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Unloan home loan rate history

On 2026-10-15, the lowest advertised standard home-loan rate RateSonar recorded for Unloan was 5.89%. Connect an assistant at https://api.ratesonar.com. No sign-up and no key. Anonymous series calls return the last 31 days.

Recorded on
2026-10-15
First record
2026-07-20
Recorded days
48
Facts
LenderUnloan
SeriesLowest advertised standard home-loan rate.
Latest record5.89% on 2026-10-15
First record5.89% on 2026-07-20
Recorded days48
Assistant accessConnect an assistant at https://api.ratesonar.com. No sign-up and no key. Anonymous series calls return the last 31 days.

Common questions

What home-loan rate did RateSonar last record for Unloan?
The lowest advertised standard rate recorded on 2026-10-15 was 5.89%. Special-purpose products are left out.
Is a dashed day on the chart a new rate?
No. A day without a record repeats the last recorded rate and is marked carried forward. It is not a new record.
Can I read this series in an assistant without an account?
Connect an assistant at https://api.ratesonar.com. No sign-up and no key. Anonymous series calls return the last 31 days.
5.89%0 bps since

Unloan's line shows every rate in the table below. Days between records repeat the last recorded rate and are marked carried forward; empty stretches have no record. The market band and median leave out one-day readings that revert the next day.
48 rowsSort or filter any column. Drag an edge to resize.
Recorded rates
2026-07-205.89%
2026-07-215.89%
2026-07-235.89%
2026-07-245.89%
2026-07-255.89%
2026-07-265.89%
2026-07-295.89%
2026-07-315.89%
2026-08-015.89%
2026-08-035.89%
2026-08-065.89%
2026-08-075.89%
2026-08-085.89%
2026-08-095.89%
2026-08-105.89%
2026-08-115.89%
2026-08-125.89%
2026-08-135.89%
2026-08-145.89%
2026-08-165.89%
2026-08-255.89%
2026-09-085.89%
2026-09-095.89%
2026-09-185.89%
2026-09-225.89%
2026-09-235.89%
2026-09-245.89%
2026-09-255.89%
2026-09-265.89%
2026-09-275.89%
2026-09-285.89%
2026-09-295.89%
2026-09-305.89%
2026-10-015.89%
2026-10-025.89%
2026-10-035.89%
2026-10-045.89%
2026-10-055.89%
2026-10-065.89%
2026-10-075.89%
2026-10-085.89%
2026-10-095.89%
2026-10-105.89%
2026-10-115.89%
2026-10-125.89%
2026-10-135.89%
2026-10-145.89%
2026-10-155.89%

Australian home-loan rates since 1959

RBA monthly banks-average standard variable and 3-year fixed housing rates. Market context, not Unloan's advertised rate, and not RateSonar's own record.

Source: RBA Statistical Table F5 (monthly)

See every lender on the history index, what moved on the change feed, or read how this data is recorded.