Archive · Product history
Variable rate home loans (Interest Only repayments) — Flexi First Option Home Loan Basic loan — Discounted rate ^
Home loans · Westpac · recorded since 1 Jul 2026; days without a record are marked carried forward. Advertised rate — lower is better.
8.49%▲ +25 bps since Source grade B
Comparison rate 7.28%
Grade B — a single fresh source, or fresh sources that publish different figures (an advertised rate vs a reference rate).
| 2026-07-01 | 8.24% | 7.16% |
| 2026-07-02 | 8.24% | 7.16% |
| 2026-07-03 | 8.24% | 7.16% |
| 2026-07-04 | 8.24% | 7.16% |
| 2026-07-05 | 8.24% | 7.16% |
| 2026-07-06 | 8.24% | 7.16% |
| 2026-07-07 | 8.24% | 7.16% |
| 2026-07-08 | 8.24% | 7.16% |
| 2026-07-09 | 8.24% | 7.16% |
| 2026-07-10 | 8.24% | 7.16% |
| 2026-07-11 | 8.24% | 7.16% |
| 2026-07-12 | 8.24% | 7.16% |
| 2026-07-13 | 8.24% | 7.16% |
| 2026-07-14 | 8.24% | 7.16% |
| 2026-07-15 | 8.24% | 7.16% |
| 2026-07-16 | 8.24% | 7.16% |
| 2026-07-17 | 8.24% | 7.16% |
| 2026-07-18 | 8.24% | 7.16% |
| 2026-07-19 | 8.24% | 7.16% |
| 2026-07-20 | 8.24% | 7.16% |
| 2026-07-21 | 8.24% | 7.16% |
| 2026-07-22 | 8.24% | 7.16% |
| 2026-07-23 | 8.24% | 7.16% |
| 2026-07-24 | 8.24% | 7.16% |
| 2026-07-25 | 8.24% | 7.16% |
| 2026-07-26 | 8.24% | 7.16% |
| 2026-07-27 | 8.24% | 7.16% |
| 2026-07-28 | 8.24% | 7.16% |
| 2026-07-29 | 8.24% | 7.16% |
| 2026-07-30 | 8.24% | 7.16% |
| 2026-07-31 | 8.24% | 7.16% |
| 2026-08-01 | 8.24% | 7.16% |
| 2026-08-02 | 8.24% | 7.16% |
| 2026-08-03 | 8.24% | 7.16% |
| 2026-08-04 | 8.24% | 7.16% |
| 2026-08-05 | 8.24% | 7.16% |
| 2026-08-06 | 8.24% | 7.16% |
| 2026-08-07 | 8.24% | 7.16% |
| 2026-08-08 | 8.24% | 7.16% |
| 2026-08-09 | 8.24% | 7.16% |
| 2026-08-10 | 8.24% | 7.16% |
| 2026-08-11 | 8.24% | 7.16% |
| 2026-08-12 | 8.24% | 7.16% |
| 2026-08-13 | 8.24% | 7.16% |
| 2026-08-14 | 8.24% | 7.16% |
| 2026-08-15 | 8.24% | 7.16% |
| 2026-08-16 | 8.24% | 7.16% |
| 2026-08-17 | 8.24% | 7.16% |
| 2026-08-18 | 8.24% | 7.16% |
| 2026-08-19 | 8.24% | 7.16% |
| 2026-08-20 | 8.24% | 7.16% |
| 2026-08-21 | 8.24% | 7.16% |
| 2026-08-22 | 8.24% | 7.16% |
| 2026-08-23 | 8.24% | 7.16% |
| 2026-08-24 | 8.24% | 7.16% |
| 2026-08-25 | 8.24% | 7.16% |
| 2026-08-26 | 8.24% | 7.16% |
| 2026-08-27 | 8.24% | 7.16% |
| 2026-08-28 | 8.24% | 7.16% |
| 2026-08-29 | 8.24% | 7.16% |
| 2026-08-30 | 8.24% | 7.16% |
| 2026-08-31 | 8.24% | 7.16% |
| 2026-09-01 | 8.24% | 7.16% |
| 2026-09-02 | 8.24% | 7.16% |
| 2026-09-03 | 8.24% | 7.16% |
| 2026-09-04 | 8.24% | 7.16% |
| 2026-09-05 | 8.24% | 7.16% |
| 2026-09-06 | 8.24% | 7.16% |
| 2026-09-07 | 8.24% | 7.16% |
| 2026-09-08 | 8.24% | 7.16% |
| 2026-09-09 | 8.24% | 7.16% |
| 2026-09-10 | 8.24% | 7.16% |
| 2026-09-11 | 8.24% | 7.16% |
| 2026-09-12 | 8.24% | 7.16% |
| 2026-09-13 | 8.24% | 7.16% |
| 2026-09-14 | 8.24% | 7.16% |
| 2026-09-15 | 8.24% | 7.16% |
| 2026-09-16 | 8.24% | 7.16% |
| 2026-09-17 | 8.24% | 7.16% |
| 2026-09-18 | 8.24% | 7.16% |
| 2026-09-19 | 8.24% | 7.16% |
| 2026-09-20 | 8.24% | 7.16% |
| 2026-09-21 | 8.24% | 7.16% |
| 2026-09-22 | 8.24% | 7.16% |
| 2026-09-23 | 8.24% | 7.16% |
| 2026-09-24 | 8.24% | 7.16% |
| 2026-09-25 | 8.24% | 7.16% |
| 2026-09-26 | 8.24% | 7.16% |
| 2026-09-27 | 8.24% | 7.16% |
| 2026-09-28 | 8.24% | 7.16% |
| 2026-09-29 | 8.24% | 7.16% |
| 2026-09-30 | 8.24% | 7.16% |
| 2026-10-01 | 8.24% | 7.16% |
| 2026-10-02 | 8.24% | 7.16% |
| 2026-10-03 | 8.24% | 7.16% |
| 2026-10-04 | 8.24% | 7.16% |
| 2026-10-05 | 8.24% | 7.16% |
| 2026-10-06 | 8.24% | 7.16% |
| 2026-10-07 | 8.24% | 7.16% |
| 2026-10-08 | 8.24% | 7.16% |
| 2026-10-09 | 8.49% | 7.28% |
| 2026-10-10 | 8.49% | 7.28% |
| 2026-10-11 | 8.49% | 7.28% |
| 2026-10-12 | 8.49% | 7.28% |
| 2026-10-13 | 8.49% | 7.28% |
| 2026-10-14 | 8.49% | 7.28% |
Compare it with other lenders: search their names and “chart” on the home page.