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NAB home loan rate history

On 2026-10-14, the lowest advertised standard home-loan rate RateSonar recorded for NAB was 6.29%. Connect an assistant at https://api.ratesonar.com. No sign-up and no key. Anonymous series calls return the last 31 days.

Recorded on
2026-10-14
First record
2026-06-13
Recorded days
123
Facts
LenderNAB
SeriesLowest advertised standard home-loan rate.
Latest record6.29% on 2026-10-14
First record6.09% on 2026-06-13
Recorded days123
Assistant accessConnect an assistant at https://api.ratesonar.com. No sign-up and no key. Anonymous series calls return the last 31 days.

Common questions

What home-loan rate did RateSonar last record for NAB?
The lowest advertised standard rate recorded on 2026-10-14 was 6.29%. Special-purpose products are left out.
Is a dashed day on the chart a new rate?
No. A day without a record repeats the last recorded rate and is marked carried forward. It is not a new record.
Can I read this series in an assistant without an account?
Connect an assistant at https://api.ratesonar.com. No sign-up and no key. Anonymous series calls return the last 31 days.
6.29%▲ +20 bps since

NAB's line shows every rate in the table below. Days between records repeat the last recorded rate; hover a day to see whether it was recorded or carried forward. The market band and median leave out one-day readings that revert the next day.

Reconstructed archive of NAB's own pages sits in the long-run card below. Owner-occupier P&I. From October 2023 the page splits by LVR and the 60%-or-less band is shown, which reads slightly below the undifferentiated rate quoted before then.

123 rowsSort or filter any column. Drag an edge to resize.
2026-06-136.09%
2026-06-146.19%
2026-06-156.19%
2026-06-166.19%
2026-06-176.19%
2026-06-186.19%
2026-06-196.19%
2026-06-206.19%
2026-06-216.19%
2026-06-226.19%
2026-06-236.19%
2026-06-246.19%
2026-06-256.19%
2026-06-266.19%
2026-06-276.19%
2026-06-286.19%
2026-06-296.19%
2026-06-306.19%
2026-07-016.09%
2026-07-026.09%
2026-07-036.09%
2026-07-046.09%
2026-07-056.09%
2026-07-066.09%
2026-07-076.09%
2026-07-086.09%
2026-07-096.09%
2026-07-106.09%
2026-07-116.09%
2026-07-126.09%
2026-07-136.09%
2026-07-146.09%
2026-07-156.09%
2026-07-166.09%
2026-07-176.09%
2026-07-186.09%
2026-07-196.09%
2026-07-206.09%
2026-07-216.09%
2026-07-226.09%
2026-07-236.09%
2026-07-246.09%
2026-07-256.09%
2026-07-266.09%
2026-07-276.09%
2026-07-286.09%
2026-07-296.09%
2026-07-306.09%
2026-07-316.09%
2026-08-016.09%
2026-08-026.09%
2026-08-036.09%
2026-08-046.09%
2026-08-056.09%
2026-08-066.09%
2026-08-076.09%
2026-08-086.09%
2026-08-096.09%
2026-08-106.09%
2026-08-116.09%
2026-08-126.09%
2026-08-136.09%
2026-08-146.09%
2026-08-156.09%
2026-08-166.09%
2026-08-176.09%
2026-08-186.09%
2026-08-196.09%
2026-08-206.09%
2026-08-216.09%
2026-08-226.09%
2026-08-236.09%
2026-08-246.09%
2026-08-256.09%
2026-08-266.09%
2026-08-276.09%
2026-08-286.09%
2026-08-296.09%
2026-08-306.09%
2026-08-316.09%
2026-09-016.09%
2026-09-026.09%
2026-09-036.09%
2026-09-046.09%
2026-09-056.09%
2026-09-066.09%
2026-09-076.09%
2026-09-086.09%
2026-09-096.09%
2026-09-106.09%
2026-09-116.09%
2026-09-126.09%
2026-09-136.09%
2026-09-146.09%
2026-09-156.09%
2026-09-166.09%
2026-09-176.09%
2026-09-186.09%
2026-09-196.09%
2026-09-216.09%
2026-09-226.09%
2026-09-236.04%
2026-09-246.04%
2026-09-256.04%
2026-09-266.04%
2026-09-276.04%
2026-09-286.04%
2026-09-296.04%
2026-09-306.04%
2026-10-016.04%
2026-10-026.04%
2026-10-036.04%
2026-10-046.04%
2026-10-056.04%
2026-10-066.04%
2026-10-076.04%
2026-10-086.04%
2026-10-096.19%
2026-10-106.29%
2026-10-116.29%
2026-10-126.29%
2026-10-136.29%
2026-10-146.29%

Australian home-loan rates since 1959

RBA monthly banks-average standard variable and 3-year fixed housing rates. Market context, not NAB's advertised rate, and not RateSonar's own record.

Source: RBA Statistical Table F5 (monthly)

See every lender on the history index, what moved on the change feed, or read how this data is recorded.