Compare rates
Westpac is lowest of these five at 6.24%, $3,690 a month on $600,000 over 30 years. Across the market it is 40th of 129.
The marketEach lender's best rate · point to see who · tap to see whomedian 6.29%5.89–9.54%
3 above 7.25%
3 above 7.25%
| Detail | 1Flexi First | 2Macquarie Basic Home Loan | 2NAB Tailored Home Loan | 4Digi Home Loan | 5ANZ Simplicity PLUS |
|---|---|---|---|---|---|
| Rate | 6.24% | 6.29% | 6.29% | 6.34% | 6.64% |
| Comparison rate | 6.25% | 6.31% | 6.42% | 6.36% | 6.64% |
| Gap to best | Best | +0.05 | +0.05 | +0.10 | +0.40 |
| Monthly repayment | $3,690 | $3,710 | $3,710 | $3,729 | $3,848 |
| LVR | ≤70% | ≤60% | ≤60% | ≤60% | ≤60% |
| Lowest of 129 | 40th | 62nd | 62nd | 73rd | 100th |
| Recorded |
CBA6.39%Recorded 19 Oct 2026Lower on 17 days
15 bpsWestpac lower
Westpac6.24%Recorded 19 Oct 2026Lower on 111 days
6.0%6.2%6.4%JulAugSepOct
19 Oct 2026 · day 129 of 129
Each lender's lowest advertised standard home-loan rate each day (any type, no special loans); a day without a record carries the last.
6.0%6.2%6.4%6.6%3.0%3.5%4.0%4.5%5.0%5.5%median 6.24%median 4.89%
Home-loan rate
Savings rateon $50,000
- 13 with cheaper home loans and better savings than the median
- 18 with dearer home loans and better savings than the median
- 19 with cheaper home loans and worse savings than the median
- 14 with dearer home loans and worse savings than the median
Recorded 19 Oct 2026 to 20 Oct 2026
Each rate is the lender's advertised rate on the day shown. A best rate can need a low LVR, a bonus or a package.