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Credit Union SA rates

The lowest standard home-loan rate RateSonar recorded for Credit Union SA is 6.24% (3-Year Fixed XL Home Loan Package), recorded on 2026-10-15. Connect an assistant at https://api.ratesonar.com. No sign-up and no key. Anonymous series calls return the last 31 days. Every product recorded for this lender is below, as cards or as a table. Pick a product type to narrow it.

Lowest home loan
6.24%
Highest deposit
5.30%
Products
45
Recorded on
2026-10-15
Facts
LenderCredit Union SA
Products on this page45
Latest record date2026-10-15
Lowest standard home loan6.24% · 3-Year Fixed XL Home Loan Package · 2026-10-15
Highest deposit5.30% · Term Deposit · 2026-10-15
Assistant accessConnect an assistant at https://api.ratesonar.com. No sign-up and no key. Anonymous series calls return the last 31 days.

Common questions

What is the latest standard home-loan rate RateSonar recorded for Credit Union SA?
6.24% for 3-Year Fixed XL Home Loan Package, recorded on 2026-10-15. That is the lowest standard home loan on this page, not every product the lender sells.
Where do these Credit Union SA rates come from?
Bank websites and public Consumer Data Right product feeds. Each row has the day RateSonar recorded it.
Can I read this in an assistant without an account?
Connect an assistant at https://api.ratesonar.com. No sign-up and no key. Anonymous series calls return the last 31 days.
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Estimate: the advertised rate held for the whole term, paid monthly, before fees. A fixed rate changes after its fixed period. Interest-only loans show the interest only. Not a quote.

45 products, by product type, best rate first.

3-Year Fixed XL Home Loan PackageHome loans · Fixed 3y · Owner-occupier · P&I · LVR 1-80%
6.24% p.a.comparison 7.30%≈ $3,690/morecorded
recorded ≈ $3,690/moHistoryView at lender
3-Year Fixed Home Loan Package Principal and InterestHome loans · Fixed 3y · Owner-occupier · P&I
6.24% p.a.comparison 6.82%≈ $3,690/morecorded
recorded ≈ $3,690/moHistoryView at lender
Variable Home Loan Package SpecialsHome loans · Variable · Owner-occupier · P&I · LVR 1-60%
6.29% p.a.comparison 6.66%≈ $3,710/morecorded
recorded ≈ $3,710/moHistoryView at lender
2-Year Fixed Home Loan Package Principal and InterestHome loans · Fixed 2y · Owner-occupier · P&I
6.34% p.a.comparison 6.86%≈ $3,729/morecorded
recorded ≈ $3,729/moHistoryView at lender
2-Year Fixed XL Home Loan PackageHome loans · Fixed 2y · Owner-occupier · P&I · LVR 1-80%
6.34% p.a.comparison 7.41%≈ $3,729/morecorded
recorded ≈ $3,729/moHistoryView at lender
XL Home Loan PackageHome loans · Variable · Owner-occupier · P&I · LVR 60.01-80%
6.34% p.a.comparison 6.71%≈ $3,729/morecorded
recorded ≈ $3,729/moHistoryView at lender
XL Interest Only Home Loan PackageHome loans · Variable · Owner-occupier · Interest only · LVR 60.01-80%
6.34% p.a.comparison 6.70%≈ $3,170/mo IOrecorded
recorded ≈ $3,170/mo IOHistoryView at lender
Variable Home Loan Package SpecialsHome loans · Variable · Owner-occupier · P&I · LVR 60.01-80%
6.34% p.a.comparison 6.71%≈ $3,729/morecorded
recorded ≈ $3,729/moHistoryView at lender
1-Year Fixed Home Loan Package Principal and InterestHome loans · Fixed 1y · Owner-occupier · P&I
6.79% p.a.comparison 6.93%≈ $3,908/morecorded
recorded ≈ $3,908/moHistoryView at lender
1-Year Fixed XL Home Loan PackageHome loans · Fixed 1y · Owner-occupier · P&I · LVR 1-80%
6.79% p.a.comparison 7.55%≈ $3,908/morecorded
recorded ≈ $3,908/moHistoryView at lender
3-Year Fixed Rate Home Loan Principal and InterestHome loans · Fixed 3y · Owner-occupier · P&I
7.04% p.a.comparison 7.41%≈ $4,008/morecorded
recorded ≈ $4,008/moHistoryView at lender
3-Year Fixed Home Loan Package Interest OnlyHome loans · Fixed 3y · Owner-occupier · Interest only
7.04% p.a.comparison 7.03%≈ $3,520/mo IOrecorded
recorded ≈ $3,520/mo IOHistoryView at lender
2-Year Fixed Home Loan Package Interest OnlyHome loans · Fixed 2y · Owner-occupier · Interest only
7.14% p.a.comparison 7.01%≈ $3,570/mo IOrecorded
recorded ≈ $3,570/mo IOHistoryView at lender
2-Year Fixed Rate Home Loan Principal and InterestHome loans · Fixed 2y · Owner-occupier · P&I
7.14% p.a.comparison 7.47%≈ $4,048/morecorded
recorded ≈ $4,048/moHistoryView at lender
Variable Home Loan Package Principal and InterestHome loans · Variable · Owner-occupier · P&I
7.24% p.a.comparison 7.59%≈ $4,089/morecorded
recorded ≈ $4,089/moHistoryView at lender
Discounted Variable Rate Home Loan Principal and InterestHome loans · Variable · Owner-occupier · P&I
7.29% p.a.comparison 7.32%≈ $4,109/morecorded
recorded ≈ $4,109/moHistoryView at lender
Standard Variable Rate Home Loan Principal and InterestHome loans · Variable · Owner-occupier · P&I
7.49% p.a.comparison 7.54%≈ $4,191/morecorded
recorded ≈ $4,191/moHistoryView at lender
1-Year Fixed Home Loan Package Interest OnlyHome loans · Fixed 1y · Owner-occupier · Interest only
7.59% p.a.comparison 7.01%≈ $3,795/mo IOrecorded
recorded ≈ $3,795/mo IOHistoryView at lender
1-Year Fixed Home Loan Principal and InterestHome loans · Fixed 1y · Owner-occupier · P&I
7.59% p.a.comparison 7.55%≈ $4,232/morecorded
recorded ≈ $4,232/moHistoryView at lender
Investment Variable Home Loan Package Interest OnlyHome loans · Variable · Investor · Interest only · LVR 1-80%
7.74% p.a.comparison 7.93%≈ $3,870/mo IOrecorded
recorded ≈ $3,870/mo IOHistoryView at lender
3-Year Fixed Rate Home Loan Interest OnlyHome loans · Fixed 3y · Owner-occupier · Interest only
7.84% p.a.comparison 7.64%≈ $3,920/mo IOrecorded
recorded ≈ $3,920/mo IOHistoryView at lender
2-Year Fixed Rate Home Loan Interest OnlyHome loans · Fixed 2y · Owner-occupier · Interest only
7.94% p.a.comparison 7.63%≈ $3,970/mo IOrecorded
recorded ≈ $3,970/mo IOHistoryView at lender
Discounted Variable Rate Home Loan Interest OnlyHome loans · Variable · Owner-occupier · Interest only
8.09% p.a.comparison 7.67%≈ $4,045/mo IOrecorded
recorded ≈ $4,045/mo IOHistoryView at lender
1-Year Fixed Rate Home Loan Interest OnlyHome loans · Fixed 1y · Owner-occupier · Interest only
8.39% p.a.comparison 7.64%≈ $4,195/mo IOrecorded
recorded ≈ $4,195/mo IOHistoryView at lender
Standard Variable Rate Home Loan Interest OnlyHome loans · Variable · Owner-occupier · Interest only
9.39% p.a.comparison 8.51%≈ $4,695/mo IOrecorded
recorded ≈ $4,695/mo IOHistoryView at lender
Education Community online-only Special Fixed Rate Personal LoanPersonal loans · Fixed 7y
6.94% p.a.comparison 6.94%recorded
recorded HistoryView at lender
Education Community Special Fixed Rate Personal LoanPersonal loans · Fixed 7y
7.24% p.a.comparison 7.24%recorded
recorded HistoryView at lender
Online-only Special Fixed Rate Personal LoanPersonal loans · Fixed 7y
7.94% p.a.comparison 8.43%recorded
recorded HistoryView at lender
Special Fixed Rate Personal LoanPersonal loans · Fixed 7y
8.24% p.a.comparison 8.73%recorded
recorded HistoryView at lender
Education Community Fixed Rate Personal LoanPersonal loans · Fixed 7y
9.24% p.a.comparison 9.24%recorded
recorded HistoryView at lender
Credit Union SA products
13-Year Fixed XL Home Loan PackageHome loans6.24%7.30%Owner-occupierP&IFixed 3y—Standard2026-10-15View at Credit Union SA History
23-Year Fixed Home Loan Package Principal and InterestHome loans6.24%6.82%Owner-occupierP&IFixed 3y—Standard2026-10-15View at Credit Union SA History
3Variable Home Loan Package SpecialsHome loans6.29%6.66%Owner-occupierP&IVariable—Standard2026-10-15View at Credit Union SA History
42-Year Fixed Home Loan Package Principal and InterestHome loans6.34%6.86%Owner-occupierP&IFixed 2y—Standard2026-10-15View at Credit Union SA History
52-Year Fixed XL Home Loan PackageHome loans6.34%7.41%Owner-occupierP&IFixed 2y—Standard2026-10-15View at Credit Union SA History
6XL Home Loan PackageHome loans6.34%6.71%Owner-occupierP&IVariable—Standard2026-10-15View at Credit Union SA History
7XL Interest Only Home Loan PackageHome loans6.34%6.70%Owner-occupierInterest onlyVariable—Standard2026-10-15View at Credit Union SA History
8Variable Home Loan Package SpecialsHome loans6.34%6.71%Owner-occupierP&IVariable—Standard2026-10-15View at Credit Union SA History
91-Year Fixed Home Loan Package Principal and InterestHome loans6.79%6.93%Owner-occupierP&IFixed 1y—Standard2026-10-15View at Credit Union SA History
101-Year Fixed XL Home Loan PackageHome loans6.79%7.55%Owner-occupierP&IFixed 1y—Standard2026-10-15View at Credit Union SA History
113-Year Fixed Rate Home Loan Principal and InterestHome loans7.04%7.41%Owner-occupierP&IFixed 3y—Standard2026-10-15View at Credit Union SA History
123-Year Fixed Home Loan Package Interest OnlyHome loans7.04%7.03%Owner-occupierInterest onlyFixed 3y—Standard2026-10-15View at Credit Union SA History
132-Year Fixed Home Loan Package Interest OnlyHome loans7.14%7.01%Owner-occupierInterest onlyFixed 2y—Standard2026-10-15View at Credit Union SA History
142-Year Fixed Rate Home Loan Principal and InterestHome loans7.14%7.47%Owner-occupierP&IFixed 2y—Standard2026-10-15View at Credit Union SA History
15Variable Home Loan Package Principal and InterestHome loans7.24%7.59%Owner-occupierP&IVariable—Standard2026-10-15View at Credit Union SA History
16Discounted Variable Rate Home Loan Principal and InterestHome loans7.29%7.32%Owner-occupierP&IVariable—Standard2026-10-15View at Credit Union SA History
17Standard Variable Rate Home Loan Principal and InterestHome loans7.49%7.54%Owner-occupierP&IVariable—Standard2026-10-15View at Credit Union SA History
181-Year Fixed Home Loan Package Interest OnlyHome loans7.59%7.01%Owner-occupierInterest onlyFixed 1y—Standard2026-10-15View at Credit Union SA History
191-Year Fixed Home Loan Principal and InterestHome loans7.59%7.55%Owner-occupierP&IFixed 1y—Standard2026-10-15View at Credit Union SA History
20Investment Variable Home Loan Package Interest OnlyHome loans7.74%7.93%InvestorInterest onlyVariable—Standard2026-10-15View at Credit Union SA History
213-Year Fixed Rate Home Loan Interest OnlyHome loans7.84%7.64%Owner-occupierInterest onlyFixed 3y—Standard2026-10-15View at Credit Union SA History
222-Year Fixed Rate Home Loan Interest OnlyHome loans7.94%7.63%Owner-occupierInterest onlyFixed 2y—Standard2026-10-15View at Credit Union SA History
23Discounted Variable Rate Home Loan Interest OnlyHome loans8.09%7.67%Owner-occupierInterest onlyVariable—Standard2026-10-15View at Credit Union SA History
241-Year Fixed Rate Home Loan Interest OnlyHome loans8.39%7.64%Owner-occupierInterest onlyFixed 1y—Standard2026-10-15View at Credit Union SA History
25Standard Variable Rate Home Loan Interest OnlyHome loans9.39%8.51%Owner-occupierInterest onlyVariable—Standard2026-10-15View at Credit Union SA History
26Education Community online-only Special Fixed Rate Personal LoanPersonal loans6.94%6.94%—P&IFixed 7y—Standard2026-10-15View at Credit Union SA History
27Education Community Special Fixed Rate Personal LoanPersonal loans7.24%7.24%—P&IFixed 7y—Standard2026-10-15View at Credit Union SA History
28Online-only Special Fixed Rate Personal LoanPersonal loans7.94%8.43%—P&IFixed 7y—Standard2026-10-15View at Credit Union SA History
29Special Fixed Rate Personal LoanPersonal loans8.24%8.73%—P&IFixed 7y—Standard2026-10-15View at Credit Union SA History
30Education Community Fixed Rate Personal LoanPersonal loans9.24%9.24%—P&IFixed 7y—Standard2026-10-15View at Credit Union SA History
31Fixed Rate Personal LoanPersonal loans10.24%10.74%—P&IFixed 7y—Standard2026-10-15View at Credit Union SA History
32Education Community Variable Rate Personal LoanPersonal loans12.60%12.60%—P&IVariable—Standard2026-10-15View at Credit Union SA 
33Variable Rate Personal LoanPersonal loans13.60%14.12%—P&IVariable—Standard2026-10-15View at Credit Union SA 
34Green Loan SecuredPersonal loans6.14%6.14%—P&IFixed 7y—Green / solar2026-10-15View at Credit Union SA History
35Green Loan UnsecuredPersonal loans7.79%7.79%—P&IFixed 7y—Green / solar2026-10-15View at Credit Union SA History
36Children's Savings AccountSavings accounts4.55%————ConsumerStandard2026-10-15View at Credit Union SA History
37Bonus Savings AccountSavings accounts3.74%————ConsumerStandard2026-10-15View at Credit Union SA History
3855+ AccountSavings accounts2.40%————ConsumerStandard2026-10-15View at Credit Union SA History
39Port+ AccountSavings accounts1.50%————ConsumerStandard2026-10-15View at Credit Union SA 
40Educator+ AccountSavings accounts1.50%————ConsumerStandard2026-10-15View at Credit Union SA 
41Netsave AccountSavings accounts1.25%————ConsumerStandard2026-10-15View at Credit Union SA 
42Access AccountSavings accounts—————ConsumerStandard2026-10-15View at Credit Union SA 
43Home Loan Offset AccountSavings accounts—————ConsumerStandard2026-10-15View at Credit Union SA 
44Business+ AccountSavings accounts—————BusinessStandard2026-10-15View at Credit Union SA 
45Term DepositTerm deposits5.30%————ConsumerStandard2026-10-15View at Credit Union SA History

Every lender rate is the advertised value RateSonar recorded on the date shown, from public CDR banking data. Compare across lenders: home loans · savings.