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Bank First rates

The lowest standard home-loan rate RateSonar recorded for Bank First is 5.99% (Basic Home Loan Variable LVR<60%), recorded on 2026-10-14. Connect an assistant at https://api.ratesonar.com. No sign-up and no key. Anonymous series calls return the last 31 days. The table below lists every product recorded for this lender. Pick a product type to narrow it.

Lowest home loan
5.99%
Highest deposit
5.50%
Products
177
Recorded on
2026-10-15
Facts
LenderBank First
Products on this page177
Latest record date2026-10-15
Lowest standard home loan5.99% · Basic Home Loan Variable LVR<60% · 2026-10-14
Highest deposit5.50% · 1 Year Term Deposit · 2026-10-15
Assistant accessConnect an assistant at https://api.ratesonar.com. No sign-up and no key. Anonymous series calls return the last 31 days.

Common questions

What is the latest standard home-loan rate RateSonar recorded for Bank First?
5.99% for Basic Home Loan Variable LVR<60%, recorded on 2026-10-14. That is the lowest standard home loan on this page, not every product the lender sells.
Where do these Bank First rates come from?
Bank websites and public Consumer Data Right product feeds. Each row has the day RateSonar recorded it.
Can I read this in an assistant without an account?
Connect an assistant at https://api.ratesonar.com. No sign-up and no key. Anonymous series calls return the last 31 days.
177 rowsSort or filter any column. Drag an edge to resize.
Bank First products
1Basic Home Loan Variable LVR<60%Home loans5.99%6.04%Owner-occupierP&IVariable—Standard2026-10-14View at Bank First 
2Basic Home Loan Variable LVR 60-70% Home loans6.04%6.09%Owner-occupierP&IVariable—Standard2026-10-14View at Bank First 
3Basic Home Loan Variable LVR 70-80%Home loans6.09%6.14%Owner-occupierP&IVariable—Standard2026-10-15View at Bank First History
4Premier Package Home Loan Owner Occupied Variable LVR <60%Home loans6.09%6.48%Owner-occupierP&IVariable—Standard2026-10-15View at Bank First 
5Complete Home Loan Owner Occupied Variable LVR <60%Home loans6.09%6.14%Owner-occupierP&IVariable—Standard2026-10-15View at Bank First 
6Basic Investment Loan Variable LVR<60%Home loans6.14%6.19%InvestorP&IVariable—Standard2026-10-14View at Bank First 
7 Premier Package Home Loan Owner Occupied Variable LVR 60-70%Home loans6.14%6.53%Owner-occupierP&IVariable—Standard2026-10-15View at Bank First 
8Complete Home Loan Owner Occupied Variable LVR 60-70%Home loans6.14%6.19%Owner-occupierP&IVariable—Standard2026-10-15View at Bank First 
9Basic Investment Loan Variable LVR 60-70%Home loans6.19%6.24%InvestorP&IVariable—Standard2026-10-14View at Bank First 
10Premier Package Home Loan Owner Occupied Variable LVR 70-80%Home loans6.19%6.58%Owner-occupierP&IVariable—Standard2026-10-15View at Bank First History
11Complete Home Loan Owner Occupied Variable LVR 70-80%Home loans6.19%6.24%Owner-occupierP&IVariable—Standard2026-10-15View at Bank First History
12Basic Investment Loan Variable LVR 70-80%Home loans6.24%6.29%InvestorP&IVariable—Standard2026-10-14View at Bank First 
13Premier Package Home Loan Investment Variable LVR <60%Home loans6.24%6.63%InvestorP&IVariable—Standard2026-10-15View at Bank First 
14Complete Home Loan Investment Variable LVR <60%Home loans6.24%6.29%InvestorP&IVariable—Standard2026-10-15View at Bank First 
15Premier Package Home Loan Investment Variable LVR 60-70%Home loans6.29%6.68%InvestorP&IVariable—Standard2026-10-15View at Bank First 
16Complete Home Loan Investment Variable LVR 60-70%Home loans6.29%6.34%InvestorP&IVariable—Standard2026-10-15View at Bank First 
17Premier Package Home Loan Investment Variable LVR 70-80%Home loans6.34%6.72%InvestorP&IVariable—Standard2026-10-15View at Bank First 
18Complete Home Loan Investment Variable LVR 70-80%Home loans6.34%6.39%InvestorP&IVariable—Standard2026-10-15View at Bank First 
19Basic Investment Loan Variable IO LVR<60%Home loans6.39%6.30%InvestorInterest onlyVariable—Standard2026-10-14View at Bank First 
20 Basic Investment Loan Variable IO LVR 60-70%Home loans6.44%6.35%InvestorInterest onlyVariable—Standard2026-10-14View at Bank First 
21 Complete Home Loan Investment Variable IO LVR<60%Home loans6.49%6.40%InvestorInterest onlyVariable—Standard2026-10-14View at Bank First 
22Basic Investment Loan Variable IO LVR 70-80%Home loans6.49%6.40%InvestorInterest onlyVariable—Standard2026-10-14View at Bank First 
23Premier Package Home Loan Investment Variable IO LVR<60%Home loans6.49%6.74%InvestorInterest onlyVariable—Standard2026-10-15View at Bank First 
24Premier Package Home Loan Investment Variable IO LVR 60-70%Home loans6.54%6.76%InvestorInterest onlyVariable—Standard2026-10-15View at Bank First 
25Complete Home Loan Investment Variable IO LVR 60-70%Home loans6.54%6.45%InvestorInterest onlyVariable—Standard2026-10-15View at Bank First 
26Complete Home Loan Investment Variable IO LVR 70% - 80%Home loans6.59%6.50%InvestorInterest onlyVariable—Standard2026-10-14View at Bank First 
27Basic Home Loan Variable LVR 80-90%Home loans6.59%6.64%Owner-occupierP&IVariable—Standard2026-10-14View at Bank First 
28Premier Package Home Loan Investment Variable IO LVR 70% - 80%Home loans6.59%6.84%InvestorInterest onlyVariable—Standard2026-10-15View at Bank First 
29Complete Home Loan Owner Occupied Variable LVR >80% <90%Home loans6.69%6.74%Owner-occupierP&IVariable—Standard2026-10-15View at Bank First 
30Premier Package Home Loan Owner Occupied 5 year fixed LVR <80%Home loans6.79%6.84%Owner-occupierP&IFixed 5y—Standard2026-10-15View at Bank First History
31Premier Package Home Loan Owner Occupied 4 year fixed LVR <80%Home loans6.79%6.80%Owner-occupierP&IFixed 4y—Standard2026-10-15View at Bank First History
32Premier Package Home Loan Owner Occupied 3 year fixed LVR <80%Home loans6.84%6.76%Owner-occupierP&IFixed 3y—Standard2026-10-15View at Bank First History
33Basic Investment Loan Variable LVR 80-90%Home loans6.89%6.94%InvestorP&IVariable—Standard2026-10-14View at Bank First 
34Premier Package Home Loan Owner Occupied 2 year fixed LVR <80%Home loans6.89%6.72%Owner-occupierP&IFixed 2y—Standard2026-10-15View at Bank First History
35Premier Package Home Loan Owner Occupied 1 year fixed LVR <80%Home loans6.89%6.65%Owner-occupierP&IFixed 1y—Standard2026-10-15View at Bank First History
36Complete Home Loan Owner Occupied 5 year fixed LVR <80%Home loans6.89%6.55%Owner-occupierP&IFixed 5y—Standard2026-10-15View at Bank First History
37Complete Home Loan Owner Occupied 4 year fixed LVR <80%Home loans6.89%6.50%Owner-occupierP&IFixed 4y—Standard2026-10-15View at Bank First History
38Complete Home Loan Owner Occupied 3 year fixed LVR <80%Home loans6.94%6.45%Owner-occupierP&IFixed 3y—Standard2026-10-15View at Bank First History
39Complete Home Loan Owner Occupied 2 year fixed LVR <80%Home loans6.99%6.40%Owner-occupierP&IFixed 2y—Standard2026-10-15View at Bank First History
40Complete Home Loan Owner Occupied 1 year fixed LVR <80%Home loans6.99%6.32%Owner-occupierP&IFixed 1y—Standard2026-10-15View at Bank First History
41Complete Home Loan Investment Variable LVR >80% <90%Home loans6.99%7.04%InvestorP&IVariable—Standard2026-10-15View at Bank First 
42Premier Package Home Loan Owner Occupied Variable LVR >80% <90%Home loans7.03%7.41%Owner-occupierP&IVariable—Standard2026-10-15View at Bank First 
43Basic Home Loan Variable LVR>90%Home loans7.04%7.09%Owner-occupierP&IVariable—Standard2026-10-14View at Bank First 
44Premier Package Home Loan Investment 3 year fixed LVR <80%Home loans7.04%6.93%InvestorP&IFixed 3y—Standard2026-10-15View at Bank First History
45Premier Package Home Loan Investment 1 year fixed LVR <80%Home loans7.04%6.80%InvestorP&IFixed 1y—Standard2026-10-15View at Bank First History
46Premier Package Home Loan Investment 5 year fixed LVR <80%Home loans7.09%7.06%InvestorP&IFixed 5y—Standard2026-10-15View at Bank First History
47Premier Package Home Loan Investment 4 year fixed LVR <80%Home loans7.09%7.00%InvestorP&IFixed 4y—Standard2026-10-15View at Bank First History
48Premier Package Home Loan Investment 2 year fixed LVR <80%Home loans7.09%6.88%InvestorP&IFixed 2y—Standard2026-10-15View at Bank First History
49Basic Investment Loan Variable IO LVR 80-90%Home loans7.14%7.05%InvestorInterest onlyVariable—Standard2026-10-14View at Bank First 
50Complete Home Loan Investment 1 year fixed LVR <80%Home loans7.14%6.47%InvestorP&IFixed 1y—Standard2026-10-15View at Bank First History
51Complete Home Loan Investment 3 year fixed LVR <80%Home loans7.14%6.62%InvestorP&IFixed 3y—Standard2026-10-15View at Bank First History
52Complete Home Loan Owner Occupied Variable LVR >90%Home loans7.14%7.19%Owner-occupierP&IVariable—Standard2026-10-15View at Bank First 
53Premier Package Home Loan Investment 3 year fixed IO LVR<80%Home loans7.19%6.97%InvestorInterest onlyFixed 3y—Standard2026-10-15View at Bank First History
54Premier Package Home Loan Investment 1 year fixed IO LVR<80%Home loans7.19%6.81%InvestorInterest onlyFixed 1y—Standard2026-10-15View at Bank First History
55Complete Home Loan Investment 5 year fixed LVR <80%Home loans7.19%6.77%InvestorP&IFixed 5y—Standard2026-10-15View at Bank First History
56Complete Home Loan Investment 4 year fixed LVR <80%Home loans7.19%6.70%InvestorP&IFixed 4y—Standard2026-10-15View at Bank First History
57Complete Home Loan Investment 2 year fixed LVR <80%Home loans7.19%6.56%InvestorP&IFixed 2y—Standard2026-10-15View at Bank First History
58Complete Home Loan Investment Variable IO LVR 80-90%Home loans7.24%7.15%InvestorInterest onlyVariable—Standard2026-10-14View at Bank First 
59Premier Package Home Loan Investment 5 year fixed IO LVR<80%Home loans7.24%7.13%InvestorInterest onlyFixed 5y—Standard2026-10-15View at Bank First History
60Premier Package Home Loan Investment 4 year fixed IO LVR<80%Home loans7.24%7.06%InvestorInterest onlyFixed 4y—Standard2026-10-15View at Bank First History
61Premier Package Home Loan Investment 2 year fixed IO LVR<80%Home loans7.24%6.91%InvestorInterest onlyFixed 2y—Standard2026-10-15View at Bank First History
62Premier Package Home Loan Owner Occupied 5 year fixed LVR >80% <90%Home loans7.25%7.50%Owner-occupierP&IFixed 5y—Standard2026-10-15View at Bank First History
63Premier Package Home Loan Owner Occupied 4 year fixed LVR >80% <90%Home loans7.25%7.49%Owner-occupierP&IFixed 4y—Standard2026-10-15View at Bank First History
64Premier Package Home Loan Owner Occupied 5 year fixed LVR >90%Home loans7.25%7.77%Owner-occupierP&IFixed 5y—Standard2026-10-15View at Bank First History
65Premier Package Home Loan Owner Occupied 4 year fixed LVR >90%Home loans7.25%7.79%Owner-occupierP&IFixed 4y—Standard2026-10-15View at Bank First History
66Premier Package Home Loan Owner Occupied 3 year fixed LVR >80% <90%Home loans7.29%7.48%Owner-occupierP&IFixed 3y—Standard2026-10-15View at Bank First History
67Premier Package Home Loan Owner Occupied 1 year fixed LVR 80-90%Home loans7.29%7.43%Owner-occupierP&IFixed 1y—Standard2026-10-15View at Bank First History
68Premier Package Home Loan Owner Occupied 3 year fixed LVR >90%Home loans7.29%7.83%Owner-occupierP&IFixed 3y—Standard2026-10-15View at Bank First History
69Premier Package Home Loan Owner Occupied 1 year fixed LVR >90%Home loans7.29%7.87%Owner-occupierP&IFixed 1y—Standard2026-10-15View at Bank First History
70Complete Home Loan Investment 3 year fixed IO LVR<80%Home loans7.29%6.66%InvestorInterest onlyFixed 3y—Standard2026-10-15View at Bank First History
71Complete Home Loan Investment 1 year fixed IO LVR<80%Home loans7.29%6.49%InvestorInterest onlyFixed 1y—Standard2026-10-15View at Bank First History
72Premier Package Home Loan Owner Occupied 2 year fixed LVR >80% <90%Home loans7.34%7.47%Owner-occupierP&IFixed 2y—Standard2026-10-15View at Bank First History
73Premier Package Home Loan Owner Occupied 2 year fixed LVR >90%Home loans7.34%7.86%Owner-occupierP&IFixed 2y—Standard2026-10-15View at Bank First History
74Complete Home Loan Investment 5 year fixed IO LVR<80%Home loans7.34%6.84%InvestorInterest onlyFixed 5y—Standard2026-10-15View at Bank First History
75Complete Home Loan Investment 4 year fixed IO LVR<80%Home loans7.34%6.76%InvestorInterest onlyFixed 4y—Standard2026-10-15View at Bank First History
76Complete Home Loan Investment 2 year fixed IO LVR<80%Home loans7.34%6.59%InvestorInterest onlyFixed 2y—Standard2026-10-15View at Bank First History
77Complete Home Loan Owner Occupied 5 year fixed LVR >90%Home loans7.35%7.28%Owner-occupierP&IFixed 5y—Standard2026-10-15View at Bank First History
78Complete Home Loan Owner Occupied 4 year fixed LVR >90%Home loans7.35%7.27%Owner-occupierP&IFixed 4y—Standard2026-10-15View at Bank First History
79Complete Home Loan Owner Occupied 5 year fixed LVR >80% <90%Home loans7.35%7.04%Owner-occupierP&IFixed 5y—Standard2026-10-15View at Bank First History
80Complete Home Loan Owner Occupied 4 year fixed LVR >80% <90%Home loans7.35%6.99%Owner-occupierP&IFixed 4y—Standard2026-10-15View at Bank First History
81Complete Home Loan Owner Occupied 3 year fixed LVR >90%Home loans7.39%7.26%Owner-occupierP&IFixed 3y—Standard2026-10-15View at Bank First History
82Complete Home Loan Owner Occupied 1 year fixed LVR >90%Home loans7.39%7.22%Owner-occupierP&IFixed 1y—Standard2026-10-15View at Bank First History
83Complete Home Loan Owner Occupied 3 year fixed LVR >80% <90%Home loans7.39%6.94%Owner-occupierP&IFixed 3y—Standard2026-10-15View at Bank First History
84Complete Home Loan Owner Occupied 1 year fixed LVR >80% <90%Home loans7.39%6.81%Owner-occupierP&IFixed 1y—Standard2026-10-15View at Bank First History
85Premier Package Home Loan Investment Variable LVR >80% <90%Home loans7.43%7.80%InvestorP&IVariable—Standard2026-10-15View at Bank First 
86Complete Home Loan Owner Occupied 2 year fixed LVR >90%Home loans7.44%7.25%Owner-occupierP&IFixed 2y—Standard2026-10-15View at Bank First History
87Complete Home Loan Owner Occupied 2 year fixed LVR >80% <90%Home loans7.44%6.89%Owner-occupierP&IFixed 2y—Standard2026-10-15View at Bank First History
88Premier Package Home Loan Owner Occupied Variable LVR >90%Home loans7.53%7.90%Owner-occupierP&IVariable—Standard2026-10-15View at Bank First 
89Basic Investment Loan Variable LVR>90%Home loans7.54%7.59%InvestorP&IVariable—Standard2026-10-14View at Bank First 
90Premier Package Home Loan Investment 2 year fixed LVR >80% <90%Home loans7.54%7.82%InvestorP&IFixed 2y—Standard2026-10-15View at Bank First History
91Premier Package Home Loan Investment 1 year fixed LVR >80% <90%Home loans7.54%7.81%InvestorP&IFixed 1y—Standard2026-10-15View at Bank First History
92Premier Package Home Loan Investment 2 year fixed LVR >90%Home loans7.54%8.29%InvestorP&IFixed 2y—Standard2026-10-15View at Bank First History
93Premier Package Home Loan Investment 1 year fixed LVR >90%Home loans7.54%8.34%InvestorP&IFixed 1y—Standard2026-10-15View at Bank First History
94Premier Package Home Loan Investment 3 year fixed LVR >80% <90%Home loans7.59%7.85%InvestorP&IFixed 3y—Standard2026-10-15View at Bank First History
95Premier Package Home Loan Investment 3 year fixed LVR >90%Home loans7.59%8.26%InvestorP&IFixed 3y—Standard2026-10-15View at Bank First History
96Complete Home Loan Investment Variable LVR >90%Home loans7.64%7.69%InvestorP&IVariable—Standard2026-10-14View at Bank First 
97Complete Home Loan Investment 1 year fixed LVR >80% <90%Home loans7.64%7.11%InvestorP&IFixed 1y—Standard2026-10-15View at Bank First History
98Complete Home Loan Investment 2 year fixed LVR >90%Home loans7.64%7.69%InvestorP&IFixed 2y—Standard2026-10-15View at Bank First History
99Complete Home Loan Investment 1 year fixed LVR >90%Home loans7.64%7.69%InvestorP&IFixed 1y—Standard2026-10-15View at Bank First History
100Complete Home Loan Investment 2 year fixed LVR >80% <90%Home loans7.64%7.17%InvestorP&IFixed 2y—Standard2026-10-15View at Bank First History
101Premier Package Home Loan Investment 5 year fixed LVR >80% <90%Home loans7.65%7.90%InvestorP&IFixed 5y—Standard2026-10-15View at Bank First History
102Premier Package Home Loan Investment 4 year fixed LVR >80% <90%Home loans7.65%7.88%InvestorP&IFixed 4y—Standard2026-10-15View at Bank First History
103Premier Package Home Loan Investment 5 year fixed LVR >90%Home loans7.65%8.22%InvestorP&IFixed 5y—Standard2026-10-15View at Bank First History
104Premier Package Home Loan Investment 4 year fixed LVR >90%Home loans7.65%8.25%InvestorP&IFixed 4y—Standard2026-10-15View at Bank First History
105Premier Package Home Loan Investment Variable IO LVR 80-90%Home loans7.68%7.92%InvestorInterest onlyVariable—Standard2026-10-15View at Bank First 
106Premier Package Home Loan Investment 2 year fixed IO LVR>80%Home loans7.69%7.85%InvestorInterest onlyFixed 2y—Standard2026-10-15View at Bank First History
107Premier Package Home Loan Investment 1 year fixed IO LVR>80%Home loans7.69%7.83%InvestorInterest onlyFixed 1y—Standard2026-10-15View at Bank First History
108Complete Home Loan Investment 3 year fixed LVR >90%Home loans7.69%7.71%InvestorP&IFixed 3y—Standard2026-10-15View at Bank First History
109Complete Home Loan Investment 3 year fixed LVR >80% <90%Home loans7.69%7.25%InvestorP&IFixed 3y—Standard2026-10-15View at Bank First History
110Premier Package Home Loan Investment 3 year fixed IO LVR>80%Home loans7.74%7.89%InvestorInterest onlyFixed 3y—Standard2026-10-15View at Bank First History
111Complete Home Loan Investment 5 year fixed LVR >90%Home loans7.75%7.74%InvestorP&IFixed 5y—Standard2026-10-15View at Bank First History
112Complete Home Loan Investment 4 year fixed LVR >90%Home loans7.75%7.73%InvestorP&IFixed 4y—Standard2026-10-15View at Bank First History
113Complete Home Loan Investment 5 year fixed LVR >80% <90%Home loans7.75%7.39%InvestorP&IFixed 5y—Standard2026-10-15View at Bank First History
114Complete Home Loan Investment 4 year fixed LVR >80% <90%Home loans7.75%7.33%InvestorP&IFixed 4y—Standard2026-10-15View at Bank First History
115Basic Investment Loan Variable IO LVR>90%Home loans7.79%7.70%InvestorInterest onlyVariable—Standard2026-10-14View at Bank First 
116Complete Home Loan Investment 2 year fixed IO LVR>80%Home loans7.79%7.20%InvestorInterest onlyFixed 2y—Standard2026-10-15View at Bank First History
117Complete Home Loan Investment 1 year fixed IO LVR>80%Home loans7.79%7.12%InvestorInterest onlyFixed 1y—Standard2026-10-15View at Bank First History
118Premier Package Home Loan Investment 5 year fixed IO LVR>80%Home loans7.80%7.97%InvestorInterest onlyFixed 5y—Standard2026-10-15View at Bank First History
119Premier Package Home Loan Investment 4 year fixed IO LVR>80%Home loans7.80%7.94%InvestorInterest onlyFixed 4y—Standard2026-10-15View at Bank First History
120Complete Home Loan Investment 3 year fixed IO LVR>80%Home loans7.84%7.29%InvestorInterest onlyFixed 3y—Standard2026-10-15View at Bank First History
121 Complete Home Loan Investment Variable IO LVR>90%Home loans7.89%7.81%InvestorInterest onlyVariable—Standard2026-10-14View at Bank First 
122Complete Home Loan Investment 5 year fixed IO LVR>80%Home loans7.90%7.45%InvestorInterest onlyFixed 5y—Standard2026-10-15View at Bank First History
123Complete Home Loan Investment 4 year fixed IO LVR>80%Home loans7.90%7.39%InvestorInterest onlyFixed 4y—Standard2026-10-15View at Bank First History
124Premier Package Home Loan Investment Variable LVR >90%Home loans8.03%8.39%InvestorP&IVariable—Standard2026-10-15View at Bank First 
125Premier Package Home Loan Investment Variable IO LVR>90%Home loans8.28%8.51%InvestorInterest onlyVariable—Standard2026-10-15View at Bank First 
126Complete Home Loan Owner Occupied Construction Variable LVR<80%Home loans6.44%6.26%Owner-occupierInterest onlyVariable—Construction2026-10-15View at Bank First 
127Premier Package Home Loan Owner Occupied Construction Variable LVR<80%Home loans6.44%6.60%Owner-occupierInterest onlyVariable—Construction2026-10-15View at Bank First 
128Complete Home Loan Investment Construction Variable LVR<80%Home loans6.59%6.41%InvestorInterest onlyVariable—Construction2026-10-14View at Bank First 
129Premier Package Home Loan Investment Construction Variable LVR<80%Home loans6.59%6.75%InvestorInterest onlyVariable—Construction2026-10-15View at Bank First 
130Complete Home Loan Owner Occupied Construction Variable LVR 80-90%Home loans6.94%6.77%Owner-occupierInterest onlyVariable—Construction2026-10-15View at Bank First 
131Complete Home Loan Investment Construction Variable LVR 80-90%Home loans7.24%7.07%InvestorInterest onlyVariable—Construction2026-10-14View at Bank First 
132Premier Package Home Loan Owner Occupied Construction Variable LVR 80-90%Home loans7.28%7.43%Owner-occupierInterest onlyVariable—Construction2026-10-15View at Bank First 
133Complete Home Loan Owner Occupied Construction Variable LVR>90%Home loans7.39%7.22%Owner-occupierInterest onlyVariable—Construction2026-10-15View at Bank First 
134Premier Package Home Loan Investment Construction Variable LVR 80-90%Home loans7.68%7.83%InvestorInterest onlyVariable—Construction2026-10-15View at Bank First 
135Premier Package Home Loan Owner Occupied Construction Variable LVR>90%Home loans7.78%7.93%Owner-occupierInterest onlyVariable—Construction2026-10-15View at Bank First 
136Complete Home Loan Investment Construction Variable LVR>90%Home loans7.89%7.72%InvestorInterest onlyVariable—Construction2026-10-14View at Bank First 
137Premier Package Home Loan Investment Construction Variable LVR>90%Home loans8.28%8.42%InvestorInterest onlyVariable—Construction2026-10-15View at Bank First 
138Personal Loan Personal Lending Variable UnsecuredPersonal loans9.64%11.00%—P&IVariable—Standard2026-10-14View at Bank First 
139Personal Loan Personal Lending 1-5 Years Fixed UnsecuredPersonal loans9.64%11.00%—P&IFixed 1y—Standard2026-10-15View at Bank First 
140New Car Loan Personal Lending 1-5 Years Fixed UnsecuredCar loans6.79%7.06%—P&IFixed 1y—Standard2026-10-15View at Bank First History
141New Car Loan Personal Lending Variable UnsecuredCar loans6.79%8.12%—P&IVariable—Standard2026-10-15View at Bank First History
142Used Car Loan Personal Lending 1-5 Years Fixed UnsecuredCar loans7.79%9.13%—P&IFixed 1y—Standard2026-10-15View at Bank First History
143Used Car Loan Personal Lending Variable UnsecuredCar loans10.79%12.16%—P&IVariable—Standard2026-10-14View at Bank First 
144Green Car Loan Personal Lending Variable UnsecuredCar loans9.29%9.57%—P&IVariable—Green / solar2026-10-14View at Bank First 
145Green Car Loan Personal Lending 1-5 Years Fixed UnsecuredCar loans9.29%9.57%—P&IFixed 1y—Green / solar2026-10-14View at Bank First 
146Strong Start SaverSavings accounts5.40%————ConsumerStandard2026-10-15View at Bank First 
147Bonus Saver AccountSavings accounts4.95%————ConsumerStandard2026-10-15View at Bank First 
148First Saver AccountSavings accounts4.40%————ConsumerStandard2026-10-14View at Bank First 
149Preschool Savings AccountSavings accounts4.30%————ConsumerStandard2026-10-14View at Bank First 
150Preschool Long Service and Sick Leave Provisions AccountSavings accounts4.30%————ConsumerStandard2026-10-14View at Bank First 
151Preschool Fundraising AccountSavings accounts4.15%————ConsumerStandard2026-10-14View at Bank First 
152Online Saver AccountSavings accounts3.80%————ConsumerStandard2026-10-14View at Bank First 
153Pension AccountSavings accounts3.40%————ConsumerStandard2026-10-14View at Bank First 
154Christmas Club AccountSavings accounts3.35%————ConsumerStandard2026-10-14View at Bank First 
155School Everyday AccountSavings accounts2.40%————ConsumerStandard2026-10-14View at Bank First 
156First Access AccountSavings accounts1.95%————ConsumerStandard2026-10-14View at Bank First 
157Preschool Petty Cash AccountSavings accounts0.05%————ConsumerStandard2026-10-14View at Bank First 
158Preschool Day to Day AccountSavings accounts0.05%————ConsumerStandard2026-10-14View at Bank First 
159Everyday AccountSavings accounts—————ConsumerStandard2026-10-15View at Bank First 
160First Home Bonus Saver AccountSavings accounts5.00%————ConsumerFirst home2026-10-15View at Bank First 
1611 Year Term DepositTerm deposits5.50%————ConsumerStandard2026-10-15View at Bank First History
162Preschool Long Service Leave 1 Year Term DepositTerm deposits5.50%————ConsumerStandard2026-10-15View at Bank First History
1631 Year Regular Income Term DepositTerm deposits5.40%————ConsumerStandard2026-10-15View at Bank First History
164270 Day Term DepositTerm deposits5.40%————ConsumerStandard2026-10-15View at Bank First 
165180 Day Term DepositTerm deposits5.30%————ConsumerStandard2026-10-15View at Bank First History
166School 120-180 Day Flexible Term DepositTerm deposits5.30%————ConsumerStandard2026-10-15View at Bank First History
167Preschool 120-180 Day Flexible Term DepositTerm deposits5.30%————ConsumerStandard2026-10-15View at Bank First History
168120 Day Term DepositTerm deposits5.10%————ConsumerStandard2026-10-15View at Bank First History
1695 Year Term DepositTerm deposits5.00%————ConsumerStandard2026-10-15View at Bank First History
1704 Year Term DepositTerm deposits5.00%————ConsumerStandard2026-10-15View at Bank First History
1713 Year Term DepositTerm deposits5.00%————ConsumerStandard2026-10-15View at Bank First History
1722 Year Term DepositTerm deposits5.00%————ConsumerStandard2026-10-15View at Bank First History
17390 Day Term DepositTerm deposits4.95%————ConsumerStandard2026-10-15View at Bank First History
174School 30-90 Day Flexible Term DepositTerm deposits4.95%————ConsumerStandard2026-10-15View at Bank First History
175Preschool 30-90 Day Flexible Term DepositTerm deposits4.95%————ConsumerStandard2026-10-15View at Bank First History
176Platinum Credit CardCredit cards11.49%—————Standard2026-10-15View at Bank First 
177Classic Credit CardCredit cards12.54%—————Standard2026-10-15View at Bank First 

Every lender rate is the advertised value RateSonar recorded on the date shown, from public CDR banking data. Compare across lenders: home loans · savings.