Archive · Product history
Dream Fund
Savings accounts · People First and Heritage Bank · recorded since 30 Jul 2026; days without a record are marked carried forward. Deposit rate — higher is better.
5.54%▲ +40 bps since Source grade B
Grade B — a single fresh source, or fresh sources that publish different figures (an advertised rate vs a reference rate).
| 2026-07-30 | 5.14% | — |
| 2026-07-31 | 5.14% | — |
| 2026-08-01 | 5.14% | — |
| 2026-08-02 | 5.14% | — |
| 2026-08-03 | 5.14% | — |
| 2026-08-04 | 5.14% | — |
| 2026-08-05 | 5.14% | — |
| 2026-08-06 | 5.14% | — |
| 2026-08-07 | 5.14% | — |
| 2026-08-08 | 5.14% | — |
| 2026-08-09 | 5.14% | — |
| 2026-08-10 | 5.14% | — |
| 2026-08-24 | 5.14% | — |
| 2026-09-08 | 5.14% | — |
| 2026-09-09 | 5.14% | — |
| 2026-09-10 | 5.14% | — |
| 2026-09-11 | 5.14% | — |
| 2026-09-12 | 5.14% | — |
| 2026-09-13 | 5.14% | — |
| 2026-09-14 | 5.14% | — |
| 2026-09-15 | 5.14% | — |
| 2026-09-16 | 5.14% | — |
| 2026-09-17 | 5.14% | — |
| 2026-09-18 | 5.14% | — |
| 2026-09-19 | 5.14% | — |
| 2026-09-20 | 5.14% | — |
| 2026-09-22 | 5.14% | — |
| 2026-09-23 | 5.14% | — |
| 2026-09-25 | 5.14% | — |
| 2026-09-26 | 5.14% | — |
| 2026-09-27 | 5.14% | — |
| 2026-09-28 | 5.14% | — |
| 2026-09-29 | 5.14% | — |
| 2026-09-30 | 5.14% | — |
| 2026-10-01 | 5.54% | — |
| 2026-10-02 | 5.54% | — |
| 2026-10-03 | 5.54% | — |
| 2026-10-04 | 5.54% | — |
| 2026-10-05 | 5.54% | — |
| 2026-10-06 | 5.54% | — |
| 2026-10-07 | 5.54% | — |
| 2026-10-08 | 5.54% | — |
| 2026-10-09 | 5.54% | — |
| 2026-10-10 | 5.54% | — |
| 2026-10-11 | 5.54% | — |
| 2026-10-12 | 5.54% | — |
| 2026-10-13 | 5.54% | — |
| 2026-10-14 | 5.54% | — |
| 2026-10-15 | 5.54% | — |
Australian online savings account rate since 2004
RBA monthly banks-average online savings account rate. Market context, not People First and Heritage Bank's advertised rate, and not the recorded line above.
Compare it with other lenders: search their names and “chart” on the home page.