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SWSbank rates
The lowest standard home-loan rate RateSonar recorded for SWSbank is 6.10% (Optimum 3 Year Fixed Rate Home Loan), recorded on 2026-10-15. Connect an assistant at https://api.ratesonar.com. No sign-up and no key. Anonymous series calls return the last 31 days. The table below lists every product recorded for this lender. Pick a product type to narrow it.
| Lender | SWSbank |
|---|---|
| Products on this page | 35 |
| Latest record date | 2026-10-15 |
| Lowest standard home loan | 6.10% · Optimum 3 Year Fixed Rate Home Loan · 2026-10-15 |
| Highest deposit | 5.00% · 12 Month Term Deposit · 2026-10-15 |
| Assistant access | Connect an assistant at https://api.ratesonar.com. No sign-up and no key. Anonymous series calls return the last 31 days. |
Common questions
- What is the latest standard home-loan rate RateSonar recorded for SWSbank?
- 6.10% for Optimum 3 Year Fixed Rate Home Loan, recorded on 2026-10-15. That is the lowest standard home loan on this page, not every product the lender sells.
- Where do these SWSbank rates come from?
- Bank websites and public Consumer Data Right product feeds. Each row has the day RateSonar recorded it.
- Can I read this in an assistant without an account?
- Connect an assistant at https://api.ratesonar.com. No sign-up and no key. Anonymous series calls return the last 31 days.
| 1 | Optimum 3 Year Fixed Rate Home Loan | Home loans | 6.10% | — | Owner-occupier | P&I | Variable | — | Standard | 2026-10-15 | View at SWSbank | |
| 2 | Optimum 2 Year Fixed Rate Home Loan | Home loans | 6.10% | — | Owner-occupier | P&I | Variable | — | Standard | 2026-10-15 | View at SWSbank | |
| 3 | Optimum 1 Year Fixed Rate Home Loan | Home loans | 6.10% | — | Owner-occupier | P&I | Variable | — | Standard | 2026-10-15 | View at SWSbank | |
| 4 | Intro Discounted Standard Variable Home Loan | Home loans | 6.10% | — | Owner-occupier | P&I | Variable | — | Standard | 2026-10-15 | View at SWSbank | |
| 5 | Standard Variable Rate Home Loan | Home loans | 6.10% | 6.10% | Owner-occupier | P&I | Variable | — | Standard | 2026-10-15 | View at SWSbank | |
| 6 | Optimum Investor 3 Year Fixed Rate Home Loan | Home loans | 6.40% | — | Investor | P&I | Variable | — | Standard | 2026-10-15 | View at SWSbank | |
| 7 | Optimum Investor 2 Year Fixed Rate Home Loan | Home loans | 6.40% | — | Investor | P&I | Variable | — | Standard | 2026-10-15 | View at SWSbank | |
| 8 | Optimum Investor 1 Year Fixed Rate Home Loan | Home loans | 6.40% | — | Investor | P&I | Variable | — | Standard | 2026-10-15 | View at SWSbank | |
| 9 | Investment Home Loan - Interest Only | Home loans | 6.40% | — | Investor | P&I | Variable | — | Standard | 2026-10-15 | View at SWSbank | |
| 10 | Investment Discounted Standard Variable Home Loan | Home loans | 6.40% | — | Investor | P&I | Variable | — | Standard | 2026-10-15 | View at SWSbank | |
| 11 | Investment Standard Variable Home Loan | Home loans | 6.40% | 6.40% | Investor | P&I | Variable | — | Standard | 2026-10-15 | View at SWSbank | |
| 12 | Fixed Rate Commercial Car | Business loans | 5.99% | 5.99% | — | P&I | Fixed 7y | — | Standard | 2026-10-15 | View at SWSbank | |
| 13 | Commercial Unsecured Loans | Business loans | 12.95% | 12.95% | — | P&I | Variable | — | Standard | 2026-10-15 | View at SWSbank | |
| 14 | Secured Personal Loan | Personal loans | 8.50% | 8.50% | — | P&I | Variable | — | Standard | 2026-10-15 | View at SWSbank | |
| 15 | Unsecured Personal Loan | Personal loans | 12.95% | 12.95% | — | P&I | Variable | — | Standard | 2026-10-15 | View at SWSbank | |
| 16 | Greener Futures Loan | Personal loans | 8.35% | 8.35% | — | P&I | Variable | — | Green / solar | 2026-10-15 | View at SWSbank | |
| 17 | 5 Year Variable Interest Vehicle Loan | Car loans | 5.79% | 5.79% | Investor | Interest only | Variable | — | Standard | 2026-10-15 | View at SWSbank | |
| 18 | Fixed Rate Vehicle Loan | Car loans | 5.99% | 5.99% | — | P&I | Fixed | — | Standard | 2026-10-15 | View at SWSbank | |
| 19 | 7 Year Variable Interest Vehicle Loan | Car loans | 6.00% | 6.00% | Investor | Interest only | Variable | — | Standard | 2026-10-15 | View at SWSbank | |
| 20 | Teenager Account | Savings accounts | 2.00% | — | — | — | — | Consumer | Standard | 2026-10-15 | View at SWSbank | |
| 21 | Online Saver | Savings accounts | 2.00% | — | — | — | — | Consumer | Standard | 2026-10-15 | View at SWSbank | |
| 22 | Junior Account | Savings accounts | 1.50% | — | — | — | — | Consumer | Standard | 2026-10-15 | View at SWSbank | |
| 23 | Christmas Club | Savings accounts | 0.75% | — | — | — | — | Consumer | Standard | 2026-10-15 | View at SWSbank | |
| 24 | Goal Account | Savings accounts | 0.25% | — | — | — | — | Consumer | Standard | 2026-10-15 | View at SWSbank | |
| 25 | Budget Account | Savings accounts | 0.01% | — | — | — | — | Consumer | Standard | 2026-10-15 | View at SWSbank | |
| 26 | Card Free Account | Savings accounts | 0.01% | — | — | — | — | Consumer | Standard | 2026-10-15 | View at SWSbank | |
| 27 | Everyday Account | Savings accounts | 0.01% | — | — | — | — | Consumer | Standard | 2026-10-15 | View at SWSbank | |
| 28 | Offset Account | Savings accounts | — | — | — | — | — | Consumer | Standard | 2026-10-15 | — | |
| 29 | SMF Superannuation | Savings accounts | 2.00% | — | — | — | — | Consumer | SMSF | 2026-10-15 | View at SWSbank | |
| 30 | 12 Month Term Deposit | Term deposits | 5.00% | — | — | — | — | Consumer | Standard | 2026-10-15 | View at SWSbank | |
| 31 | 24 Month Term Deposit | Term deposits | 4.80% | — | — | — | — | Consumer | Standard | 2026-10-15 | View at SWSbank | |
| 32 | 9 Month Term Deposit | Term deposits | 3.65% | — | — | — | — | Consumer | Standard | 2026-10-15 | View at SWSbank | |
| 33 | 6 Month Term Deposit | Term deposits | 3.50% | — | — | — | — | Consumer | Standard | 2026-10-15 | View at SWSbank | |
| 34 | 3 Month Term Deposit | Term deposits | 3.35% | — | — | — | — | Consumer | Standard | 2026-10-15 | View at SWSbank | |
| 35 | Visa Credit Card | Credit cards | 13.45% | — | — | — | — | — | Standard | 2026-10-15 | View at SWSbank |
Every lender rate is the advertised value RateSonar recorded on the date shown, from public CDR banking data. Compare across lenders: home loans · savings.