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First Option Bank rates
The lowest standard home-loan rate RateSonar recorded for First Option Bank is 6.19% (SIMPLE HOME LOAN), recorded on 2026-10-15. Connect an assistant at https://api.ratesonar.com. No sign-up and no key. Anonymous series calls return the last 31 days. The table below lists every product recorded for this lender. Pick a product type to narrow it.
| Lender | First Option Bank |
|---|---|
| Products on this page | 38 |
| Latest record date | 2026-10-15 |
| Lowest standard home loan | 6.19% · SIMPLE HOME LOAN · 2026-10-15 |
| Highest deposit | 5.50% · KIDS BONUS SAVER · 2026-10-15 |
| Assistant access | Connect an assistant at https://api.ratesonar.com. No sign-up and no key. Anonymous series calls return the last 31 days. |
Common questions
- What is the latest standard home-loan rate RateSonar recorded for First Option Bank?
- 6.19% for SIMPLE HOME LOAN, recorded on 2026-10-15. That is the lowest standard home loan on this page, not every product the lender sells.
- Where do these First Option Bank rates come from?
- Bank websites and public Consumer Data Right product feeds. Each row has the day RateSonar recorded it.
- Can I read this in an assistant without an account?
- Connect an assistant at https://api.ratesonar.com. No sign-up and no key. Anonymous series calls return the last 31 days.
| 1 | SIMPLE HOME LOAN | Home loans | 6.19% | 6.19% | Owner-occupier | P&I | Variable | — | Standard | 2026-10-15 | View at First Option Bank | |
| 2 | COMPLETE PACKAGE HOME LOAN | Home loans | 6.24% | 6.59% | Owner-occupier | P&I | Variable | — | Standard | 2026-10-15 | View at First Option Bank | |
| 3 | MORTGAGE BUSINESS LOAN | Business loans | 8.44% | 7.79% | — | Interest only | Variable | — | Standard | 2026-10-15 | View at First Option Bank | |
| 4 | BUSINESS NEW VEHICLE LOAN | Business loans | 11.99% | 12.25% | — | P&I | Fixed 7y | — | Standard | 2026-10-15 | View at First Option Bank | |
| 5 | BUSINESS USED VEHICLE LOAN | Business loans | 11.99% | 12.25% | — | P&I | Fixed 7y | — | Standard | 2026-10-15 | View at First Option Bank | |
| 6 | VIP PERSONAL LOAN | Personal loans | 7.99% | 8.24% | — | P&I | Variable | — | Standard | 2026-10-15 | View at First Option Bank | |
| 7 | PERSONAL LOAN | Personal loans | 13.99% | 14.25% | — | P&I | Variable | — | Standard | 2026-10-15 | View at First Option Bank | |
| 8 | USED CAR LOAN | Car loans | 10.99% | 11.24% | — | P&I | Variable | — | Standard | 2026-10-15 | View at First Option Bank | |
| 9 | NEW CAR LOAN | Car loans | 10.99% | 11.24% | — | P&I | Variable | — | Standard | 2026-10-15 | View at First Option Bank | |
| 10 | KIDS BONUS SAVER | Savings accounts | 5.50% | — | — | — | — | Consumer | Standard | 2026-10-15 | View at First Option Bank | |
| 11 | SAVINGS + BONUS | Savings accounts | 4.75% | — | — | — | — | Consumer | Standard | 2026-10-15 | View at First Option Bank | |
| 12 | Save Account | Savings accounts | 3.55% | — | — | — | — | Consumer | Standard | 2026-10-15 | View at First Option Bank | |
| 13 | RETIREMENT ACCESS | Savings accounts | 3.50% | — | — | — | — | Consumer | Standard | 2026-10-15 | View at First Option Bank | |
| 14 | Smart Start Access Saver | Savings accounts | 3.25% | — | — | — | — | Consumer | Standard | 2026-10-15 | View at First Option Bank History | |
| 15 | Bonus Saver | Savings accounts | 3.25% | — | — | — | — | Consumer | Standard | 2026-10-15 | View at First Option Bank | |
| 16 | S11 RETIREMENT ACCESS | Savings accounts | 3.25% | — | — | — | — | Consumer | Standard | 2026-10-15 | View at First Option Bank | |
| 17 | CASH MANAGEMENT | Savings accounts | 3.00% | — | — | — | — | Consumer | Standard | 2026-10-15 | View at First Option Bank | |
| 18 | CHRISTMAS SAVER | Savings accounts | 2.25% | — | — | — | — | Consumer | Standard | 2026-10-15 | View at First Option Bank | |
| 19 | Super Cash Hub | Savings accounts | 0.75% | — | — | — | — | Consumer | Standard | 2026-10-15 | View at First Option Bank | |
| 20 | BUSINESS CASH HUB | Savings accounts | 0.50% | — | — | — | — | Business | Standard | 2026-10-15 | View at First Option Bank | |
| 21 | Bills Account | Savings accounts | 0.50% | — | — | — | — | Consumer | Standard | 2026-10-15 | View at First Option Bank | |
| 22 | Special Purpose | Savings accounts | 0.50% | — | — | — | — | Consumer | Standard | 2026-10-15 | View at First Option Bank | |
| 23 | GST/TAX SAVER | Savings accounts | 0.50% | — | — | — | — | Consumer | Standard | 2026-10-15 | View at First Option Bank | |
| 24 | Spend Account | Savings accounts | 0.05% | — | — | — | — | Consumer | Standard | 2026-10-15 | View at First Option Bank | |
| 25 | MORTGAGE OFFSET | Savings accounts | — | — | — | — | — | Consumer | Standard | 2026-10-15 | View at First Option Bank | |
| 26 | 12 MONTH FIXED TERM | Term deposits | 5.50% | — | — | — | — | Consumer | Standard | 2026-10-15 | View at First Option Bank History | |
| 27 | 9 Month Fixed Term | Term deposits | 5.35% | — | — | — | — | Consumer | Standard | 2026-10-15 | View at First Option Bank History | |
| 28 | 12 MTH FIXED TERM BUSINESS | Term deposits | 5.30% | — | — | — | — | Business | Standard | 2026-10-15 | View at First Option Bank History | |
| 29 | 12 Month Regular Income Term Deposit | Term deposits | 5.25% | — | — | — | — | Consumer | Standard | 2026-10-15 | View at First Option Bank History | |
| 30 | 6 Month Fixed Term | Term deposits | 5.25% | — | — | — | — | Consumer | Standard | 2026-10-15 | View at First Option Bank History | |
| 31 | 3 Month Fixed Term | Term deposits | 5.10% | — | — | — | — | Consumer | Standard | 2026-10-15 | View at First Option Bank History | |
| 32 | 6 Month Fixed Term Business Term Deposit | Term deposits | 5.05% | — | — | — | — | Business | Standard | 2026-10-15 | View at First Option Bank History | |
| 33 | 24 MONTH FIXED TERM | Term deposits | 5.00% | — | — | — | — | Consumer | Standard | 2026-10-15 | View at First Option Bank History | |
| 34 | 3 MTH FIXED TERM BUS | Term deposits | 4.90% | — | — | — | — | Consumer | Standard | 2026-10-15 | View at First Option Bank History | |
| 35 | REGULAR INCOME 24MTH | Term deposits | 4.85% | — | — | — | — | Consumer | Standard | 2026-10-15 | View at First Option Bank History | |
| 36 | 24 Month Business Fixed Term Deposit | Term deposits | 4.80% | — | — | — | — | Business | Standard | 2026-10-15 | View at First Option Bank History | |
| 37 | 6 Month Regular Income Term Deposit | Term deposits | 0.05% | — | — | — | — | Consumer | Standard | 2026-10-15 | View at First Option Bank | |
| 38 | VISA CREDIT CARD | Credit cards | 10.49% | — | — | — | — | — | Standard | 2026-10-15 | View at First Option Bank |
Every lender rate is the advertised value RateSonar recorded on the date shown, from public CDR banking data. Compare across lenders: home loans · savings.