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RACQ Bank home loan rate history

On 2026-10-15, the lowest advertised standard home-loan rate RateSonar recorded for RACQ Bank was 6.54%. Connect an assistant at https://api.ratesonar.com. No sign-up and no key. Anonymous series calls return the last 31 days.

Recorded on
2026-10-15
First record
2026-07-17
Recorded days
54
Facts
LenderRACQ Bank
SeriesLowest advertised standard home-loan rate.
Latest record6.54% on 2026-10-15
First record6.04% on 2026-07-17
Recorded days54
Assistant accessConnect an assistant at https://api.ratesonar.com. No sign-up and no key. Anonymous series calls return the last 31 days.

Common questions

What home-loan rate did RateSonar last record for RACQ Bank?
The lowest advertised standard rate recorded on 2026-10-15 was 6.54%. Special-purpose products are left out.
Is a dashed day on the chart a new rate?
No. A day without a record repeats the last recorded rate and is marked carried forward. It is not a new record.
Can I read this series in an assistant without an account?
Connect an assistant at https://api.ratesonar.com. No sign-up and no key. Anonymous series calls return the last 31 days.
6.54%▲ +50 bps since

RACQ Bank's line shows every rate in the table below. Days between records repeat the last recorded rate; hover a day to see whether it was recorded or carried forward. The market band and median leave out one-day readings that revert the next day.
54 rowsSort or filter any column. Drag an edge to resize.
Recorded rates
2026-07-176.04%
2026-07-186.04%
2026-07-196.04%
2026-07-206.04%
2026-07-216.04%
2026-07-226.04%
2026-07-236.04%
2026-07-246.04%
2026-07-256.04%
2026-07-266.04%
2026-07-276.04%
2026-07-286.04%
2026-07-296.04%
2026-07-306.04%
2026-07-316.04%
2026-08-016.04%
2026-08-026.04%
2026-08-036.04%
2026-08-046.04%
2026-08-056.04%
2026-08-066.04%
2026-08-076.04%
2026-08-086.04%
2026-08-096.04%
2026-08-106.04%
2026-08-246.04%
2026-09-086.04%
2026-09-096.04%
2026-09-106.29%
2026-09-116.29%
2026-09-126.29%
2026-09-136.29%
2026-09-146.29%
2026-09-226.29%
2026-09-256.29%
2026-09-266.29%
2026-09-276.29%
2026-09-286.29%
2026-09-296.29%
2026-09-306.29%
2026-10-016.29%
2026-10-026.29%
2026-10-036.29%
2026-10-046.29%
2026-10-056.29%
2026-10-066.29%
2026-10-076.29%
2026-10-086.29%
2026-10-096.29%
2026-10-106.29%
2026-10-116.29%
2026-10-126.29%
2026-10-146.54%
2026-10-156.54%

Australian home-loan rates since 1959

RBA monthly banks-average standard variable and 3-year fixed housing rates. Market context, not RACQ Bank's advertised rate, and not RateSonar's own record.

Source: RBA Statistical Table F5 (monthly)

See every lender on the history index, what moved on the change feed, or read how this data is recorded.