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First Option Bank home loan rate history

On 2026-10-15, the lowest advertised standard home-loan rate RateSonar recorded for First Option Bank was 6.19%. Connect an assistant at https://api.ratesonar.com. No sign-up and no key. Anonymous series calls return the last 31 days.

Recorded on
2026-10-15
First record
2026-07-17
Recorded days
55
Facts
LenderFirst Option Bank
SeriesLowest advertised standard home-loan rate.
Latest record6.19% on 2026-10-15
First record6.19% on 2026-07-17
Recorded days55
Assistant accessConnect an assistant at https://api.ratesonar.com. No sign-up and no key. Anonymous series calls return the last 31 days.

Common questions

What home-loan rate did RateSonar last record for First Option Bank?
The lowest advertised standard rate recorded on 2026-10-15 was 6.19%. Special-purpose products are left out.
Is a dashed day on the chart a new rate?
No. A day without a record repeats the last recorded rate and is marked carried forward. It is not a new record.
Can I read this series in an assistant without an account?
Connect an assistant at https://api.ratesonar.com. No sign-up and no key. Anonymous series calls return the last 31 days.
6.19%0 bps since

First Option Bank's line shows every rate in the table below. Days between records repeat the last recorded rate; hover a day to see whether it was recorded or carried forward. The market band and median leave out one-day readings that revert the next day.
55 rowsSort or filter any column. Drag an edge to resize.
2026-07-176.19%
2026-07-186.19%
2026-07-196.19%
2026-07-206.19%
2026-07-216.19%
2026-07-226.19%
2026-07-236.19%
2026-07-246.19%
2026-07-256.19%
2026-07-266.19%
2026-07-276.19%
2026-07-286.19%
2026-07-296.19%
2026-07-306.19%
2026-07-316.19%
2026-08-016.19%
2026-08-026.19%
2026-08-036.19%
2026-08-046.19%
2026-08-056.19%
2026-08-066.19%
2026-08-076.19%
2026-08-086.19%
2026-08-096.19%
2026-08-106.19%
2026-08-246.19%
2026-09-086.19%
2026-09-096.19%
2026-09-126.19%
2026-09-146.19%
2026-09-176.19%
2026-09-226.19%
2026-09-236.19%
2026-09-246.19%
2026-09-256.19%
2026-09-266.19%
2026-09-276.19%
2026-09-286.19%
2026-09-296.19%
2026-09-306.19%
2026-10-016.19%
2026-10-026.19%
2026-10-036.19%
2026-10-046.19%
2026-10-056.19%
2026-10-066.19%
2026-10-076.19%
2026-10-086.19%
2026-10-096.19%
2026-10-106.19%
2026-10-116.19%
2026-10-126.19%
2026-10-136.19%
2026-10-146.19%
2026-10-156.19%

Australian home-loan rates since 1959

RBA monthly banks-average standard variable and 3-year fixed housing rates. Market context, not First Option Bank's advertised rate, and not RateSonar's own record.

Source: RBA Statistical Table F5 (monthly)

See every lender on the history index, what moved on the change feed, or read how this data is recorded.