Digi Home Loan (Owner Occupied)
6.39% p.a.comparison 6.41%≈ $3,749/morecorded
Commonwealth Bank (CBA) rates
54 products · home loans from 6.39% · deposits up to 5.42% · recorded 20 Oct 2026
The lowest standard home-loan rate RateSonar recorded for Commonwealth Bank (CBA) is 6.39%: Digi Home Loan (Owner Occupied), recorded .
54 products, by product type, best rate first.
Home loans 16
Digi Home Loan (Investment)
6.54% p.a.comparison 6.56%≈ $3,808/morecorded
Simple Home Loan (Owner Occupied)
6.74% p.a.comparison 6.88%≈ $3,888/morecorded
Standard Variable Rate Home Loan (Owner Occupied)
6.74% p.a.comparison 7.11%≈ $3,888/morecorded
1 Year Fixed Rate Home Loan (Owner Occupied)
6.78% p.a.comparison 8.53%≈ $3,904/morecorded
2 Year Fixed Rate Home Loan (Owner Occupied)
6.82% p.a.comparison 8.38%≈ $3,920/morecorded
1 year Fixed Rate Home Loan (Investment)
6.84% p.a.comparison 9.04%≈ $3,928/morecorded
2 year Fixed Rate Home Loan (Investment)
6.87% p.a.comparison 8.83%≈ $3,940/morecorded
3 Year Fixed Rate Home Loan (Owner Occupied)
6.89% p.a.comparison 8.26%≈ $3,948/morecorded
4 Year Fixed Rate Home Loan (Owner Occupied)
6.89% p.a.comparison 8.14%≈ $3,948/morecorded
3 year Fixed Rate Home Loan (Investment)
6.91% p.a.comparison 8.66%≈ $3,956/morecorded
Standard Variable Rate Home Loan (Investment)
6.94% p.a.comparison 7.31%≈ $3,968/morecorded
Simple Home Loan (Investment)
6.94% p.a.comparison 7.07%≈ $3,968/morecorded
4 year Fixed Rate Home Loan (Investment)
6.94% p.a.comparison 8.50%≈ $3,968/morecorded
5 Year Fixed Rate Loan (Owner Occupied)
6.94% p.a.comparison 8.06%≈ $3,968/morecorded
5 year Fixed Rate Home Loan (Investment)
6.99% p.a.comparison 8.38%≈ $3,988/morecorded
recorded ≈ $3,988/moView at lender
Business loans 3
BetterBusiness Loan
7.54% p.a.recorded
Hire Purchase
8.59% p.a.recorded
Equipment Loan
8.59% p.a.recorded
Personal loans 2
Unsecured Variable Rate Personal Loan
6.99% p.a.comparison 8.40%recorded
Unsecured Fixed Rate Personal Loan
7.25% p.a.comparison 8.65%recorded
recorded View at lender
Car loans 1
Secured Fixed Rate Car Loan
6.79% p.a.comparison 8.20%recorded
recorded View at lender
Savings accounts 14
GoalSaver
5.15% p.a.recorded
CommSec Notice Investor
5.00% p.a.recorded
Capital Growth Account
4.25% p.a.recorded
Commonwealth Direct Investment Account
3.00% p.a.recorded
Youthsaver Account
2.95% p.a.recorded
Pensioner Security Account
2.85% p.a.recorded
recorded View at lender
Commonwealth Private Bank Account
2.35% p.a.recorded
NetBank Saver
2.30% p.a.recorded
| 1 | Digi Home Loan (Owner Occupied) | Home loans | 6.39% | 6.41% | Owner-occupier | P&I | Variable | — | Standard | 2026-10-19 | View at Commonwealth Bank (CBA) History | |
| 2 | Digi Home Loan (Investment) | Home loans | 6.54% | 6.56% | Investor | P&I | Variable | — | Standard | 2026-10-19 | View at Commonwealth Bank (CBA) History | |
| 3 | Simple Home Loan (Owner Occupied) | Home loans | 6.74% | 6.88% | Owner-occupier | P&I | Variable | — | Standard | 2026-10-19 | View at Commonwealth Bank (CBA) History | |
| 4 | Standard Variable Rate Home Loan (Owner Occupied) | Home loans | 6.74% | 7.11% | Owner-occupier | P&I | Variable | — | Standard | 2026-10-19 | View at Commonwealth Bank (CBA) History | |
| 5 | 1 Year Fixed Rate Home Loan (Owner Occupied) | Home loans | 6.78% | 8.53% | Owner-occupier | P&I | Fixed 1y | — | Standard | 2026-10-19 | View at Commonwealth Bank (CBA) History | |
| 6 | 2 Year Fixed Rate Home Loan (Owner Occupied) | Home loans | 6.82% | 8.38% | Owner-occupier | P&I | Fixed 2y | — | Standard | 2026-10-19 | View at Commonwealth Bank (CBA) History | |
| 7 | 1 year Fixed Rate Home Loan (Investment) | Home loans | 6.84% | 9.04% | Investor | P&I | Fixed 1y | — | Standard | 2026-10-19 | View at Commonwealth Bank (CBA) History | |
| 8 | 2 year Fixed Rate Home Loan (Investment) | Home loans | 6.87% | 8.83% | Investor | P&I | Fixed 2y | — | Standard | 2026-10-19 | View at Commonwealth Bank (CBA) History | |
| 9 | 3 Year Fixed Rate Home Loan (Owner Occupied) | Home loans | 6.89% | 8.26% | Owner-occupier | P&I | Fixed 3y | — | Standard | 2026-10-19 | View at Commonwealth Bank (CBA) History | |
| 10 | 4 Year Fixed Rate Home Loan (Owner Occupied) | Home loans | 6.89% | 8.14% | Owner-occupier | P&I | Fixed 4y | — | Standard | 2026-10-19 | View at Commonwealth Bank (CBA) History | |
| 11 | 3 year Fixed Rate Home Loan (Investment) | Home loans | 6.91% | 8.66% | Investor | P&I | Fixed 3y | — | Standard | 2026-10-19 | View at Commonwealth Bank (CBA) History | |
| 12 | Standard Variable Rate Home Loan (Investment) | Home loans | 6.94% | 7.31% | Investor | P&I | Variable | — | Standard | 2026-10-19 | View at Commonwealth Bank (CBA) History | |
| 13 | Simple Home Loan (Investment) | Home loans | 6.94% | 7.07% | Investor | P&I | Variable | — | Standard | 2026-10-19 | View at Commonwealth Bank (CBA) History | |
| 14 | 4 year Fixed Rate Home Loan (Investment) | Home loans | 6.94% | 8.50% | Investor | P&I | Fixed 4y | — | Standard | 2026-10-19 | View at Commonwealth Bank (CBA) History | |
| 15 | 5 Year Fixed Rate Loan (Owner Occupied) | Home loans | 6.94% | 8.06% | Owner-occupier | P&I | Fixed 5y | — | Standard | 2026-10-19 | View at Commonwealth Bank (CBA) History | |
| 16 | 5 year Fixed Rate Home Loan (Investment) | Home loans | 6.99% | 8.38% | Investor | P&I | Fixed 5y | — | Standard | 2026-10-19 | View at Commonwealth Bank (CBA) | |
| 17 | BetterBusiness Loan | Business loans | 7.54% | — | Investor | Interest only | Variable | — | Standard | 2026-10-20 | View at Commonwealth Bank (CBA) History | |
| 18 | Hire Purchase | Business loans | 8.59% | — | Investor | P&I | Fixed 1y | — | Standard | 2026-10-19 | View at Commonwealth Bank (CBA) History | |
| 19 | Equipment Loan | Business loans | 8.59% | — | Investor | P&I | Fixed 1y | — | Standard | 2026-10-19 | View at Commonwealth Bank (CBA) History | |
| 20 | Unsecured Variable Rate Personal Loan | Personal loans | 6.99% | 8.40% | — | P&I | Variable | — | Standard | 2026-10-19 | View at Commonwealth Bank (CBA) History | |
| 21 | Unsecured Fixed Rate Personal Loan | Personal loans | 7.25% | 8.65% | — | P&I | Fixed 4y | — | Standard | 2026-10-19 | View at Commonwealth Bank (CBA) | |
| 22 | Secured Fixed Rate Car Loan | Car loans | 6.79% | 8.20% | — | P&I | Fixed 4y | — | Standard | 2026-10-19 | View at Commonwealth Bank (CBA) | |
| 23 | GoalSaver | Savings accounts | 5.15% | — | — | — | — | Consumer | Standard | 2026-10-20 | View at Commonwealth Bank (CBA) History | |
| 24 | CommSec Notice Investor | Savings accounts | 5.00% | — | — | — | — | Consumer | Standard | 2026-10-20 | View at Commonwealth Bank (CBA) History | |
| 25 | Capital Growth Account | Savings accounts | 4.25% | — | — | — | — | Consumer | Standard | 2026-10-20 | View at Commonwealth Bank (CBA) History | |
| 26 | Commonwealth Direct Investment Account | Savings accounts | 3.00% | — | — | — | — | Consumer | Standard | 2026-10-20 | View at Commonwealth Bank (CBA) History | |
| 27 | Youthsaver Account | Savings accounts | 2.95% | — | — | — | — | Consumer | Standard | 2026-10-19 | View at Commonwealth Bank (CBA) History | |
| 28 | Pensioner Security Account | Savings accounts | 2.85% | — | — | — | — | Consumer | Standard | 2026-10-20 | View at Commonwealth Bank (CBA) | |
| 29 | Commonwealth Private Bank Account | Savings accounts | 2.35% | — | — | — | — | Consumer | Standard | 2026-10-19 | View at Commonwealth Bank (CBA) History | |
| 30 | NetBank Saver | Savings accounts | 2.30% | — | — | — | — | Consumer | Standard | 2026-10-20 | View at Commonwealth Bank (CBA) History | |
| 31 | Business Online Saver | Savings accounts | 1.55% | — | — | — | — | Business | Standard | 2026-10-20 | View at Commonwealth Bank (CBA) History | |
| 32 | Cash Deposit Account (At Call) | Savings accounts | 0.25% | — | — | — | — | Consumer | Standard | 2026-10-19 | View at Commonwealth Bank (CBA) | |
| 33 | Standard Business Cheque Account - Interest Bearing Option | Savings accounts | 0.01% | — | — | — | — | Business | Standard | 2026-10-20 | View at Commonwealth Bank (CBA) | |
| 34 | Foreign Currency Account (Retail) | Savings accounts | 5.42% | — | — | — | — | Consumer | Special purpose | 2026-10-20 | View at Commonwealth Bank (CBA) History | |
| 35 | Foreign Currency Account (Business) | Savings accounts | 5.42% | — | — | — | — | Business | Special purpose | 2026-10-20 | View at Commonwealth Bank (CBA) History | |
| 36 | SMSF Saver | Savings accounts | 4.90% | — | — | — | — | Consumer | SMSF | 2026-10-19 | View at Commonwealth Bank (CBA) History | |
| 37 | Standard Term Deposit | Term deposits | 5.30% | — | — | — | — | Consumer | Standard | 2026-10-20 | View at Commonwealth Bank (CBA) History | |
| 38 | Business Investment Account | Term deposits | 5.30% | — | — | — | — | Business | Standard | 2026-10-20 | View at Commonwealth Bank (CBA) History | |
| 39 | TD Immigration (DIMIA) Bank Guarantee | Term deposits | 5.10% | — | — | — | — | Consumer | Standard | 2026-10-19 | View at Commonwealth Bank (CBA) History | |
| 40 | Farm Management Deposit account (Fixed Term) | Term deposits | 5.10% | — | — | — | — | Business | Standard | 2026-10-20 | View at Commonwealth Bank (CBA) | |
| 41 | TD Parent Visa Bank Guarantee | Term deposits | 3.90% | — | — | — | — | Consumer | Standard | 2026-10-19 | View at Commonwealth Bank (CBA) | |
| 42 | Farm Management Deposit account (At Call) | Term deposits | 1.35% | — | — | — | — | Business | Standard | 2026-10-20 | View at Commonwealth Bank (CBA) | |
| 43 | Low Rate credit card | Credit cards | 13.99% | — | — | — | — | — | Standard | 2026-10-20 | View at Commonwealth Bank (CBA) | |
| 44 | Low Rate credit card | Credit cards | 14.55% | — | — | — | — | — | Standard | 2026-10-20 | View at Commonwealth Bank (CBA) | |
| 45 | Corporate Low Rate card | Credit cards | 14.55% | — | — | — | — | — | Standard | 2026-10-19 | View at Commonwealth Bank (CBA) | |
| 46 | Interest-Free Days credit card | Credit cards | 17.57% | — | — | — | — | — | Standard | 2026-10-20 | View at Commonwealth Bank (CBA) | |
| 47 | Corporate Interest Free Days card | Credit cards | 17.57% | — | — | — | — | — | Standard | 2026-10-20 | View at Commonwealth Bank (CBA) | |
| 48 | Corporate charge card | Credit cards | 17.99% | — | — | — | — | — | Standard | 2026-10-20 | View at Commonwealth Bank (CBA) | |
| 49 | Procurement Management Account | Credit cards | 17.99% | — | — | — | — | — | Standard | 2026-10-19 | View at Commonwealth Bank (CBA) | |
| 50 | CommBank Qantas Business Rewards Credit Card | Credit cards | 19.99% | — | — | — | — | — | Standard | 2026-10-20 | View at Commonwealth Bank (CBA) | |
| 51 | Business Platinum credit card | Credit cards | 20.74% | — | — | — | — | — | Standard | 2026-10-20 | View at Commonwealth Bank (CBA) | |
| 52 | Low Fee credit card | Credit cards | 20.99% | — | — | — | — | — | Standard | 2026-10-19 | View at Commonwealth Bank (CBA) | |
| 53 | Ultimate credit card | Credit cards | 20.99% | — | — | — | — | — | Standard | 2026-10-19 | View at Commonwealth Bank (CBA) | |
| 54 | Smart credit card | Credit cards | 20.99% | — | — | — | — | — | Standard | 2026-10-20 | View at Commonwealth Bank (CBA) |
Every lender rate is the advertised value RateSonar recorded on the date shown, from public CDR banking data. Compare across lenders: home loans · savings.
| Lender | Commonwealth Bank (CBA) |
|---|---|
| Products on this page | 54 |
| Latest record date | 2026-10-20 |
| Lowest standard home loan | 6.39% · Digi Home Loan (Owner Occupied) · 2026-10-19 |
| Highest deposit | 5.42% · Foreign Currency Account (Retail) · 2026-10-20 |
| Assistant access | Connect an AI agent at https://api.ratesonar.com; the steps for each tool are at ratesonar.com/agents. No sign-up and no key. Series calls without a key return the last 31 days. |
Common questions
What is the latest standard home-loan rate RateSonar recorded for Commonwealth Bank (CBA)?
6.39% for Digi Home Loan (Owner Occupied), recorded on 2026-10-19. That is the lowest standard home loan on this page, not every product the lender sells.
Where do these Commonwealth Bank (CBA) rates come from?
Bank websites and public Consumer Data Right product feeds. Each row has the day RateSonar recorded it.
Can I read this in an assistant without an account?
Connect an AI agent at https://api.ratesonar.com; the steps for each tool are at ratesonar.com/agents. No sign-up and no key. Series calls without a key return the last 31 days.