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Southern Cross Credit Union home loan rate history

On 2026-10-15, the lowest advertised standard home-loan rate RateSonar recorded for Southern Cross Credit Union was 5.93%. Connect an assistant at https://api.ratesonar.com. No sign-up and no key. Anonymous series calls return the last 31 days.

Recorded on
2026-10-15
First record
2026-07-17
Recorded days
62
Facts
LenderSouthern Cross Credit Union
SeriesLowest advertised standard home-loan rate.
Latest record5.93% on 2026-10-15
First record6.23% on 2026-07-17
Recorded days62
Assistant accessConnect an assistant at https://api.ratesonar.com. No sign-up and no key. Anonymous series calls return the last 31 days.

Common questions

What home-loan rate did RateSonar last record for Southern Cross Credit Union?
The lowest advertised standard rate recorded on 2026-10-15 was 5.93%. Special-purpose products are left out.
Is a dashed day on the chart a new rate?
No. A day without a record repeats the last recorded rate and is marked carried forward. It is not a new record.
Can I read this series in an assistant without an account?
Connect an assistant at https://api.ratesonar.com. No sign-up and no key. Anonymous series calls return the last 31 days.
5.93%▼ −30 bps since

Southern Cross Credit Union's line shows every rate in the table below. Days between records repeat the last recorded rate; hover a day to see whether it was recorded or carried forward. The market band and median leave out one-day readings that revert the next day.
62 rowsSort or filter any column. Drag an edge to resize.
Recorded rates
2026-07-176.23%
2026-07-186.23%
2026-07-196.23%
2026-07-206.23%
2026-07-216.23%
2026-07-226.23%
2026-07-236.23%
2026-07-246.23%
2026-07-256.23%
2026-07-266.23%
2026-07-276.23%
2026-07-286.23%
2026-07-296.23%
2026-07-306.23%
2026-07-316.23%
2026-08-016.23%
2026-08-026.23%
2026-08-036.23%
2026-08-046.23%
2026-08-056.23%
2026-08-066.23%
2026-08-076.23%
2026-08-086.23%
2026-08-096.23%
2026-08-106.23%
2026-08-246.23%
2026-09-085.93%
2026-09-095.93%
2026-09-105.93%
2026-09-115.93%
2026-09-125.93%
2026-09-135.93%
2026-09-145.93%
2026-09-155.93%
2026-09-165.93%
2026-09-175.93%
2026-09-185.93%
2026-09-195.93%
2026-09-205.93%
2026-09-215.93%
2026-09-225.93%
2026-09-235.93%
2026-09-265.93%
2026-09-275.93%
2026-09-285.93%
2026-09-295.93%
2026-09-305.93%
2026-10-015.93%
2026-10-025.93%
2026-10-035.93%
2026-10-045.93%
2026-10-055.93%
2026-10-065.93%
2026-10-075.93%
2026-10-085.93%
2026-10-095.93%
2026-10-105.93%
2026-10-115.93%
2026-10-125.93%
2026-10-135.93%
2026-10-145.93%
2026-10-155.93%

Australian home-loan rates since 1959

RBA monthly banks-average standard variable and 3-year fixed housing rates. Market context, not Southern Cross Credit Union's advertised rate, and not RateSonar's own record.

Source: RBA Statistical Table F5 (monthly)

See every lender on the history index, what moved on the change feed, or read how this data is recorded.