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The Mac rates

The lowest standard home-loan rate RateSonar recorded for The Mac is 5.92% (GOVT LOW DEP VARIABLE OOC PI), recorded on 2026-10-15. Connect an assistant at https://api.ratesonar.com. No sign-up and no key. Anonymous series calls return the last 31 days. The table below lists every product recorded for this lender. Pick a product type to narrow it.

Lowest home loan
5.92%
Highest deposit
5.00%
Products
44
Recorded on
2026-10-15
Facts
LenderThe Mac
Products on this page44
Latest record date2026-10-15
Lowest standard home loan5.92% · GOVT LOW DEP VARIABLE OOC PI · 2026-10-15
Highest deposit5.00% · TERM SAVINGS I4 · 2026-10-15
Assistant accessConnect an assistant at https://api.ratesonar.com. No sign-up and no key. Anonymous series calls return the last 31 days.

Common questions

What is the latest standard home-loan rate RateSonar recorded for The Mac?
5.92% for GOVT LOW DEP VARIABLE OOC PI, recorded on 2026-10-15. That is the lowest standard home loan on this page, not every product the lender sells.
Where do these The Mac rates come from?
Bank websites and public Consumer Data Right product feeds. Each row has the day RateSonar recorded it.
Can I read this in an assistant without an account?
Connect an assistant at https://api.ratesonar.com. No sign-up and no key. Anonymous series calls return the last 31 days.
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1GOVT LOW DEP VARIABLE OOC PIHome loans5.92%5.98%InvestorInterest onlyVariable—Standard2026-10-15View at The Mac 
2GOVT LOW DEP 1YR FIXED OOC PIHome loans6.29%6.02%Owner-occupierP&IFixed 1y—Standard2026-10-15View at The Mac History
3MORTGAGE 1YR FIXED OWNER OCCUPIED P&IHome loans6.29%7.81%Owner-occupierP&IFixed 1y—Standard2026-10-15View at The Mac History
4GOVT LOW DEP 3YR FIXED OOC PIHome loans6.39%6.12%Owner-occupierP&IFixed 3y—Standard2026-10-15View at The Mac History
5GOVT LOW DEP 2YR FIXED OOC PIHome loans6.39%6.08%Owner-occupierP&IFixed 2y—Standard2026-10-15View at The Mac History
6MORTGAGE 3YR FIXED OWNER OCCUPIED P&IHome loans6.39%7.53%Owner-occupierP&IFixed 3y—Standard2026-10-15View at The Mac History
7MORTGAGE 2YR FIXED OWNER OCCUPIED P&IHome loans6.39%7.67%Owner-occupierP&IFixed 2y—Standard2026-10-15View at The Mac History
8MORTGAGE 2YR FIXED INVESTOR P&IHome loans6.59%7.71%InvestorP&IFixed 2y—Standard2026-10-15View at The Mac History
9MORTGAGE 1YR FIXED INVESTOR P&IHome loans6.59%7.84%InvestorP&IFixed 1y—Standard2026-10-15View at The Mac History
10MORTGAGE 3YR FIXED INVESTOR P&IHome loans6.59%7.59%InvestorP&IFixed 3y—Standard2026-10-15View at The Mac 
11LOW LVR OOC P&IHome loans6.74%6.81%Owner-occupierP&IVariable—Standard2026-10-15—
12MORTGAGE 1YR FIXED INV IOHome loans6.79%7.86%InvestorInterest onlyFixed 1y—Standard2026-10-15View at The Mac History
13MORTGAGE 2YR FIXED INVESTOR IOHome loans6.79%7.75%InvestorInterest onlyFixed 2y—Standard2026-10-15View at The Mac History
14MORTGAGE 3YR FIXED INVESTOR IOHome loans6.79%7.65%InvestorInterest onlyFixed 3y—Standard2026-10-15View at The Mac 
15LOW LVR INV P&I HOME LOANHome loans7.04%7.11%InvestorP&IVariable—Standard2026-10-15—
16LOW LVR INV IO HOME LOANHome loans7.24%7.13%InvestorInterest onlyVariable—Standard2026-10-15—
17BASIC VARIABLE LOAN OWNER OCCUPIED P&I >750KHome loans7.62%7.69%Owner-occupierP&IVariable—Standard2026-10-15View at The Mac 
18BASIC VARIABLE LOAN OWNER OCCUPIED P&I 500K TO 750KHome loans7.72%7.79%Owner-occupierP&IVariable—Standard2026-10-15View at The Mac 
19BASIC VARIABLE LOAN OWNER OCCUPIED P&I 250K TO 500KHome loans7.82%7.89%Owner-occupierP&IVariable—Standard2026-10-15View at The Mac 
20BASIC VARIABLE LOAN OWNER OCCUPIED P&IHome loans7.92%7.99%Owner-occupierP&IVariable—Standard2026-10-15View at The Mac 
21BASIC VARIABLE LOAN INVESTOR P&IHome loans7.92%7.99%InvestorP&IVariable—Standard2026-10-15View at The Mac 
22MORTGAGE OFFSET OWNER OCCUPIED P&IHome loans7.92%7.99%Owner-occupierP&IVariable—Standard2026-10-15View at The Mac 
23MORTGAGE OFFSET INVESTOR PIHome loans7.92%7.99%InvestorP&IVariable—Standard2026-10-15View at The Mac 
24BASIC VARIABLE LOAN INVESTOR IOHome loans8.12%8.01%InvestorInterest onlyVariable—Standard2026-10-15View at The Mac 
25MORTGAGE OFFSET INVESTOR IOHome loans8.12%8.01%InvestorInterest onlyVariable—Standard2026-10-15View at The Mac 
26FIRST HOME BUYERS OWNER OCCUPIED P&IHome loans5.92%5.98%Owner-occupierP&IVariable—First home2026-10-15View at The Mac 
27BRIDGING LOANHome loans8.62%8.72%InvestorInterest onlyVariable—Bridging2026-10-15View at The Mac 
28SECURED PERSONAL FIXEDPersonal loans9.29%9.67%—P&IFixed 1y—Standard2026-10-15View at The Mac 
29UNSECURED PERSONAL FIXEDPersonal loans15.99%16.29%—P&IFixed 1y—Standard2026-10-15View at The Mac 
30NEW CAR LOAN FIXEDCar loans6.19%6.56%—P&IFixed 7y—Standard2026-10-15View at The Mac History
31FREEDOM YEARSSavings accounts2.00%————ConsumerStandard2026-10-15View at The Mac 
32eSaverSavings accounts1.90%————ConsumerStandard2026-10-15View at The Mac 
33CHRISTMAS SAVERSavings accounts1.50%————ConsumerStandard2026-10-15View at The Mac 
34SAVINGS 1Savings accounts—————ConsumerStandard2026-10-15View at The Mac 
35SAVINGS 8Savings accounts—————ConsumerStandard2026-10-15View at The Mac 
36SAVINGS 7Savings accounts—————ConsumerStandard2026-10-15View at The Mac 
37SAVINGS 6Savings accounts—————ConsumerStandard2026-10-15View at The Mac 
38SAVINGS 5Savings accounts—————ConsumerStandard2026-10-15View at The Mac 
39SAVINGS 4Savings accounts—————ConsumerStandard2026-10-15View at The Mac 
40SAVINGS 3Savings accounts—————ConsumerStandard2026-10-15View at The Mac 
41SAVINGS 2Savings accounts—————ConsumerStandard2026-10-15View at The Mac 
42TERM SAVINGS I4Term deposits5.00%————ConsumerStandard2026-10-15View at The Mac 
43YOUTH SAVER TERM DEP.Term deposits5.00%————ConsumerStandard2026-10-15View at The Mac 
44MINI MAC TERM DEPOSITTerm deposits5.00%————ConsumerStandard2026-10-15View at The Mac 

Every lender rate is the advertised value RateSonar recorded on the date shown, from public CDR banking data. Compare across lenders: home loans · savings.