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The Capricornian home loan rate history

On 2026-10-15, the lowest advertised standard home-loan rate RateSonar recorded for The Capricornian was 6.24%. Connect an assistant at https://api.ratesonar.com. No sign-up and no key. Anonymous series calls return the last 31 days.

Recorded on
2026-10-15
First record
2026-07-18
Recorded days
49
Facts
LenderThe Capricornian
SeriesLowest advertised standard home-loan rate.
Latest record6.24% on 2026-10-15
First record6.09% on 2026-07-18
Recorded days49
Assistant accessConnect an assistant at https://api.ratesonar.com. No sign-up and no key. Anonymous series calls return the last 31 days.

Common questions

What home-loan rate did RateSonar last record for The Capricornian?
The lowest advertised standard rate recorded on 2026-10-15 was 6.24%. Special-purpose products are left out.
Is a dashed day on the chart a new rate?
No. A day without a record repeats the last recorded rate and is marked carried forward. It is not a new record.
Can I read this series in an assistant without an account?
Connect an assistant at https://api.ratesonar.com. No sign-up and no key. Anonymous series calls return the last 31 days.
6.24%▲ +15 bps since

The Capricornian's line shows every rate in the table below. Days between records repeat the last recorded rate; hover a day to see whether it was recorded or carried forward. The market band and median leave out one-day readings that revert the next day.
49 rowsSort or filter any column. Drag an edge to resize.
Recorded rates
2026-07-186.09%
2026-07-216.09%
2026-07-226.09%
2026-07-236.09%
2026-07-246.09%
2026-07-256.09%
2026-07-266.09%
2026-07-276.09%
2026-07-316.09%
2026-08-016.09%
2026-08-035.99%
2026-08-065.99%
2026-08-075.99%
2026-08-085.99%
2026-08-095.99%
2026-08-105.99%
2026-08-115.99%
2026-08-125.99%
2026-08-135.99%
2026-08-145.99%
2026-08-165.99%
2026-08-255.99%
2026-08-285.99%
2026-08-305.99%
2026-08-315.99%
2026-09-015.99%
2026-09-025.99%
2026-09-035.99%
2026-09-045.99%
2026-09-065.99%
2026-09-075.99%
2026-09-085.99%
2026-09-095.99%
2026-09-105.99%
2026-09-115.99%
2026-09-125.99%
2026-09-185.99%
2026-09-255.99%
2026-09-285.99%
2026-09-295.99%
2026-09-305.99%
2026-10-015.99%
2026-10-025.99%
2026-10-035.99%
2026-10-086.24%
2026-10-096.24%
2026-10-126.24%
2026-10-146.24%
2026-10-156.24%

Australian home-loan rates since 1959

RBA monthly banks-average standard variable and 3-year fixed housing rates. Market context, not The Capricornian's advertised rate, and not RateSonar's own record.

Source: RBA Statistical Table F5 (monthly)

See every lender on the history index, what moved on the change feed, or read how this data is recorded.