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Macquarie Bank rates

12 products · home loans from 6.34% · deposits up to 5.35% · recorded 20 Oct 2026

The lowest standard home-loan rate RateSonar recorded for Macquarie Bank is 6.34%: Macquarie Basic Home Loan, recorded .

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12 products, by product type, best rate first.

Home loans 2

Macquarie Basic Home LoanHome loans · Variable · Owner-occupier · P&I · LVR 70-80%
6.34% p.a.comparison 6.36%≈ $3,729/morecorded
recorded ≈ $3,729/moHistoryView at lender
Macquarie Offset Home LoanHome loans · Variable · Owner-occupier · P&I · LVR 70-80%
6.34% p.a.comparison 6.59%≈ $3,729/morecorded
recorded ≈ $3,729/moHistoryView at lender

Savings accounts 5

Macquarie Savings AccountSavings accounts · Personal
5.25% p.a.recorded
recorded HistoryView at lender
Macquarie Business Savings AccountSavings accounts · Business
4.90% p.a.recorded
recorded HistoryView at lender
Macquarie Cash Management Accelerator AccountSavings accounts · Personal
4.90% p.a.recorded
recorded HistoryView at lender
Macquarie Cash Management AccountSavings accounts · Personal
3.00% p.a.recorded
recorded HistoryView at lender
Macquarie Transaction AccountSavings accounts · Personal
3.00% p.a.recorded
recorded HistoryView at lender

Term deposits 2

Macquarie Term DepositTerm deposits · Personal
5.35% p.a.recorded
recorded HistoryView at lender
Macquarie Digital Term DepositTerm deposits · Personal
5.35% p.a.recorded
recorded HistoryView at lender

Credit cards 3

Macquarie Ratesaver Card Credit cards · undefined
15.95% p.a.recorded
recorded View at lender
Macquarie Platinum CardCredit cards · undefined
20.70% p.a.recorded
recorded View at lender
Macquarie Black CardCredit cards · undefined
20.70% p.a.recorded
recorded View at lender
Macquarie Bank products
1Macquarie Basic Home LoanHome loans6.34%6.36%Owner-occupierP&IVariable—Standard2026-10-20View at Macquarie Bank History
2Macquarie Offset Home LoanHome loans6.34%6.59%Owner-occupierP&IVariable—Standard2026-10-20View at Macquarie Bank History
3Macquarie Savings AccountSavings accounts5.25%————ConsumerStandard2026-10-20View at Macquarie Bank History
4Macquarie Business Savings AccountSavings accounts4.90%————BusinessStandard2026-10-20View at Macquarie Bank History
5Macquarie Cash Management Accelerator AccountSavings accounts4.90%————ConsumerStandard2026-10-20View at Macquarie Bank History
6Macquarie Cash Management AccountSavings accounts3.00%————ConsumerStandard2026-10-20View at Macquarie Bank History
7Macquarie Transaction AccountSavings accounts3.00%————ConsumerStandard2026-10-20View at Macquarie Bank History
8Macquarie Term DepositTerm deposits5.35%————ConsumerStandard2026-10-20View at Macquarie Bank History
9Macquarie Digital Term DepositTerm deposits5.35%————ConsumerStandard2026-10-20View at Macquarie Bank History
10Macquarie Ratesaver Card Credit cards15.95%—————Standard2026-10-20View at Macquarie Bank 
11Macquarie Platinum CardCredit cards20.70%—————Standard2026-10-20View at Macquarie Bank 
12Macquarie Black CardCredit cards20.70%—————Standard2026-10-20View at Macquarie Bank 

Every lender rate is the advertised value RateSonar recorded on the date shown, from public CDR banking data. Compare across lenders: home loans · savings.

Facts
LenderMacquarie Bank
Products on this page12
Latest record date2026-10-20
Lowest standard home loan6.34% · Macquarie Basic Home Loan · 2026-10-20
Highest deposit5.35% · Macquarie Term Deposit · 2026-10-20
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Common questions

What is the latest standard home-loan rate RateSonar recorded for Macquarie Bank?

6.34% for Macquarie Basic Home Loan, recorded on 2026-10-20. That is the lowest standard home loan on this page, not every product the lender sells.

Where do these Macquarie Bank rates come from?

Bank websites and public Consumer Data Right product feeds. Each row has the day RateSonar recorded it.

Can I read this in an assistant without an account?

Connect an AI agent at https://api.ratesonar.com; the steps for each tool are at ratesonar.com/agents. No sign-up and no key. Series calls without a key return the last 31 days.