RateSonarBETA, home

NAB rates

27 products · home loans from 6.44% · deposits up to 5.30% · recorded 20 Oct 2026

The lowest standard home-loan rate RateSonar recorded for NAB is 6.44%: NAB Tailored Home Loan, recorded . A lower rate, 6.29% on NAB Defence Force Home Loan, is a veteran product, not a standard mortgage.

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27 products, by product type, best rate first.

Home loans 4

NAB Tailored Home LoanHome loans · Variable · Owner-occupier · P&I · LVR 70.01-80%
6.44% p.a.comparison 6.57%≈ $3,769/morecorded
recorded ≈ $3,769/moHistoryView at lender
NAB Base Variable Rate Home LoanHome loans · Variable · Owner-occupier · P&I
6.69% p.a.comparison 6.69%≈ $3,868/morecorded
recorded ≈ $3,868/moHistoryView at lender
NAB FlexiPlus MortgageHome loans · Variable · Owner-occupier · Interest only
10.36% p.a.≈ $5,180/mo IOrecorded
recorded ≈ $5,180/mo IOHistoryView at lender
NAB Defence Force Home LoanHome loans · Variable · Owner-occupier · P&I · Veteran
6.29% p.a.comparison 6.42%≈ $3,710/morecorded
recorded ≈ $3,710/moHistoryView at lender

Business loans 2

NAB Business Options LoanBusiness loans · Variable
8.10% p.a.recorded
recorded HistoryView at lender
NAB QuickBiz LoanBusiness loans · Fixed 1y
12.95% p.a.recorded
recorded View at lender

Personal loans 1

NAB Personal LoanPersonal loans · Fixed 7y
7.50% p.a.comparison 8.41%recorded
recorded View at lender

Car loans 1

NAB Car LoanCar loans · Fixed 7y
5.99% p.a.comparison 7.55%recorded
recorded HistoryView at lender

Savings accounts 7

NAB Reward SaverSavings accounts · Personal
5.24% p.a.recorded
recorded HistoryView at lender
NAB Retirement AccountSavings accounts · Personal
2.40% p.a.recorded
recorded HistoryView at lender
NAB Business Cash MaximiserSavings accounts · Business
1.50% p.a.recorded
recorded HistoryView at lender
NAB Business Interest AccountSavings accounts · Business
1.15% p.a.recorded
recorded HistoryView at lender
NAB Cash ManagerSavings accounts · Personal
0.50% p.a.recorded
recorded View at lender
NAB Classic BankingSavings accounts · Personal
—recorded
recorded View at lender

Term deposits 2

NAB Term DepositTerm deposits · Personal
5.30% p.a.recorded
recorded HistoryView at lender
NAB Farm Management DepositTerm deposits · Business
5.10% p.a.recorded
recorded View at lender

Credit cards 10

NAB Low Rate CardCredit cards · undefined
13.99% p.a.recorded
recorded HistoryView at lender
NAB Low Rate Business CardCredit cards · undefined
13.99% p.a.recorded
recorded View at lender
NAB Business CardCredit cards · undefined
16.50% p.a.recorded
recorded View at lender
NAB Qantas Business Signature CardCredit cards · undefined
19.50% p.a.recorded
recorded View at lender
NAB Rewards Business Signature CardCredit cards · undefined
19.50% p.a.recorded
recorded View at lender
NAB Qantas Rewards Premium CardCredit cards · undefined
22.49% p.a.recorded
recorded HistoryView at lender
NAB Qantas Rewards Signature CardCredit cards · undefined
22.49% p.a.recorded
recorded HistoryView at lender
NAB Rewards CardCredit cards · undefined
22.49% p.a.recorded
recorded HistoryView at lender
NAB Low Fee CardCredit cards · undefined
22.49% p.a.recorded
recorded HistoryView at lender
NAB products
1NAB Tailored Home LoanHome loans6.44%6.57%Owner-occupierP&IVariable—Standard2026-10-20View at NAB History
2NAB Base Variable Rate Home LoanHome loans6.69%6.69%Owner-occupierP&IVariable—Standard2026-10-20View at NAB History
3NAB FlexiPlus MortgageHome loans10.36%—Owner-occupierInterest onlyVariable—Standard2026-10-20View at NAB History
4NAB Defence Force Home LoanHome loans6.29%6.42%Owner-occupierP&IVariable—Veteran2026-10-20View at NAB History
5NAB Business Options LoanBusiness loans8.10%——P&IVariable—Standard2026-10-20View at NAB History
6NAB QuickBiz LoanBusiness loans12.95%——P&IFixed 1y—Standard2026-10-19View at NAB 
7NAB Personal LoanPersonal loans7.50%8.41%—P&IFixed 7y—Standard2026-10-20View at NAB 
8NAB Car LoanCar loans5.99%7.55%—P&IFixed 7y—Standard2026-10-20View at NAB History
9NAB Reward SaverSavings accounts5.24%————ConsumerStandard2026-10-20View at NAB History
10NAB iSaverSavings accounts3.65%————ConsumerStandard2026-10-20View at NAB History
11NAB Retirement AccountSavings accounts2.40%————ConsumerStandard2026-10-20View at NAB History
12NAB Business Cash MaximiserSavings accounts1.50%————BusinessStandard2026-10-20View at NAB History
13NAB Business Interest AccountSavings accounts1.15%————BusinessStandard2026-10-20View at NAB History
14NAB Cash ManagerSavings accounts0.50%————ConsumerStandard2026-10-19View at NAB 
15NAB Classic BankingSavings accounts—————ConsumerStandard2026-10-19View at NAB 
16NAB Term DepositTerm deposits5.30%————ConsumerStandard2026-10-20View at NAB History
17NAB Farm Management DepositTerm deposits5.10%————BusinessStandard2026-10-19View at NAB 
18NAB Low Rate CardCredit cards13.99%—————Standard2026-10-20View at NAB History
19NAB Low Rate Business CardCredit cards13.99%—————Standard2026-10-19View at NAB 
20NAB Business CardCredit cards16.50%—————Standard2026-10-19View at NAB 
21NAB Qantas Business Signature CardCredit cards19.50%—————Standard2026-10-19View at NAB 
22NAB Rewards Business Signature CardCredit cards19.50%—————Standard2026-10-20View at NAB 
23NAB Qantas Rewards Premium CardCredit cards22.49%—————Standard2026-10-20View at NAB History
24NAB Qantas Rewards Signature CardCredit cards22.49%—————Standard2026-10-20View at NAB History
25NAB Rewards CardCredit cards22.49%—————Standard2026-10-20View at NAB History
26NAB Travel CardCredit cards22.49%—————Standard2026-10-20View at NAB History
27NAB Low Fee CardCredit cards22.49%—————Standard2026-10-20View at NAB History

Every lender rate is the advertised value RateSonar recorded on the date shown, from public CDR banking data. Compare across lenders: home loans · savings.

Facts
LenderNAB
Products on this page27
Latest record date2026-10-20
Lowest standard home loan6.44% · NAB Tailored Home Loan · 2026-10-20
Highest deposit5.30% · NAB Term Deposit · 2026-10-20
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Common questions

What is the latest standard home-loan rate RateSonar recorded for NAB?

6.44% for NAB Tailored Home Loan, recorded on 2026-10-20. That is the lowest standard home loan on this page, not every product the lender sells.

Where do these NAB rates come from?

Bank websites and public Consumer Data Right product feeds. Each row has the day RateSonar recorded it.

Can I read this in an assistant without an account?

Connect an AI agent at https://api.ratesonar.com; the steps for each tool are at ratesonar.com/agents. No sign-up and no key. Series calls without a key return the last 31 days.