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Mortgage Choice Freedom rates

The lowest standard home-loan rate RateSonar recorded for Mortgage Choice Freedom is 6.39% (Mortgage Choice Freedom Prime Bundle (With Offset)), recorded on 2026-10-15. Connect an assistant at https://api.ratesonar.com. No sign-up and no key. Anonymous series calls return the last 31 days. Every product recorded for this lender is below, as cards or as a table. Pick a product type to narrow it.

Lowest home loan
6.39%
Products
14
Recorded on
2026-10-15
Facts
LenderMortgage Choice Freedom
Products on this page14
Latest record date2026-10-15
Lowest standard home loan6.39% · Mortgage Choice Freedom Prime Bundle (With Offset) · 2026-10-15
Highest depositNone in this build.
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Common questions

What is the latest standard home-loan rate RateSonar recorded for Mortgage Choice Freedom?
6.39% for Mortgage Choice Freedom Prime Bundle (With Offset), recorded on 2026-10-15. That is the lowest standard home loan on this page, not every product the lender sells.
Where do these Mortgage Choice Freedom rates come from?
Bank websites and public Consumer Data Right product feeds. Each row has the day RateSonar recorded it.
Can I read this in an assistant without an account?
Connect an assistant at https://api.ratesonar.com. No sign-up and no key. Anonymous series calls return the last 31 days.
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Estimate: the advertised rate held for the whole term, paid monthly, before fees. A fixed rate changes after its fixed period. Interest-only loans show the interest only. Not a quote.

14 products, by product type, best rate first.

Mortgage Choice Freedom Prime Bundle (With Offset)Home loans · Variable · Owner-occupier · P&I · LVR 70.01-80%
6.39% p.a.comparison 6.65%≈ $3,749/morecorded
recorded ≈ $3,749/moHistoryView at lender
Mortgage Choice Freedom Prime Bundle (Without Offset)Home loans · Variable · Owner-occupier · P&I · LVR 70.01-80%
6.39% p.a.comparison 6.42%≈ $3,749/morecorded
recorded ≈ $3,749/moHistoryView at lender
Mortgage Choice Freedom Flex BundleHome loans · Variable · Owner-occupier · P&I · LVR 70.01-80%
6.54% p.a.comparison 6.50%≈ $3,808/morecorded
recorded ≈ $3,808/moHistoryView at lender
Mortgage Choice Freedom Prime (With Offset)Home loans · Variable · Owner-occupier · P&I · LVR 70.01-80%
6.54% p.a.comparison 6.80%≈ $3,808/morecorded
recorded ≈ $3,808/moHistoryView at lender
Mortgage Choice Freedom Prime (Without Offset)Home loans · Variable · Owner-occupier · P&I · LVR 70.01-80%
6.54% p.a.comparison 6.57%≈ $3,808/morecorded
recorded ≈ $3,808/moHistoryView at lender
Mortgage Choice Freedom SaverHome loans · Variable · Owner-occupier · P&I · LVR 70.01-80%
6.54% p.a.comparison 6.50%≈ $3,808/morecorded
recorded ≈ $3,808/moHistoryView at lender
Mortgage Choice Freedom FlexHome loans · Variable · Owner-occupier · P&I · LVR 70.01-80%
6.69% p.a.comparison 6.65%≈ $3,868/morecorded
recorded ≈ $3,868/moHistoryView at lender
Mortgage Choice Freedom Tailored Plus Full DocHome loans · Variable · Investor · P&I · LVR 70.01-80%
6.94% p.a.comparison 7.04%≈ $3,968/morecorded
recorded ≈ $3,968/moHistoryView at lender
Mortgage Choice Freedom Tailored 80-85% LVR No LMI (Full Doc)Home loans · Variable · Owner-occupier · P&I · LVR 80.01-85%
6.99% p.a.comparison 7.05%≈ $3,988/morecorded
recorded ≈ $3,988/moHistoryView at lender
Mortgage Choice Freedom Tailored Self-Employed Lite DocHome loans · Variable · Owner-occupier · P&I · LVR 70.01-80%
7.14% p.a.comparison 7.20%≈ $4,048/morecorded
recorded ≈ $4,048/moHistoryView at lender
Mortgage Choice Freedom FixedHome loans · Fixed 1y · Owner-occupier · P&I · LVR 70.01-80%
7.34% p.a.comparison 6.58%≈ $4,130/morecorded
recorded ≈ $4,130/moHistoryView at lender
Mortgage Choice Freedom Tailored Plus Lite DocHome loans · Variable · Investor · P&I · LVR 70.01-80%
7.34% p.a.comparison 7.40%≈ $4,130/morecorded
recorded ≈ $4,130/moHistoryView at lender
Mortgage Choice Freedom Move with No End DebtHome loans · Variable · Owner-occupier · Interest only · LVR 70.01-80%
8.69% p.a.comparison 8.79%≈ $4,345/mo IOrecorded
recorded ≈ $4,345/mo IOHistoryView at lender
Mortgage Choice Freedom Move with End DebtHome loans · Variable · Owner-occupier · Interest only · LVR 70.01-80%
9.39% p.a.comparison 9.54%≈ $4,695/mo IOrecorded
recorded ≈ $4,695/mo IOHistoryView at lender
Mortgage Choice Freedom products
1Mortgage Choice Freedom Prime Bundle (With Offset)Home loans6.39%6.65%Owner-occupierP&IVariable—Standard2026-10-15View at Mortgage Choice Freedom History
2Mortgage Choice Freedom Prime Bundle (Without Offset)Home loans6.39%6.42%Owner-occupierP&IVariable—Standard2026-10-15View at Mortgage Choice Freedom History
3Mortgage Choice Freedom Flex BundleHome loans6.54%6.50%Owner-occupierP&IVariable—Standard2026-10-15View at Mortgage Choice Freedom History
4Mortgage Choice Freedom Prime (With Offset)Home loans6.54%6.80%Owner-occupierP&IVariable—Standard2026-10-15View at Mortgage Choice Freedom History
5Mortgage Choice Freedom Prime (Without Offset)Home loans6.54%6.57%Owner-occupierP&IVariable—Standard2026-10-15View at Mortgage Choice Freedom History
6Mortgage Choice Freedom SaverHome loans6.54%6.50%Owner-occupierP&IVariable—Standard2026-10-15View at Mortgage Choice Freedom History
7Mortgage Choice Freedom FlexHome loans6.69%6.65%Owner-occupierP&IVariable—Standard2026-10-15View at Mortgage Choice Freedom History
8Mortgage Choice Freedom Tailored Plus Full DocHome loans6.94%7.04%InvestorP&IVariable—Standard2026-10-15View at Mortgage Choice Freedom History
9Mortgage Choice Freedom Tailored 80-85% LVR No LMI (Full Doc)Home loans6.99%7.05%Owner-occupierP&IVariable—Standard2026-10-15View at Mortgage Choice Freedom History
10Mortgage Choice Freedom Tailored Self-Employed Lite DocHome loans7.14%7.20%Owner-occupierP&IVariable—Standard2026-10-15View at Mortgage Choice Freedom History
11Mortgage Choice Freedom FixedHome loans7.34%6.58%Owner-occupierP&IFixed 1y—Standard2026-10-15View at Mortgage Choice Freedom History
12Mortgage Choice Freedom Tailored Plus Lite DocHome loans7.34%7.40%InvestorP&IVariable—Standard2026-10-15View at Mortgage Choice Freedom History
13Mortgage Choice Freedom Move with No End DebtHome loans8.69%8.79%Owner-occupierInterest onlyVariable—Standard2026-10-15View at Mortgage Choice Freedom History
14Mortgage Choice Freedom Move with End DebtHome loans9.39%9.54%Owner-occupierInterest onlyVariable—Standard2026-10-15View at Mortgage Choice Freedom History

Every lender rate is the advertised value RateSonar recorded on the date shown, from public CDR banking data. Compare across lenders: home loans · savings.