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The Mac home loan rate history

On 2026-10-15, the lowest advertised standard home-loan rate RateSonar recorded for The Mac was 5.92%. Connect an assistant at https://api.ratesonar.com. No sign-up and no key. Anonymous series calls return the last 31 days.

Recorded on
2026-10-15
First record
2026-07-17
Recorded days
53
Facts
LenderThe Mac
SeriesLowest advertised standard home-loan rate.
Latest record5.92% on 2026-10-15
First record6.49% on 2026-07-17
Recorded days53
Assistant accessConnect an assistant at https://api.ratesonar.com. No sign-up and no key. Anonymous series calls return the last 31 days.

Common questions

What home-loan rate did RateSonar last record for The Mac?
The lowest advertised standard rate recorded on 2026-10-15 was 5.92%. Special-purpose products are left out.
Is a dashed day on the chart a new rate?
No. A day without a record repeats the last recorded rate and is marked carried forward. It is not a new record.
Can I read this series in an assistant without an account?
Connect an assistant at https://api.ratesonar.com. No sign-up and no key. Anonymous series calls return the last 31 days.
5.92%▼ −57 bps since

The Mac's line shows every rate in the table below. Days between records repeat the last recorded rate and are marked carried forward; empty stretches have no record. The market band and median leave out one-day readings that revert the next day.
53 rowsSort or filter any column. Drag an edge to resize.
Recorded rates
2026-07-176.49%
2026-07-186.49%
2026-07-196.49%
2026-07-206.49%
2026-07-216.49%
2026-07-225.92%
2026-07-235.92%
2026-07-245.92%
2026-07-255.92%
2026-07-265.92%
2026-07-275.92%
2026-07-285.92%
2026-07-295.92%
2026-07-305.92%
2026-07-315.92%
2026-08-015.92%
2026-08-025.92%
2026-08-035.92%
2026-08-045.92%
2026-08-055.92%
2026-08-065.92%
2026-08-075.92%
2026-08-085.92%
2026-08-095.92%
2026-08-105.92%
2026-08-245.92%
2026-09-085.92%
2026-09-095.92%
2026-09-105.92%
2026-09-115.92%
2026-09-125.92%
2026-09-135.92%
2026-09-145.92%
2026-09-155.92%
2026-09-165.92%
2026-09-175.92%
2026-09-185.92%
2026-09-195.92%
2026-09-205.92%
2026-09-215.92%
2026-09-225.92%
2026-09-255.92%
2026-09-285.92%
2026-09-295.92%
2026-09-305.92%
2026-10-015.92%
2026-10-025.92%
2026-10-035.92%
2026-10-085.92%
2026-10-095.92%
2026-10-125.92%
2026-10-145.92%
2026-10-155.92%

Australian home-loan rates since 1959

RBA monthly banks-average standard variable and 3-year fixed housing rates. Market context, not The Mac's advertised rate, and not RateSonar's own record.

Source: RBA Statistical Table F5 (monthly)

See every lender on the history index, what moved on the change feed, or read how this data is recorded.