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Up home loan rate history

On 2026-10-15, the lowest advertised standard home-loan rate RateSonar recorded for Up was 6.20%. Connect an assistant at https://api.ratesonar.com. No sign-up and no key. Anonymous series calls return the last 31 days.

Recorded on
2026-10-15
First record
2026-07-17
Recorded days
66
Facts
LenderUp
SeriesLowest advertised standard home-loan rate.
Latest record6.20% on 2026-10-15
First record5.95% on 2026-07-17
Recorded days66
Assistant accessConnect an assistant at https://api.ratesonar.com. No sign-up and no key. Anonymous series calls return the last 31 days.

Common questions

What home-loan rate did RateSonar last record for Up?
The lowest advertised standard rate recorded on 2026-10-15 was 6.20%. Special-purpose products are left out.
Is a dashed day on the chart a new rate?
No. A day without a record repeats the last recorded rate and is marked carried forward. It is not a new record.
Can I read this series in an assistant without an account?
Connect an assistant at https://api.ratesonar.com. No sign-up and no key. Anonymous series calls return the last 31 days.
6.20%▲ +25 bps since

Up's line shows every rate in the table below. Days between records repeat the last recorded rate and are marked carried forward; empty stretches have no record. The market band and median leave out one-day readings that revert the next day.
66 rowsSort or filter any column. Drag an edge to resize.
Recorded rates
2026-07-175.95%
2026-07-185.95%
2026-07-195.95%
2026-07-205.95%
2026-07-225.95%
2026-07-235.95%
2026-07-245.95%
2026-07-255.95%
2026-07-265.95%
2026-07-275.95%
2026-07-285.95%
2026-07-295.95%
2026-07-305.95%
2026-07-315.95%
2026-08-015.95%
2026-08-025.95%
2026-08-035.95%
2026-08-045.95%
2026-08-055.95%
2026-08-065.95%
2026-08-075.95%
2026-08-085.95%
2026-08-095.95%
2026-08-105.95%
2026-08-115.95%
2026-08-125.95%
2026-08-135.95%
2026-08-145.95%
2026-08-155.95%
2026-08-165.95%
2026-08-175.95%
2026-08-185.95%
2026-08-195.95%
2026-08-205.95%
2026-08-215.95%
2026-08-225.95%
2026-08-235.95%
2026-08-245.95%
2026-09-085.95%
2026-09-105.95%
2026-09-115.95%
2026-09-185.95%
2026-09-225.95%
2026-09-235.95%
2026-09-245.95%
2026-09-255.95%
2026-09-265.95%
2026-09-275.95%
2026-09-285.95%
2026-09-295.95%
2026-09-305.95%
2026-10-015.95%
2026-10-025.95%
2026-10-035.95%
2026-10-045.95%
2026-10-055.95%
2026-10-065.95%
2026-10-076.20%
2026-10-086.20%
2026-10-096.20%
2026-10-106.20%
2026-10-116.20%
2026-10-126.20%
2026-10-136.20%
2026-10-146.20%
2026-10-156.20%

Australian home-loan rates since 1959

RBA monthly banks-average standard variable and 3-year fixed housing rates. Market context, not Up's advertised rate, and not RateSonar's own record.

Source: RBA Statistical Table F5 (monthly)

See every lender on the history index, what moved on the change feed, or read how this data is recorded.