8.48% p.a.≈ $4,240/mo IOrecorded
recorded ≈ $4,240/mo IOView at lender
MOTOR SCOUT BUSINESS VEHICLE LOANBusiness loans · Fixed 3y
7.60% p.a.comparison 9.97%recorded
recorded
BUSINESS VEHICLE LOANBusiness loans · Fixed 5y
7.60% p.a.recorded
recorded View at lender
SECURED PERSONAL LOANPersonal loans · Fixed 3y
8.24% p.a.comparison 9.15%recorded
recorded View at lender
EMONEY SECURED PERSONAL LOANPersonal loans · Fixed 3y
8.24% p.a.comparison 9.15%recorded
recorded
LJ HOOKER SECURED PERSONAL LOANPersonal loans · Fixed 3y
8.24% p.a.comparison 9.15%recorded
recorded
UNSECURED PERSONAL LOANPersonal loans · Fixed 3y
9.64% p.a.comparison 10.56%recorded
recorded View at lender
EMONEY UNSECURED PERSONAL LOANPersonal loans · Fixed 3y
9.64% p.a.comparison 10.56%recorded
recorded
LJ HOOKER UNSECURED PERSONAL LOANPersonal loans · Fixed 3y
9.64% p.a.comparison 10.56%recorded
recorded
MOTOR SCOUT NEW VEHICLE LOANCar loans · Fixed 3y
6.49% p.a.comparison 8.85%recorded
recorded
MOTOR SCOUT USED VEHICLE LOANCar loans · Fixed 3y
8.24% p.a.comparison 10.61%recorded
recorded
NEW VEHICLE LOANCar loans · Fixed 3y
8.24% p.a.comparison 9.15%recorded
recorded View at lender
EMONEY NEW VEHICLE LOANCar loans · Fixed 3y
8.24% p.a.comparison 9.15%recorded
recorded
LJ HOOKER NEW VEHICLE LOANCar loans · Fixed 3y
8.24% p.a.comparison 9.15%recorded
recorded
BUSINESS STAR SAVERSavings accounts · Business
4.20% p.a.recorded
recorded View at lender
LITTLE STAR SAVERSavings accounts · Personal
4.20% p.a.recorded
recorded View at lender
STAR SAVERSavings accounts · Personal
4.20% p.a.recorded
recorded View at lender
EASY ACCESS 50+Savings accounts · Personal
2.75% p.a.recorded
recorded View at lender
STAR SAVER CONTROLLED MONEY ACCOUNT (SOLICITORS ONLY)Savings accounts · Personal
2.60% p.a.recorded
recorded View at lender
EASY ACCESSSavings accounts · Personal
—recorded
recorded View at lender
BUSINESS PLUSSavings accounts · Business
—recorded
recorded View at lender
1EMONEY HOME LOANHome loans5.93%6.28%Owner-occupierP&IVariable—Standard2026-10-15—History
2BROKER HOME LOANHome loans5.93%6.28%Owner-occupierP&IVariable—Standard2026-10-15—History
3PREMIUM HOME LOANHome loans5.93%6.28%Owner-occupierP&IVariable—Standard2026-10-15View at Southern Cross Credit Union History
4LJH 5STAR HOME LOANHome loans5.93%6.28%Owner-occupierP&IVariable—Standard2026-10-15—History
5BRIDGING HOME LOANHome loans7.58%7.38%Owner-occupierInterest onlyVariable—Bridging2026-10-15View at Southern Cross Credit Union 
6REVERSE MORTGAGE LOANHome loans7.83%7.89%Owner-occupierInterest onlyVariable—Reverse mortgage2026-10-15View at Southern Cross Credit Union 
7LINE OF CREDITHome loans8.48%—InvestorInterest onlyVariable—Line of credit / equity2026-10-15View at Southern Cross Credit Union 
8BUSINESS LOANBusiness loans6.33%—InvestorInterest onlyVariable—Standard2026-10-15View at Southern Cross Credit Union History
9MOTOR SCOUT BUSINESS VEHICLE LOANBusiness loans7.60%9.97%—P&IFixed 3y—Standard2026-10-15—
10BUSINESS VEHICLE LOANBusiness loans7.60%——P&IFixed 5y—Standard2026-10-15View at Southern Cross Credit Union 
11SECURED PERSONAL LOANPersonal loans8.24%9.15%—P&IFixed 3y—Standard2026-10-15View at Southern Cross Credit Union 
12EMONEY SECURED PERSONAL LOANPersonal loans8.24%9.15%—P&IFixed 3y—Standard2026-10-15—
13LJ HOOKER SECURED PERSONAL LOANPersonal loans8.24%9.15%—P&IFixed 3y—Standard2026-10-15—
14UNSECURED PERSONAL LOANPersonal loans9.64%10.56%—P&IFixed 3y—Standard2026-10-15View at Southern Cross Credit Union 
15EMONEY UNSECURED PERSONAL LOANPersonal loans9.64%10.56%—P&IFixed 3y—Standard2026-10-15—
16LJ HOOKER UNSECURED PERSONAL LOANPersonal loans9.64%10.56%—P&IFixed 3y—Standard2026-10-15—
17MOTOR SCOUT NEW VEHICLE LOANCar loans6.49%8.85%—P&IFixed 3y—Standard2026-10-15—
18MOTOR SCOUT USED VEHICLE LOANCar loans8.24%10.61%—P&IFixed 3y—Standard2026-10-15—
19NEW VEHICLE LOANCar loans8.24%9.15%—P&IFixed 3y—Standard2026-10-15View at Southern Cross Credit Union 
20EMONEY NEW VEHICLE LOANCar loans8.24%9.15%—P&IFixed 3y—Standard2026-10-15—
21LJ HOOKER NEW VEHICLE LOANCar loans8.24%9.15%—P&IFixed 3y—Standard2026-10-15—
22BUSINESS STAR SAVERSavings accounts4.20%————BusinessStandard2026-10-15View at Southern Cross Credit Union 
23LITTLE STAR SAVERSavings accounts4.20%————ConsumerStandard2026-10-15View at Southern Cross Credit Union 
24STAR SAVERSavings accounts4.20%————ConsumerStandard2026-10-15View at Southern Cross Credit Union 
25EASY ACCESS 50+Savings accounts2.75%————ConsumerStandard2026-10-15View at Southern Cross Credit Union 
26STAR SAVER CONTROLLED MONEY ACCOUNT (SOLICITORS ONLY)Savings accounts2.60%————ConsumerStandard2026-10-15View at Southern Cross Credit Union 
27EASY ACCESSSavings accounts—————ConsumerStandard2026-10-15View at Southern Cross Credit Union 
28BUSINESS PLUSSavings accounts—————BusinessStandard2026-10-15View at Southern Cross Credit Union 
29TERM DEPOSITTerm deposits5.30%————ConsumerStandard2026-10-15View at Southern Cross Credit Union History
30BUSINESS TERM DEPOSITTerm deposits5.30%————BusinessStandard2026-10-15View at Southern Cross Credit Union History

Every lender rate is the advertised value RateSonar recorded on the date shown, from public CDR banking data. Compare across lenders: home loans · savings.