RateSonarBETA, home

ANZ rates

30 products · home loans from 6.69% · deposits up to 5.30% · recorded 20 Oct 2026

The lowest standard home-loan rate RateSonar recorded for ANZ is 6.69%: ANZ Fixed Rate home loan, recorded .

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30 products, by product type, best rate first.

Home loans 3

ANZ Fixed Rate home loanHome loans · Fixed 1y · Owner-occupier · P&I · LVR up to 80%
6.69% p.a.comparison 7.41%≈ $3,868/morecorded
recorded ≈ $3,868/moHistoryView at lender
ANZ Simplicity PLUSHome loans · Variable · Owner-occupier · P&I · LVR 70.01-80%
6.79% p.a.comparison 6.79%≈ $3,908/morecorded
recorded ≈ $3,908/moHistoryView at lender
ANZ Standard Variable home loanHome loans · Variable · Owner-occupier · P&I · LVR up to 80%
7.49% p.a.comparison 7.49%≈ $4,191/morecorded
recorded ≈ $4,191/moHistoryView at lender

Business loans 1

ANZ Business LoanBusiness loans · Variable
12.99% p.a.recorded
recorded HistoryView at lender

Personal loans 2

ANZ Variable Rate Personal LoanPersonal loans · Variable
7.49% p.a.comparison 8.18%recorded
recorded View at lender
ANZ Fixed Rate Personal LoanPersonal loans · Fixed 7y
7.49% p.a.comparison 8.18%recorded
recorded View at lender

Savings accounts 8

ANZ V2 PLUSSavings accounts · Personal
4.10% p.a.recorded
recorded View at lender
ANZ Progress SaverSavings accounts · Personal
3.99% p.a.recorded
recorded HistoryView at lender
ANZ Pensioner Advantage AccountSavings accounts · Personal
2.75% p.a.recorded
recorded HistoryView at lender
ANZ Online SaverSavings accounts · Personal
1.60% p.a.recorded
recorded HistoryView at lender
ANZ Business Online SaverSavings accounts · Business
1.50% p.a.recorded
recorded HistoryView at lender
ANZ Premium Cash Management AccountSavings accounts · Personal
0.15% p.a.recorded
recorded View at lender
ANZ Business EssentialsSavings accounts · Business
0.01% p.a.recorded
recorded View at lender
ANZ SMSF Cash Hub AccountSavings accounts · Personal · SMSF
2.55% p.a.recorded
recorded HistoryView at lender

Term deposits 5

ANZ Advance Notice Term DepositTerm deposits · Personal
5.30% p.a.recorded
recorded HistoryView at lender
ANZ Business Notice Term DepositTerm deposits · Business
5.25% p.a.recorded
recorded HistoryView at lender
Farm Management Deposit Fixed TermTerm deposits · Business
5.20% p.a.recorded
recorded View at lender
Farm Management Deposit At CallTerm deposits · Business
1.25% p.a.recorded
recorded View at lender
ANZ Term DepositTerm deposits · Personal
0.15% p.a.recorded
recorded View at lender

Credit cards 11

ANZ Business Low RateCredit cards · undefined
12.99% p.a.recorded
recorded View at lender
ANZ Low RateCredit cards · undefined
13.74% p.a.recorded
recorded View at lender
ANZ Business 55 Interest Free DaysCredit cards · undefined
17.74% p.a.recorded
recorded View at lender
ANZ Business BlackCredit cards · undefined
20.24% p.a.recorded
recorded View at lender
ANZ Qantas Business RewardsCredit cards · undefined
20.24% p.a.recorded
recorded View at lender
ANZ Frequent Flyer BlackCredit cards · undefined
22.49% p.a.recorded
recorded HistoryView at lender
ANZ Rewards BlackCredit cards · undefined
22.49% p.a.recorded
recorded HistoryView at lender
ANZ Frequent Flyer PlatinumCredit cards · undefined
22.49% p.a.recorded
recorded HistoryView at lender
ANZ Rewards PlatinumCredit cards · undefined
22.49% p.a.recorded
recorded HistoryView at lender
ANZ products
1ANZ Fixed Rate home loanHome loans6.69%7.41%Owner-occupierP&IFixed 1y—Standard2026-10-20View at ANZ History
2ANZ Simplicity PLUSHome loans6.79%6.79%Owner-occupierP&IVariable—Standard2026-10-20View at ANZ History
3ANZ Standard Variable home loanHome loans7.49%7.49%Owner-occupierP&IVariable—Standard2026-10-20View at ANZ History
4ANZ Business LoanBusiness loans12.99%———Variable—Standard2026-10-20View at ANZ History
5ANZ Variable Rate Personal LoanPersonal loans7.49%8.18%—P&IVariable—Standard2026-10-19View at ANZ 
6ANZ Fixed Rate Personal LoanPersonal loans7.49%8.18%—P&IFixed 7y—Standard2026-10-19View at ANZ 
7ANZ V2 PLUSSavings accounts4.10%————ConsumerStandard2026-10-19View at ANZ 
8ANZ Progress SaverSavings accounts3.99%————ConsumerStandard2026-10-20View at ANZ History
9ANZ Pensioner Advantage AccountSavings accounts2.75%————ConsumerStandard2026-10-20View at ANZ History
10ANZ Online SaverSavings accounts1.60%————ConsumerStandard2026-10-20View at ANZ History
11ANZ Business Online SaverSavings accounts1.50%————BusinessStandard2026-10-20View at ANZ History
12ANZ Premium Cash Management AccountSavings accounts0.15%————ConsumerStandard2026-10-20View at ANZ 
13ANZ Business EssentialsSavings accounts0.01%————BusinessStandard2026-10-20View at ANZ 
14ANZ SMSF Cash Hub AccountSavings accounts2.55%————ConsumerSMSF2026-10-20View at ANZ History
15ANZ Advance Notice Term DepositTerm deposits5.30%————ConsumerStandard2026-10-19View at ANZ History
16ANZ Business Notice Term DepositTerm deposits5.25%————BusinessStandard2026-10-20View at ANZ History
17Farm Management Deposit Fixed TermTerm deposits5.20%————BusinessStandard2026-10-19View at ANZ 
18Farm Management Deposit At CallTerm deposits1.25%————BusinessStandard2026-10-20View at ANZ 
19ANZ Term DepositTerm deposits0.15%————ConsumerStandard2026-10-19View at ANZ 
20ANZ Business Low RateCredit cards12.99%—————Standard2026-10-19View at ANZ 
21ANZ Low RateCredit cards13.74%—————Standard2026-10-19View at ANZ 
22ANZ Business 55 Interest Free DaysCredit cards17.74%—————Standard2026-10-19View at ANZ 
23ANZ Business BlackCredit cards20.24%—————Standard2026-10-20View at ANZ 
24ANZ Qantas Business RewardsCredit cards20.24%—————Standard2026-10-20View at ANZ 
25ANZ FirstCredit cards22.49%—————Standard2026-10-20View at ANZ History
26ANZ Frequent Flyer BlackCredit cards22.49%—————Standard2026-10-20View at ANZ History
27ANZ PlatinumCredit cards22.49%—————Standard2026-10-20View at ANZ History
28ANZ Rewards BlackCredit cards22.49%—————Standard2026-10-20View at ANZ History
29ANZ Frequent Flyer PlatinumCredit cards22.49%—————Standard2026-10-20View at ANZ History
30ANZ Rewards PlatinumCredit cards22.49%—————Standard2026-10-20View at ANZ History

Every lender rate is the advertised value RateSonar recorded on the date shown, from public CDR banking data. Compare across lenders: home loans · savings.

Facts
LenderANZ
Products on this page30
Latest record date2026-10-20
Lowest standard home loan6.69% · ANZ Fixed Rate home loan · 2026-10-20
Highest deposit5.30% · ANZ Advance Notice Term Deposit · 2026-10-19
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Common questions

What is the latest standard home-loan rate RateSonar recorded for ANZ?

6.69% for ANZ Fixed Rate home loan, recorded on 2026-10-20. That is the lowest standard home loan on this page, not every product the lender sells.

Where do these ANZ rates come from?

Bank websites and public Consumer Data Right product feeds. Each row has the day RateSonar recorded it.

Can I read this in an assistant without an account?

Connect an AI agent at https://api.ratesonar.com; the steps for each tool are at ratesonar.com/agents. No sign-up and no key. Series calls without a key return the last 31 days.